Last Updated on August 7, 2016 at 2:55 pm Are the markets overvalued? Is the Nifty PE too high? Should I exit and re-enter later? Aided by ‘experts’ who advice ‘caution’, such questions are doing the rounds again. Here are some misconceptions and myths about the Nifty PE. In a previous post on the relevance…
Continue reading →Last Updated on December 18, 2021 at 10:41 pm There are some grey areas in personal finance and there are some downright dark areas. One such dark area is how a couple should prepare for parenting duties once a child is on the way. Dark, because there are several possibilities and each would impact the…
Continue reading →Last Updated on August 30, 2021 at 4:17 pm An SWP or a systematic withdrawal plan is the lesser-known cousin of the SIP. In an SWP, an investor would receive a specific sum at periodic intervals (monthly, quarterly etc.) from a lump sum invested in a mutual fund. Here is an SWP calculator with a step-up…
Continue reading →Last Updated on January 24, 2017 at 6:20 pm Use this Excel-based template for creating an amortization schedule for your home loan. It allows you to visualize the monthly and yearly evolution of interest and principle components and the balance of the loan. It can accommodate regular (monthly, quarterly, bi-annual and annual) and irregular (random…
Continue reading →Last Updated on December 18, 2021 at 10:44 pm Life insurance, health insurance, accident insurance and critical illness insurance are tailor-made fortification products that help a family tackle unpleasant and unexpected developments. Be it expenses due to hospitalization, or loss or decrease in income due to death, accident or a critical illness. I refer to…
Continue reading →Last Updated on September 4, 2018 at 6:43 am Use this rolling standard deviation calculator to evaluate the volatility in returns of a mutual fund. This is an idea that struck me during the Chennai investor meet in response to a question. The sheet calculates the rolling return and rolling standard deviation for a specified…
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