Last Updated on September 4, 2018 at 10:09 am Perhaps, “what should be the role of a fund manager?” is a more appropriate question. In an interview to Cafemutual, Mirae assets fund manager, Neelesh Surana said, “The challenging part (of being a fund manager) is the pressure of generating superior performance vis-à-vis markets and peers. The…
Continue reading →Last Updated on May 24, 2017 at 1:31 pm Upside and Downside capture ratios are two easy-to-understand measures used to analyze performance of a volatile instrument. I had earlier written a post on how to use them for mutual fund analysis. Suggest you it along with this post: Simplify Mutual Fund Analysis with Upside/Downside Capture…
Continue reading →Last Updated on August 30, 2021 at 4:19 pm Dynamic bonds are debt mutual funds with a flexible investment strategy. There is a perception that they funds can be used to take advantage of interest rate movements to maximise gains. Unfortunately, these funds do not reward investors enough for the effort and risk involved in…
Continue reading →Last Updated on March 19, 2016 at 11:26 am Many people ask, “how much should I save each month from my salary?”. They are not looking for ‘dumb’ answers like, “invest as much as possible”;”use a retirement calculator and goal calculator to find out”; “have you thought about financial freedom in future?” They are looking…
Continue reading →Last Updated on December 3, 2020 at 3:48 pm Automatically analyze stocks and determine their intrinsic value or fair value with this Excel sheet. The analyzer pulls financials from morningstar, adjusted stock price from money control and calculates intrinsic value five different ways! 1) Price Multiple Model 2) Sustainable Growth Rate 3) Book Value Growth…
Continue reading →Last Updated on January 15, 2016 at 9:03 pm Balanced equity funds or equity-oriented balanced funds are those with min 65% equity exposure so that they can be classified as equity funds by the taxman. The rest of the portfolio (35-25%) has debt securities (gilts, corporate bonds, money-market instruments etc.). Here is why I think these…
Continue reading →Last Updated on May 13, 2015 at 4:10 pm A few days ago, I had asked in Facebook group Asan Ideas for Wealth, “If you could gaze through a crystal ball and look into your future portfolio at a time when you are just about to retire, what net return from equity (assuming you are…
Continue reading →Last Updated on May 11, 2015 at 1:19 pm SEBI is a trigger happy regulator. In its desire to help investors, it seems to have thrown a spanner in the works . The actual benefit to the investor from many of its diktats pales in comparison to the havoc created in the financial services. Here is…
Continue reading →Last Updated on May 9, 2015 at 9:12 am I had a chance to speak to the employees of a Hyderabad based mobile tech company. I wanted to build that talk around the terms of references needed for money management. I could think of three crucial objectives: insurance inflation peace of mind I was able to…
Continue reading →Last Updated on March 19, 2016 at 7:17 pm So the indices fell the sharpest yesterday in recent memory. So the Sensex rose by 19% in the last year, but much of it was in the first 6 months. For in the last 6 months, the index fell by about 4%. Six months of a sideways…
Continue reading →Last Updated on July 24, 2020 at 8:55 am We all woke up to the shocking news yesterday that Parah Parikh died in a car crash in the US on Sunday (May 3rd). He was not wearing a seat belt. His wife was wearing one, but still sustained serious head and chest injuries and is…
Continue reading →Last Updated on March 19, 2016 at 9:13 pm Stop asking for fund suggestions already! Learn how to shortlist funds and have the confidence to pick one! Free lunches will cause serious injuries to your financial health. It is so frustrating and disappointing to see people ask for mutual funds suggestions publicly. It has finally…
Continue reading →Last Updated on February 12, 2022 at 6:21 pm Has my earning capacity saturated?. Is this all that I am going to earn for the rest of my life? Do I need to erase some of my dreams because I am never going to earn enough in order to achieve those? These are some of…
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