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{"sheet":"PPF Calculator","index":0,"n_rows":250,"n_cols":25,"rows_kept":250,"cut":false,"hidden":false,"merged":[[235,7,235,10],[107,7,107,10],[123,7,123,10],[139,7,139,10],[155,7,155,10],[171,7,171,10],[187,7,187,10],[12,4,14,5],[203,7,203,10],[219,7,219,10],[91,7,91,10],[11,7,11,10],[27,7,27,10],[59,7,59,10],[43,7,43,10],[75,7,75,10],[1,3,2,14],[7,12,7,13],[7,4,7,5],[7,7,7,10],[8,7,8,9]]}
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[null,null,null,"PPF Calculator"]
[]
[null,null,null,null,null,null,null,"Prepared by: Karthikeyan Chellappa"]
[]
[]
[]
[null,null,null,null,"Input Parameters",null,null,"Calculations",null,null,null,null,"Output Values"]
[null,null,null,null,"Investment Frequency","Monthly",null,"PPF Interest Rate",null,null,8.6999999999999994E-2,null,"Maturity Amount",{"$f":"J250","v":29999.999999999236}]
[null,null,null,null,"Investment Amount",83.252217930602711]
[]
[null,null,null,null,null,null,null,"Year 1"]
[null,null,null,null,{"$f":"IF(AND(F9=\"Monthly\",F10*12>=150000),\"Warning: Annual Investment should not exceed 1.5 lakh\",IF(AND(F9=\"Quarterly\",F10*4>150000),\"Warning: Annual Investment should not exceed 1.5 lakh\",IF(AND(F9=\"Half-Yearly\",F10*2>150000),\"Warning: Annual Investment should not exceed 1.5 lakh\",IF(AND(F9=\"Annual\",F10>150000),\"Warning: Annual Investment should not exceed 1.5 lakh\",\"\"))))","v":""},null,null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,null,"Apr",{"$f":"$F$10","v":83.252217930602711},{"$f":"I14","v":83.252217930602711},{"$f":"J14*$K$9/12","v":0.60357857999686959}]
[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I15+J14","v":166.50443586120542},1.2071571599937392]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I16+J15","v":249.75665379180813},1.8107357399906088]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},333.00887172241084,2.4143143199874784]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},416.26108965301353,3.0178928999843477]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},499.51330758361621,3.6214714799812171]
[null,null,null,null,null,null,null,"Oct",{"$f":"IF($F$9<>\"Annual\",$F$10,0)","v":83.252217930602711},582.76552551421889,4.2250500599780869]
[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},666.01774344482158,4.8286286399749558]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},749.26996137542426,5.4322072199718257]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},832.52217930602694,6.0357857999686955]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},915.77439723662962,6.6393643799655644]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},999.02661516723231,7.2429429599624342]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J25+SUM(K14:K25)","v":1046.1057444069882}]
[]
[null,null,null,null,null,null,null,"Year 2"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,null,"Apr",{"$f":"$F$10","v":83.252217930602711},{"$f":"I30+J26","v":1129.3579623375908},{"$f":"J30*$K$9/12","v":8.1878452269475321}]
[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I31+J30","v":1212.6101802681935},8.7914238069444028]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I32+J31","v":1295.8623981987962},9.3950023869412718]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},1379.1146161293989,9.9985809669381407]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},1462.3668340600016,10.602159546935011]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},1545.6190519906042,11.205738126931879]
[null,null,null,null,null,null,null,"Oct",{"$f":"IF($F$9<>\"Annual\",$F$10,0)","v":83.252217930602711},1628.8712699212069,11.809316706928749]
[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},1712.1234878518096,12.412895286925618]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},1795.3757057824123,13.016473866922489]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},1878.627923713015,13.620052446919358]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},1961.8801416436177,14.223631026916228]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},2045.1323595742203,14.827209606913096]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J41+SUM(K30:K41)","v":2183.2226885773839}]
[]
[null,null,null,null,null,null,null,"Year 3"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,null,"Apr",{"$f":"$F$10","v":83.252217930602711},{"$f":"I46+J42","v":2266.4749065079868},{"$f":"J46*$K$9/12","v":16.431943072182904}]
[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I47+J46","v":2349.7271244385897},17.035521652179774]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I48+J47","v":2432.9793423691926},17.639100232176645]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},2516.2315602997955,18.242678812173516]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},2599.4837782303985,18.846257392170386]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},2682.7359961610014,19.449835972167261]
[null,null,null,null,null,null,null,"Oct",{"$f":"IF($F$9<>\"Annual\",$F$10,0)","v":83.252217930602711},2765.9882140916043,20.053414552164131]
[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},2849.2404320222072,20.656993132161002]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},2932.4926499528101,21.260571712157873]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},3015.744867883413,21.864150292154743]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},3098.9970858140159,22.467728872151614]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},3182.2493037446188,23.071307452148485]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J57+SUM(K46:K57)","v":3419.2688068906073}]
[]
[null,null,null,null,null,null,null,"Year 4"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,null,"Apr",{"$f":"$F$10","v":83.252217930602711},{"$f":"I62+J58","v":3502.5210248212102},{"$f":"J62*$K$9/12","v":25.39327742995377}]
[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I63+J62","v":3585.7732427518131},25.996856009950644]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I64+J63","v":3669.025460682416},26.600434589947515]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},3752.2776786130189,27.204013169944385]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},3835.5298965436218,27.807591749941256]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},3918.7821144742247,28.411170329938127]
[null,null,null,null,null,null,null,"Oct",{"$f":"IF($F$9<>\"Annual\",$F$10,0)","v":83.252217930602711},4002.0343324048276,29.014748909934998]
[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},4085.2865503354305,29.618327489931868]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},4168.538768266033,30.221906069928735]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},4251.7909861966355,30.825484649925603]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},4335.0432041272379,31.429063229922473]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},4418.2954220578404,32.03264180991934]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J73+SUM(K62:K73)","v":4762.850937497079}]
[]
[null,null,null,null,null,null,null,"Year 5"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
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[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I79+J78","v":4929.3553733582839},35.737826456847557]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I80+J79","v":5012.6075912888864},36.341405036844428]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},5095.8598092194889,36.944983616841292]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},5179.1120271500913,37.548562196838155]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},5262.3642450806938,38.152140776835026]
[null,null,null,null,null,null,null,"Oct",{"$f":"IF($F$9<>\"Annual\",$F$10,0)","v":83.252217930602711},5345.6164630112962,38.755719356831897]
[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},5428.8686809418987,39.35929793682876]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},5512.1208988725011,39.962876516825631]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},5595.3731168031036,40.566455096822502]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},5678.625334733706,41.170033676819365]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},5761.8775526643085,41.773612256816236]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J89+SUM(K78:K89)","v":6223.3247134663097}]
[]
[null,null,null,null,null,null,null,"Year 6"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
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[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I95+J94","v":6389.8291493275146},46.326261332624476]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I96+J95","v":6473.0813672581171},46.92983991262134]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},6556.3335851887196,47.53341849261821]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},6639.585803119322,48.136997072615081]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},6722.8380210499245,48.740575652611945]
[null,null,null,null,null,null,null,"Oct",{"$f":"IF($F$9<>\"Annual\",$F$10,0)","v":83.252217930602711},6806.0902389805269,49.344154232608815]
[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},6889.3424569111294,49.947732812605686]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},6972.5946748417318,50.55131139260255]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},7055.8468927723343,51.15488997259942]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},7139.0991107029367,51.758468552596291]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},7222.3513286335392,52.362047132593155]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J105+SUM(K94:K105)","v":7810.8597079448637}]
[]
[null,null,null,null,null,null,null,"Year 7"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,null,"Apr",{"$f":"$F$10","v":83.252217930602711},{"$f":"I110+J106","v":7894.1119258754661},{"$f":"J110*$K$9/12","v":57.232311462597124}]
[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I111+J110","v":7977.3641438060686},57.835890042593995]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I112+J111","v":8060.616361736671},58.439468622590859]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},8143.8685796672735,59.043047202587729]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},8227.1207975978759,59.6466257825846]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},8310.3730155284793,60.250204362581478]
[null,null,null,null,null,null,null,"Oct",{"$f":"IF($F$9<>\"Annual\",$F$10,0)","v":83.252217930602711},8393.6252334590827,60.853782942578341]
[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},8476.877451389686,61.457361522575219]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},8560.1296693202894,62.06094010257209]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},8643.3818872508928,62.664518682568968]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},8726.6341051814961,63.268097262565846]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},8809.8863231120995,63.871675842562716]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J121+SUM(K110:K121)","v":9536.5102469430585}]
[]
[null,null,null,null,null,null,null,"Year 8"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,null,"Apr",{"$f":"$F$10","v":83.252217930602711},{"$f":"I126+J122","v":9619.7624648736619},{"$f":"J126*$K$9/12","v":69.74327787033404}]
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[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I128+J127","v":9786.2669007348686},70.950435030327796]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},9869.519118665472,71.554013610324674]
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[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J137+SUM(K126:K137)","v":11412.292382834101}]
[]
[null,null,null,null,null,null,null,"Year 9"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
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[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I143+J142","v":11578.796818695308},83.946276935540979]
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[]
[null,null,null,null,null,null,null,"Year 10"]
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[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},14200.537525923095,102.95389706294243]
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[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J169+SUM(K158:K169)","v":15667.633587070308}]
[]
[null,null,null,null,null,null,null,"Year 11"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
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[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I175+J174","v":15834.138022931515},114.79750066625347]
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[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},16000.642458792721,116.00465782624723]
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[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},16416.903548445738,119.0225507262316]
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[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J185+SUM(K174:K185)","v":18076.823453552421}]
[]
[null,null,null,null,null,null,null,"Year 12"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
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[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I191+J190","v":18243.327889413627},132.26412719824879]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I192+J191","v":18326.580107344231},132.86770577824566]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},18409.832325274834,133.47128435824254]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},18493.084543205438,134.07486293823942]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},18576.336761136041,134.67844151823627]
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[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},18742.841196997248,135.88559867823002]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},18826.093414927851,136.4891772582269]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},18909.345632858454,137.09275583822378]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},18992.597850789058,137.69633441822066]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},19075.850068719661,138.29991299821754]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J201+SUM(K190:K201)","v":20695.612838418478}]
[]
[null,null,null,null,null,null,null,"Year 13"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
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[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I207+J206","v":20862.117274279684},151.25035023852772]
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[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},21028.621710140891,152.45750739852144]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},21111.873928071494,153.06108597851832]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},21195.126146002098,153.6646645585152]
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[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},21361.630581863305,154.87182171850895]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},21444.882799793908,155.47540029850583]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},21528.135017724511,156.07897887850268]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},21611.387235655115,156.68255745849959]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},21694.639453585718,157.28613603849644]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J217+SUM(K206:K217)","v":23542.236899767882}]
[]
[null,null,null,null,null,null,null,"Year 14"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,null,"Apr",{"$f":"$F$10","v":83.252217930602711},{"$f":"I222+J218","v":23625.489117698486},{"$f":"J222*$K$9/12","v":171.28479610331399}]
[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I223+J222","v":23708.741335629089},171.88837468331087]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I224+J223","v":23791.993553559692},172.49195326330775]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},23875.245771490296,173.09553184330466]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},23958.497989420899,173.69911042330151]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},24041.750207351502,174.30268900329838]
[null,null,null,null,null,null,null,"Oct",{"$f":"IF($F$9<>\"Annual\",$F$10,0)","v":83.252217930602711},24125.002425282106,174.90626758329526]
[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},24208.254643212709,175.50984616329211]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},24291.506861143313,176.11342474328899]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},24374.759079073916,176.71700332328589]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},24458.011297004519,177.32058190328277]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},24541.263514935123,177.92416048327962]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J233+SUM(K222:K233)","v":26636.517254454684}]
[]
[null,null,null,null,null,null,null,"Year 15"]
[null,null,null,null,null,null,null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,null,"Apr",{"$f":"$F$10","v":83.252217930602711},{"$f":"I238+J234","v":26719.769472385287},{"$f":"J238*$K$9/12","v":193.7183286747933}]
[null,null,null,null,null,null,null,"May",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I239+J238","v":26803.021690315891},194.32190725479018]
[null,null,null,null,null,null,null,"Jun",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},{"$f":"I240+J239","v":26886.273908246494},194.92548583478708]
[null,null,null,null,null,null,null,"Jul",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},26969.526126177097,195.52906441478396]
[null,null,null,null,null,null,null,"Aug",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},27052.778344107701,196.13264299478081]
[null,null,null,null,null,null,null,"Sep",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},27136.030562038304,196.73622157477769]
[null,null,null,null,null,null,null,"Oct",{"$f":"IF($F$9<>\"Annual\",$F$10,0)","v":83.252217930602711},27219.282779968908,197.33980015477457]
[null,null,null,null,null,null,null,"Nov",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},27302.534997899511,197.94337873477141]
[null,null,null,null,null,null,null,"Dec",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},27385.787215830114,198.54695731476832]
[null,null,null,null,null,null,null,"Jan",{"$f":"IF(OR($F$9=\"Monthly\",$F$9=\"Quarterly\"),$F$10,0)","v":83.252217930602711},27469.039433760718,199.1505358947652]
[null,null,null,null,null,null,null,"Feb",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},27552.291651691321,199.75411447476208]
[null,null,null,null,null,null,null,"Mar",{"$f":"IF($F$9=\"Monthly\",$F$10,0)","v":83.252217930602711},27635.543869621924,200.35769305475893]
[null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"J249+SUM(K238:K249)","v":29999.999999999236}]

{"sheet":"Goal Calculator","index":1,"n_rows":12,"n_cols":15,"rows_kept":12,"cut":false,"hidden":false,"merged":[]}
["Goal Calculator",null,null,null,null,null,null,null,null,null,null,{"$f":"'PPF Calculator'!F9","v":"Monthly"},null,"Monthly",12]
["Determine the fixed investment need to obtain a certina maturity value",null,null,null,null,null,null,null,null,null,null,{"$f":"INDEX(N1:O4,MATCH(L1,N1:N4,0),2)","v":12},null,"Quarterly",4]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"Half-yearly",2]
["Step 1 ","Enter maturity value required",null,null,30000,"Enter current investment limit",null,null,150000,null,null,null,null,"Annual",1]
[]
["Step 2","Go to PPF Calculator sheet. Select investment frequency and the interest rate"]
[]
["Step 3"]
[]
[]
["Fixed investment amount for the selected is",null,null,null,null,83.252217930602711]
[{"$f":"IF(F11*L2>I4, \"Answer is above investment limit. Choose lower maturity value and repeat step 3\",\"\")","v":""}]

{"sheet":"PPF Tracker","index":2,"n_rows":250,"n_cols":30,"rows_kept":250,"cut":false,"hidden":false,"merged":[[203,9,203,12],[219,9,219,12],[235,9,235,12],[107,9,107,12],[123,9,123,12],[139,9,139,12],[155,9,155,12],[171,9,171,12],[187,9,187,12],[91,9,91,12],[1,3,2,18],[7,4,7,5],[7,16,7,17],[11,9,11,12],[27,9,27,12],[43,9,43,12],[59,9,59,12],[75,9,75,12]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"before 5th"]
[null,null,null,"PPF Tracker",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"after 5th"]
[]
[]
[null,null,null,null,"Enter data only in green cells"]
[]
[]
[null,null,null,null,null,null,null,null,null,"Balance on March 31st of current year"]
[null,null,null,null,null,null,null,null,null,"Set as zero for new accounts"]
[]
[]
[null,null,null,null,"* For existing account, \"Year 1\"",null,null,null,null,"Year 1*"]
[null,null,null,null,"simply refers to first year of tracking",null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$M$9+IF(H14=\"before 5th\",K14,0)","v":5000},{"$f":"L14*G14/12","v":36.249999999999993}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$14:K14)+$M$9+IF(H15=\"before 5th\",K15,0)","v":10000},{"$f":"L15*G15/12","v":72.499999999999986},null,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$14:K15)+$M$9+IF(H16=\"before 5th\",K16,0)","v":15000},108.75,null,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$14:K16)+$M$9+IF(H17=\"before 5th\",K17,0)","v":20000},144.99999999999997,null,null,{"$f":"IF(SUM(K14:K25)>P16,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$14:K17)+$M$9+IF(H18=\"before 5th\",K18,0)","v":25000},181.25]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$14:K18)+$M$9+IF(H19=\"before 5th\",K19,0)","v":30000},217.5]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$14:K19)+$M$9+IF(H20=\"before 5th\",K20,0)","v":35000},253.75]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$14:K20)+$M$9+IF(H21=\"before 5th\",K21,0)","v":40000},289.99999999999994]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$14:K21)+$M$9+IF(H22=\"before 5th\",K22,0)","v":45000},326.24999999999994]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$14:K22)+$M$9+IF(H23=\"before 5th\",K23,0)","v":50000},362.5]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$14:K23)+$M$9+IF(H24=\"before 5th\",K24,0)","v":55000},398.75]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$14:K24)+$M$9+IF(H25=\"before 5th\",K25,0)","v":60000},435]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K14:K25)+SUM(M14:M25)+M9","v":62827.5}]
[]
[null,null,null,null,null,null,null,null,null,"Year 2"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$26+IF(H30=\"before 5th\",K30,0)","v":62827.5},{"$f":"L30*G30/12","v":455.49937499999993}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$30:K30)+$L$26+IF(H31=\"before 5th\",K31,0)","v":62827.5},{"$f":"L31*G31/12","v":455.49937499999993},null,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$30:K31)+$L$26+IF(H32=\"before 5th\",K32,0)","v":62827.5},455.49937499999993,null,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$30:K32)+$L$26+IF(H33=\"before 5th\",K33,0)","v":62827.5},455.49937499999993,null,null,{"$f":"IF(SUM(K30:K41)>P32,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$30:K33)+$L$26+IF(H34=\"before 5th\",K34,0)","v":62827.5},455.49937499999993]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$30:K34)+$L$26+IF(H35=\"before 5th\",K35,0)","v":62827.5},455.49937499999993]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$30:K35)+$L$26+IF(H36=\"before 5th\",K36,0)","v":62827.5},455.49937499999993]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$30:K36)+$L$26+IF(H37=\"before 5th\",K37,0)","v":62827.5},455.49937499999993]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$30:K37)+$L$26+IF(H38=\"before 5th\",K38,0)","v":62827.5},455.49937499999993]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$30:K38)+$L$26+IF(H39=\"before 5th\",K39,0)","v":62827.5},455.49937499999993]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$30:K39)+$L$26+IF(H40=\"before 5th\",K40,0)","v":62827.5},455.49937499999993]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$30:K40)+$L$26+IF(H41=\"before 5th\",K41,0)","v":62827.5},455.49937499999993]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K30:K41)+SUM(M30:M41)+L26","v":68293.492499999993}]
[]
[null,null,null,{"$f":"IF($M$9=0,\"Loan available for new accounts\",\"\")","v":"Loan available for new accounts"},null,null,null,null,null,"Year 3"]
[null,null,null,{"$f":"IF($M$9=0,\"Loan amount available\",\"\")","v":"Loan amount available"},null,{"$f":"IF($M$9=0,25%*L26,\"\")","v":15706.875},"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$42+IF(H46=\"before 5th\",K46,0)","v":68293.492499999993},{"$f":"L46*G46/12","v":495.12782062499991}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$46:K46)+$L$42+IF(H47=\"before 5th\",K47,0)","v":68293.492499999993},{"$f":"L47*G47/12","v":495.12782062499991},null,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$46:K47)+$L$42+IF(H48=\"before 5th\",K48,0)","v":68293.492499999993},495.12782062499991,null,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$46:K48)+$L$42+IF(H49=\"before 5th\",K49,0)","v":68293.492499999993},495.12782062499991,null,null,{"$f":"IF(SUM(K46:K57)>P48,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$46:K49)+$L$42+IF(H50=\"before 5th\",K50,0)","v":68293.492499999993},495.12782062499991]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$46:K50)+$L$42+IF(H51=\"before 5th\",K51,0)","v":68293.492499999993},495.12782062499991]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$46:K51)+$L$42+IF(H52=\"before 5th\",K52,0)","v":68293.492499999993},495.12782062499991]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$46:K52)+$L$42+IF(H53=\"before 5th\",K53,0)","v":68293.492499999993},495.12782062499991]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$46:K53)+$L$42+IF(H54=\"before 5th\",K54,0)","v":68293.492499999993},495.12782062499991]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$46:K54)+$L$42+IF(H55=\"before 5th\",K55,0)","v":68293.492499999993},495.12782062499991]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$46:K55)+$L$42+IF(H56=\"before 5th\",K56,0)","v":68293.492499999993},495.12782062499991]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$46:K56)+$L$42+IF(H57=\"before 5th\",K57,0)","v":68293.492499999993},495.12782062499991]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K46:K57)+SUM(M46:M57)+L42","v":74235.026347499996}]
[]
[null,null,null,{"$f":"IF($M$9=0,\"Loan available for new accounts\",\"\")","v":"Loan available for new accounts"},null,null,null,null,null,"Year 4"]
[null,null,null,{"$f":"IF($M$9=0,\"Loan amount available\",\"\")","v":"Loan amount available"},null,{"$f":"IF($M$9=0,25%*L42,\"\")","v":17073.373124999998},"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$58+IF(H62=\"before 5th\",K62,0)","v":74235.026347499996},{"$f":"L62*G62/12","v":538.20394101937495}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$62:K62)+$L$58+IF(H63=\"before 5th\",K63,0)","v":74235.026347499996},{"$f":"L63*G63/12","v":538.20394101937495},null,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$62:K63)+$L$58+IF(H64=\"before 5th\",K64,0)","v":74235.026347499996},538.20394101937495,null,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$62:K64)+$L$58+IF(H65=\"before 5th\",K65,0)","v":74235.026347499996},538.20394101937495,null,null,{"$f":"IF(SUM(K62:K73)>P64,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$62:K65)+$L$58+IF(H66=\"before 5th\",K66,0)","v":74235.026347499996},538.20394101937495]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$62:K66)+$L$58+IF(H67=\"before 5th\",K67,0)","v":74235.026347499996},538.20394101937495]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$62:K67)+$L$58+IF(H68=\"before 5th\",K68,0)","v":74235.026347499996},538.20394101937495]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$62:K68)+$L$58+IF(H69=\"before 5th\",K69,0)","v":74235.026347499996},538.20394101937495]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$62:K69)+$L$58+IF(H70=\"before 5th\",K70,0)","v":74235.026347499996},538.20394101937495]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$62:K70)+$L$58+IF(H71=\"before 5th\",K71,0)","v":74235.026347499996},538.20394101937495]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$62:K71)+$L$58+IF(H72=\"before 5th\",K72,0)","v":74235.026347499996},538.20394101937495]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$62:K72)+$L$58+IF(H73=\"before 5th\",K73,0)","v":74235.026347499996},538.20394101937495]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K62:K73)+SUM(M62:M73)+L58","v":80693.473639732489}]
[]
[null,null,null,{"$f":"IF($M$9=0,\"Loan available for new accounts\",\"\")","v":"Loan available for new accounts"},null,null,null,null,null,"Year 5"]
[null,null,null,{"$f":"IF($M$9=0,\"Loan amount available\",\"\")","v":"Loan amount available"},null,{"$f":"IF($M$9=0,25%*L58,\"\")","v":18558.756586874999},"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$74+IF(H78=\"before 5th\",K78,0)","v":80693.473639732489},{"$f":"L78*G78/12","v":585.02768388806055}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$78:K78)+$L$74+IF(H79=\"before 5th\",K79,0)","v":80693.473639732489},{"$f":"L79*G79/12","v":585.02768388806055},null,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$78:K79)+$L$74+IF(H80=\"before 5th\",K80,0)","v":80693.473639732489},585.02768388806055,null,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$78:K80)+$L$74+IF(H81=\"before 5th\",K81,0)","v":80693.473639732489},585.02768388806055,null,null,{"$f":"IF(SUM(K78:K89)>P80,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$78:K81)+$L$74+IF(H82=\"before 5th\",K82,0)","v":80693.473639732489},585.02768388806055]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$78:K82)+$L$74+IF(H83=\"before 5th\",K83,0)","v":80693.473639732489},585.02768388806055]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$78:K83)+$L$74+IF(H84=\"before 5th\",K84,0)","v":80693.473639732489},585.02768388806055]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$78:K84)+$L$74+IF(H85=\"before 5th\",K85,0)","v":80693.473639732489},585.02768388806055]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$78:K85)+$L$74+IF(H86=\"before 5th\",K86,0)","v":80693.473639732489},585.02768388806055]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$78:K86)+$L$74+IF(H87=\"before 5th\",K87,0)","v":80693.473639732489},585.02768388806055]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$78:K87)+$L$74+IF(H88=\"before 5th\",K88,0)","v":80693.473639732489},585.02768388806055]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$78:K88)+$L$74+IF(H89=\"before 5th\",K89,0)","v":80693.473639732489},585.02768388806055]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K78:K89)+SUM(M78:M89)+L74","v":87713.805846389223}]
[]
[null,null,null,{"$f":"IF($M$9=0,\"Loan available for new accounts\",\"\")","v":"Loan available for new accounts"},null,null,null,null,null,"Year 6"]
[null,null,null,{"$f":"IF($M$9=0,\"Loan amount available\",\"\")","v":"Loan amount available"},null,{"$f":"IF($M$9=0,25%*L74,\"\")","v":20173.368409933122},"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$90+IF(H94=\"before 5th\",K94,0)","v":87713.805846389223},{"$f":"L94*G94/12","v":635.92509238632181}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$94:K94)+$L$90+IF(H95=\"before 5th\",K95,0)","v":87713.805846389223},{"$f":"L95*G95/12","v":635.92509238632181},null,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$94:K95)+$L$90+IF(H96=\"before 5th\",K96,0)","v":87713.805846389223},635.92509238632181,null,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$94:K96)+$L$90+IF(H97=\"before 5th\",K97,0)","v":87713.805846389223},635.92509238632181,null,null,{"$f":"IF(SUM(K94:K105)>P96,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$94:K97)+$L$90+IF(H98=\"before 5th\",K98,0)","v":87713.805846389223},635.92509238632181]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$94:K98)+$L$90+IF(H99=\"before 5th\",K99,0)","v":87713.805846389223},635.92509238632181]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$94:K99)+$L$90+IF(H100=\"before 5th\",K100,0)","v":87713.805846389223},635.92509238632181]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$94:K100)+$L$90+IF(H101=\"before 5th\",K101,0)","v":87713.805846389223},635.92509238632181]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$94:K101)+$L$90+IF(H102=\"before 5th\",K102,0)","v":87713.805846389223},635.92509238632181]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$94:K102)+$L$90+IF(H103=\"before 5th\",K103,0)","v":87713.805846389223},635.92509238632181]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$94:K103)+$L$90+IF(H104=\"before 5th\",K104,0)","v":87713.805846389223},635.92509238632181]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$94:K104)+$L$90+IF(H105=\"before 5th\",K105,0)","v":87713.805846389223},635.92509238632181]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K94:K105)+SUM(M94:M105)+L90","v":95344.906955025086}]
[]
[null,null,null,null,null,null,null,null,null,"Year 7",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$106+IF(H110=\"before 5th\",K110,0)","v":95344.906955025086},{"$f":"L110*G110/12","v":691.25057542393188},{"$f":"IF(O110=MAX($O$110:$O$121),O110,IF(N109=MAX($O$110:$O$121),N109,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"IF($M$9=0,50%*MIN(L106,L58),\"\")","v":37117.513173749998},8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$110:K110)+$L$106+IF(H111=\"before 5th\",K111,0)","v":95344.906955025086},{"$f":"L111*G111/12","v":691.25057542393188},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$110:K111)+$L$106+IF(H112=\"before 5th\",K112,0)","v":95344.906955025086},691.25057542393188,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$110:K112)+$L$106+IF(H113=\"before 5th\",K113,0)","v":95344.906955025086},691.25057542393188,0,null,{"$f":"IF(SUM(K110:K121)>P112,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$110:K113)+$L$106+IF(H114=\"before 5th\",K114,0)","v":95344.906955025086},691.25057542393188,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$110:K114)+$L$106+IF(H115=\"before 5th\",K115,0)","v":95344.906955025086},691.25057542393188,0,null,{"$f":"IF(N122>F111,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$110:K115)+$L$106+IF(H116=\"before 5th\",K116,0)","v":95344.906955025086},691.25057542393188,{"$f":"IF(O116=MAX($O$110:$O$121),O116,IF(N115=MAX($O$110:$O$121),N115,0))","v":0}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$110:K116)+$L$106+IF(H117=\"before 5th\",K117,0)","v":95344.906955025086},691.25057542393188,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$110:K117)+$L$106+IF(H118=\"before 5th\",K118,0)","v":95344.906955025086},691.25057542393188,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$110:K118)+$L$106+IF(H119=\"before 5th\",K119,0)","v":95344.906955025086},691.25057542393188,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$110:K119)+$L$106+IF(H120=\"before 5th\",K120,0)","v":95344.906955025086},691.25057542393188,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$110:K120)+$L$106+IF(H121=\"before 5th\",K121,0)","v":95344.906955025086},691.25057542393188,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K110:K121)+SUM(M110:M121)+L106-N122","v":103639.91386011227},null,{"$f":"MAX(O110:O121)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"Year 8",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$122+IF(H126=\"before 5th\",K126,0)","v":103639.91386011227},{"$f":"L126*G126/12","v":751.38937548581396},{"$f":"IF(O126=MAX($O$126:$O$137),O126,IF(N125=MAX($O$126:$O$137),N125,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"IF($M$9=0,50%*MIN(L122,L74),\"\")","v":40346.736819866244},8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$126:K126)+$L$122+IF(H127=\"before 5th\",K127,0)","v":103639.91386011227},{"$f":"L127*G127/12","v":751.38937548581396},{"$f":"IF(O127=MAX($O$126:$O$137),O127,IF(N126=MAX($O$126:$O$137),N126,0))","v":0},null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$126:K127)+$L$122+IF(H128=\"before 5th\",K128,0)","v":103639.91386011227},751.38937548581396,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$126:K128)+$L$122+IF(H129=\"before 5th\",K129,0)","v":103639.91386011227},751.38937548581396,0,null,{"$f":"IF(SUM(K126:K137)>P128,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$126:K129)+$L$122+IF(H130=\"before 5th\",K130,0)","v":103639.91386011227},751.38937548581396,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$126:K130)+$L$122+IF(H131=\"before 5th\",K131,0)","v":103639.91386011227},751.38937548581396,0,null,{"$f":"IF(N138>F127,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$126:K131)+$L$122+IF(H132=\"before 5th\",K132,0)","v":103639.91386011227},751.38937548581396,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$126:K132)+$L$122+IF(H133=\"before 5th\",K133,0)","v":103639.91386011227},751.38937548581396,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$126:K133)+$L$122+IF(H134=\"before 5th\",K134,0)","v":103639.91386011227},751.38937548581396,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$126:K134)+$L$122+IF(H135=\"before 5th\",K135,0)","v":103639.91386011227},751.38937548581396,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$126:K135)+$L$122+IF(H136=\"before 5th\",K136,0)","v":103639.91386011227},751.38937548581396,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$126:K136)+$L$122+IF(H137=\"before 5th\",K137,0)","v":103639.91386011227},751.38937548581396,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K126:K137)+SUM(M126:M137)+L122-N138","v":112656.58636594203},null,{"$f":"MAX(O126:O137)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"Year 9",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$138+IF(H142=\"before 5th\",K142,0)","v":112656.58636594203},{"$f":"L142*G142/12","v":816.76025115307959},{"$f":"IF(O142=MAX($O$142:$O$153),O142,IF(N141=MAX($O$142:$O$153),N141,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"IF($M$9=0,50%*MIN(L138,L90),\"\")","v":43856.902923194612},8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$142:K142)+$L$138+IF(H143=\"before 5th\",K143,0)","v":112656.58636594203},{"$f":"L143*G143/12","v":816.76025115307959},{"$f":"IF(O143=MAX($O$142:$O$153),O143,IF(N142=MAX($O$142:$O$153),N142,0))","v":0},null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$142:K143)+$L$138+IF(H144=\"before 5th\",K144,0)","v":112656.58636594203},816.76025115307959,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$142:K144)+$L$138+IF(H145=\"before 5th\",K145,0)","v":112656.58636594203},816.76025115307959,0,null,{"$f":"IF(SUM(K142:K153)>P144,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$142:K145)+$L$138+IF(H146=\"before 5th\",K146,0)","v":112656.58636594203},816.76025115307959,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$142:K146)+$L$138+IF(H147=\"before 5th\",K147,0)","v":112656.58636594203},816.76025115307959,0,null,{"$f":"IF(N154>F143,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$142:K147)+$L$138+IF(H148=\"before 5th\",K148,0)","v":112656.58636594203},816.76025115307959,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$142:K148)+$L$138+IF(H149=\"before 5th\",K149,0)","v":112656.58636594203},816.76025115307959,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$142:K149)+$L$138+IF(H150=\"before 5th\",K150,0)","v":112656.58636594203},816.76025115307959,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$142:K150)+$L$138+IF(H151=\"before 5th\",K151,0)","v":112656.58636594203},816.76025115307959,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$142:K151)+$L$138+IF(H152=\"before 5th\",K152,0)","v":112656.58636594203},816.76025115307959,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$142:K152)+$L$138+IF(H153=\"before 5th\",K153,0)","v":112656.58636594203},816.76025115307959,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K142:K153)+SUM(M142:M153)+L138-N154","v":122457.70937977899},null,{"$f":"MAX(O142:O153)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"Year 10",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$154+IF(H158=\"before 5th\",K158,0)","v":122457.70937977899},{"$f":"L158*G158/12","v":887.81839300339755},{"$f":"IF(O158=MAX($O$158:$O$169),O158,IF(N157=MAX($O$158:$O$169),N157,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"IF($M$9=0,50%*MIN(L154,L106),\"\")","v":47672.453477512543},8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$158:K158)+$L$154+IF(H159=\"before 5th\",K159,0)","v":122457.70937977899},{"$f":"L159*G159/12","v":887.81839300339755},{"$f":"IF(O159=MAX($O$158:$O$169),O159,IF(N158=MAX($O$158:$O$169),N158,0))","v":0},null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$158:K159)+$L$154+IF(H160=\"before 5th\",K160,0)","v":122457.70937977899},887.81839300339755,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$158:K160)+$L$154+IF(H161=\"before 5th\",K161,0)","v":122457.70937977899},887.81839300339755,0,null,{"$f":"IF(SUM(K158:K169)>P160,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$158:K161)+$L$154+IF(H162=\"before 5th\",K162,0)","v":122457.70937977899},887.81839300339755,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$158:K162)+$L$154+IF(H163=\"before 5th\",K163,0)","v":122457.70937977899},887.81839300339755,0,null,{"$f":"IF(N170>F159,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$158:K163)+$L$154+IF(H164=\"before 5th\",K164,0)","v":122457.70937977899},887.81839300339755,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$158:K164)+$L$154+IF(H165=\"before 5th\",K165,0)","v":122457.70937977899},887.81839300339755,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$158:K165)+$L$154+IF(H166=\"before 5th\",K166,0)","v":122457.70937977899},887.81839300339755,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$158:K166)+$L$154+IF(H167=\"before 5th\",K167,0)","v":122457.70937977899},887.81839300339755,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$158:K167)+$L$154+IF(H168=\"before 5th\",K168,0)","v":122457.70937977899},887.81839300339755,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$158:K168)+$L$154+IF(H169=\"before 5th\",K169,0)","v":122457.70937977899},887.81839300339755,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K158:K169)+SUM(M158:M169)+L154-N170","v":133111.53009581976},null,{"$f":"MAX(O158:O169)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"Year 11",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$170+IF(H174=\"before 5th\",K174,0)","v":133111.53009581976},{"$f":"L174*G174/12","v":965.05859319469312},{"$f":"IF(O174=MAX($O$174:$O$185),O174,IF(N173=MAX($O$174:$O$185),N173,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"IF($M$9=0,50%*MIN(L170,L122),\"\")","v":51819.956930056134},8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$174:K174)+$L$170+IF(H175=\"before 5th\",K175,0)","v":133111.53009581976},{"$f":"L175*G175/12","v":965.05859319469312},{"$f":"IF(O175=MAX($O$174:$O$185),O175,IF(N174=MAX($O$174:$O$185),N174,0))","v":0},null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$174:K175)+$L$170+IF(H176=\"before 5th\",K176,0)","v":133111.53009581976},965.05859319469312,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$174:K176)+$L$170+IF(H177=\"before 5th\",K177,0)","v":133111.53009581976},965.05859319469312,0,null,{"$f":"IF(SUM(K174:K185)>P176,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$174:K177)+$L$170+IF(H178=\"before 5th\",K178,0)","v":133111.53009581976},965.05859319469312,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$174:K178)+$L$170+IF(H179=\"before 5th\",K179,0)","v":133111.53009581976},965.05859319469312,0,null,{"$f":"IF(N186>F175,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$174:K179)+$L$170+IF(H180=\"before 5th\",K180,0)","v":133111.53009581976},965.05859319469312,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$174:K180)+$L$170+IF(H181=\"before 5th\",K181,0)","v":133111.53009581976},965.05859319469312,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$174:K181)+$L$170+IF(H182=\"before 5th\",K182,0)","v":133111.53009581976},965.05859319469312,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$174:K182)+$L$170+IF(H183=\"before 5th\",K183,0)","v":133111.53009581976},965.05859319469312,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$174:K183)+$L$170+IF(H184=\"before 5th\",K184,0)","v":133111.53009581976},965.05859319469312,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$174:K184)+$L$170+IF(H185=\"before 5th\",K185,0)","v":133111.53009581976},965.05859319469312,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K174:K185)+SUM(M174:M185)+L170-N186","v":144692.23321415609},null,{"$f":"MAX(O174:O185)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"Year 12",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$186+IF(H190=\"before 5th\",K190,0)","v":144692.23321415609},{"$f":"L190*G190/12","v":1049.0186908026315},{"$f":"IF(O190=MAX($O$190:$O$201),O190,IF(N189=MAX($O$190:$O$201),N189,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"IF($M$9=0,50%*MIN(L186,L138),\"\")","v":56328.293182971014},8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$190:K190)+$L$186+IF(H191=\"before 5th\",K191,0)","v":144692.23321415609},{"$f":"L191*G191/12","v":1049.0186908026315},{"$f":"IF(O191=MAX($O$190:$O$201),O191,IF(N190=MAX($O$190:$O$201),N190,0))","v":0},null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$190:K191)+$L$186+IF(H192=\"before 5th\",K192,0)","v":144692.23321415609},1049.0186908026315,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$190:K192)+$L$186+IF(H193=\"before 5th\",K193,0)","v":144692.23321415609},1049.0186908026315,0,null,{"$f":"IF(SUM(K190:K201)>P192,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$190:K193)+$L$186+IF(H194=\"before 5th\",K194,0)","v":144692.23321415609},1049.0186908026315,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$190:K194)+$L$186+IF(H195=\"before 5th\",K195,0)","v":144692.23321415609},1049.0186908026315,0,null,{"$f":"IF(N202>F191,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$190:K195)+$L$186+IF(H196=\"before 5th\",K196,0)","v":144692.23321415609},1049.0186908026315,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$190:K196)+$L$186+IF(H197=\"before 5th\",K197,0)","v":144692.23321415609},1049.0186908026315,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$190:K197)+$L$186+IF(H198=\"before 5th\",K198,0)","v":144692.23321415609},1049.0186908026315,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$190:K198)+$L$186+IF(H199=\"before 5th\",K199,0)","v":144692.23321415609},1049.0186908026315,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$190:K199)+$L$186+IF(H200=\"before 5th\",K200,0)","v":144692.23321415609},1049.0186908026315,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$190:K200)+$L$186+IF(H201=\"before 5th\",K201,0)","v":144692.23321415609},1049.0186908026315,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K190:K201)+SUM(M190:M201)+L186-N202","v":157280.45750378768},null,{"$f":"MAX(O190:O201)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"Year 13",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$202+IF(H206=\"before 5th\",K206,0)","v":157280.45750378768},{"$f":"L206*G206/12","v":1140.2833169024605},{"$f":"IF(O206=MAX($O$206:$O$217),O206,IF(N205=MAX($O$206:$O$217),N205,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"IF($M$9=0,50%*MIN(L202,L154),\"\")","v":61228.854689889493},8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$206:K206)+$L$202+IF(H207=\"before 5th\",K207,0)","v":157280.45750378768},{"$f":"L207*G207/12","v":1140.2833169024605},{"$f":"IF(O207=MAX($O$206:$O$217),O207,IF(N206=MAX($O$206:$O$217),N206,0))","v":0},null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$206:K207)+$L$202+IF(H208=\"before 5th\",K208,0)","v":157280.45750378768},1140.2833169024605,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$206:K208)+$L$202+IF(H209=\"before 5th\",K209,0)","v":157280.45750378768},1140.2833169024605,0,null,{"$f":"IF(SUM(K206:K217)>P208,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$206:K209)+$L$202+IF(H210=\"before 5th\",K210,0)","v":157280.45750378768},1140.2833169024605,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$206:K210)+$L$202+IF(H211=\"before 5th\",K211,0)","v":157280.45750378768},1140.2833169024605,0,null,{"$f":"IF(N218>F207,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$206:K211)+$L$202+IF(H212=\"before 5th\",K212,0)","v":157280.45750378768},1140.2833169024605,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$206:K212)+$L$202+IF(H213=\"before 5th\",K213,0)","v":157280.45750378768},1140.2833169024605,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$206:K213)+$L$202+IF(H214=\"before 5th\",K214,0)","v":157280.45750378768},1140.2833169024605,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$206:K214)+$L$202+IF(H215=\"before 5th\",K215,0)","v":157280.45750378768},1140.2833169024605,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$206:K215)+$L$202+IF(H216=\"before 5th\",K216,0)","v":157280.45750378768},1140.2833169024605,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$206:K216)+$L$202+IF(H217=\"before 5th\",K217,0)","v":157280.45750378768},1140.2833169024605,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K206:K217)+SUM(M206:M217)+L202-N218","v":170963.8573066172},null,{"$f":"MAX(O206:O217)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"Year 14",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$218+IF(H222=\"before 5th\",K222,0)","v":170963.8573066172},{"$f":"L222*G222/12","v":1239.4879654729746},{"$f":"IF(O222=MAX($O$222:$O$233),O222,IF(N221=MAX($O$222:$O$233),N221,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"IF($M$9=0,50%*MIN(L218,L170),\"\")","v":66555.765047909881},8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$222:K222)+$L$218+IF(H223=\"before 5th\",K223,0)","v":170963.8573066172},{"$f":"L223*G223/12","v":1239.4879654729746},{"$f":"IF(O223=MAX($O$222:$O$233),O223,IF(N222=MAX($O$222:$O$233),N222,0))","v":0},null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$222:K223)+$L$218+IF(H224=\"before 5th\",K224,0)","v":170963.8573066172},1239.4879654729746,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$222:K224)+$L$218+IF(H225=\"before 5th\",K225,0)","v":170963.8573066172},1239.4879654729746,0,null,{"$f":"IF(SUM(K222:K233)>P224,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$222:K225)+$L$218+IF(H226=\"before 5th\",K226,0)","v":170963.8573066172},1239.4879654729746,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$222:K226)+$L$218+IF(H227=\"before 5th\",K227,0)","v":170963.8573066172},1239.4879654729746,0,null,{"$f":"IF(N234>F223,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$222:K227)+$L$218+IF(H228=\"before 5th\",K228,0)","v":170963.8573066172},1239.4879654729746,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$222:K228)+$L$218+IF(H229=\"before 5th\",K229,0)","v":170963.8573066172},1239.4879654729746,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$222:K229)+$L$218+IF(H230=\"before 5th\",K230,0)","v":170963.8573066172},1239.4879654729746,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$222:K230)+$L$218+IF(H231=\"before 5th\",K231,0)","v":170963.8573066172},1239.4879654729746,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$222:K231)+$L$218+IF(H232=\"before 5th\",K232,0)","v":170963.8573066172},1239.4879654729746,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$222:K232)+$L$218+IF(H233=\"before 5th\",K233,0)","v":170963.8573066172},1239.4879654729746,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K222:K233)+SUM(M222:M233)+L218-N234","v":185837.71289229288},null,{"$f":"MAX(O222:O233)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"Year 15",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",null,{"$f":"$L$234+IF(H238=\"before 5th\",K238,0)","v":185837.71289229288},{"$f":"L238*G238/12","v":1347.3234184691235},{"$f":"IF(O238=MAX($O$238:$O$249),O238,IF(N237=MAX($O$238:$O$249),N237,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"IF($M$9=0,50%*MIN(L234,L186),\"\")","v":72346.116607078045},8.6999999999999994E-2,"before 5th",null,"May",null,{"$f":"SUM($K$238:K238)+$L$234+IF(H239=\"before 5th\",K239,0)","v":185837.71289229288},{"$f":"L239*G239/12","v":1347.3234184691235},{"$f":"IF(O239=MAX($O$238:$O$249),O239,IF(N238=MAX($O$238:$O$249),N238,0))","v":0},null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",null,{"$f":"SUM($K$238:K239)+$L$234+IF(H240=\"before 5th\",K240,0)","v":185837.71289229288},1347.3234184691235,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",null,{"$f":"SUM($K$238:K240)+$L$234+IF(H241=\"before 5th\",K241,0)","v":185837.71289229288},1347.3234184691235,0,null,{"$f":"IF(SUM(K238:K249)>P240,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",null,{"$f":"SUM($K$238:K241)+$L$234+IF(H242=\"before 5th\",K242,0)","v":185837.71289229288},1347.3234184691235,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",null,{"$f":"SUM($K$238:K242)+$L$234+IF(H243=\"before 5th\",K243,0)","v":185837.71289229288},1347.3234184691235,0,null,{"$f":"IF(N250>F239,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",null,{"$f":"SUM($K$238:K243)+$L$234+IF(H244=\"before 5th\",K244,0)","v":185837.71289229288},1347.3234184691235,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",null,{"$f":"SUM($K$238:K244)+$L$234+IF(H245=\"before 5th\",K245,0)","v":185837.71289229288},1347.3234184691235,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",null,{"$f":"SUM($K$238:K245)+$L$234+IF(H246=\"before 5th\",K246,0)","v":185837.71289229288},1347.3234184691235,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",null,{"$f":"SUM($K$238:K246)+$L$234+IF(H247=\"before 5th\",K247,0)","v":185837.71289229288},1347.3234184691235,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",null,{"$f":"SUM($K$238:K247)+$L$234+IF(H248=\"before 5th\",K248,0)","v":185837.71289229288},1347.3234184691235,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",null,{"$f":"SUM($K$238:K248)+$L$234+IF(H249=\"before 5th\",K249,0)","v":185837.71289229288},1347.3234184691235,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K238:K249)+SUM(M238:M249)+L234-N250","v":202005.59391392235},null,{"$f":"MAX(O238:O249)","v":0}]

{"sheet":"Post 15 yearsTracker ","index":3,"n_rows":171,"n_cols":30,"rows_kept":171,"cut":false,"hidden":false,"merged":[[1,3,2,18],[7,4,7,5],[7,16,7,17],[12,9,12,12],[28,9,28,12],[44,9,44,12],[60,9,60,12],[156,9,156,12],[76,9,76,12],[92,9,92,12],[108,9,108,12],[124,9,124,12],[140,9,140,12]]}
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"before 5th"]
[null,null,null,"Use this sheet to track your PPF if you have extended it at the end of the 15 year period",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"after 5th"]
[]
[]
[null,null,null,null,"Enter data only in green cells"]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,"Balance at the start of 5Y extension block"]
[null,null,null,null,null,null,null,null,null,null,null,469108]
[]
[null,null,null,null,null,null,null,null,null,"1st Extension Year 1",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$11+IF(H15=\"before 5th\",K15,0)","v":474108},{"$f":"L15*G15/12","v":3437.2829999999999},{"$f":"IF(O15=MAX($O$15:$O$26),O15,IF(N14=MAX($O$15:$O$26),N14,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$11","v":281464.8},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$15:K15)+$L$11+IF(H16=\"before 5th\",K16,0)","v":479108},{"$f":"L16*G16/12","v":3473.5329999999999},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$15:K16)+$L$11+IF(H17=\"before 5th\",K17,0)","v":484108},3509.7829999999999,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$15:K17)+$L$11+IF(H18=\"before 5th\",K18,0)","v":489108},3546.0329999999999,0,null,{"$f":"IF(SUM(K15:K26)>P17,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$15:K18)+$L$11+IF(H19=\"before 5th\",K19,0)","v":494108},3582.2829999999999,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$15:K19)+$L$11+IF(H20=\"before 5th\",K20,0)","v":499108},3618.5329999999999,0,null,{"$f":"IF(N27>F16,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$15:K20)+$L$11+IF(H21=\"before 5th\",K21,0)","v":504108},3654.7829999999994,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$15:K21)+$L$11+IF(H22=\"before 5th\",K22,0)","v":509108},3691.0329999999994,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$15:K22)+$L$11+IF(H23=\"before 5th\",K23,0)","v":514108},3727.2829999999994,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$15:K23)+$L$11+IF(H24=\"before 5th\",K24,0)","v":519108},3763.5329999999994,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$15:K24)+$L$11+IF(H25=\"before 5th\",K25,0)","v":524108},3799.7829999999994,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$15:K25)+$L$11+IF(H26=\"before 5th\",K26,0)","v":529108},3836.0329999999994,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K15:K26)+SUM(M15:M26)+L11-N27","v":572747.89599999995},null,{"$f":"MAX(O15:O26)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"1st Extension Year 2",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$27+IF(H31=\"before 5th\",K31,0)","v":577747.89599999995},{"$f":"L31*G31/12","v":4188.6722459999992},{"$f":"IF(O31=MAX($O$31:$O$42),O31,IF(N30=MAX($O$31:$O$42),N30,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$11","v":281464.8},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$31:K31)+$L$27+IF(H32=\"before 5th\",K32,0)","v":582747.89599999995},{"$f":"L32*G32/12","v":4224.9222459999992},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$31:K32)+$L$27+IF(H33=\"before 5th\",K33,0)","v":587747.89599999995},4261.1722459999992,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$31:K33)+$L$27+IF(H34=\"before 5th\",K34,0)","v":592747.89599999995},4297.4222459999992,0,null,{"$f":"IF(SUM(K31:K42)>P33,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$31:K34)+$L$27+IF(H35=\"before 5th\",K35,0)","v":597747.89599999995},4333.6722459999992,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$31:K35)+$L$27+IF(H36=\"before 5th\",K36,0)","v":602747.89599999995},4369.9222459999992,0,null,{"$f":"IF(N43>F32,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$31:K36)+$L$27+IF(H37=\"before 5th\",K37,0)","v":607747.89599999995},4406.1722459999992,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$31:K37)+$L$27+IF(H38=\"before 5th\",K38,0)","v":612747.89599999995},4442.4222459999992,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$31:K38)+$L$27+IF(H39=\"before 5th\",K39,0)","v":617747.89599999995},4478.6722459999992,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$31:K39)+$L$27+IF(H40=\"before 5th\",K40,0)","v":622747.89599999995},4514.9222459999992,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$31:K40)+$L$27+IF(H41=\"before 5th\",K41,0)","v":627747.89599999995},4551.1722459999992,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$31:K41)+$L$27+IF(H42=\"before 5th\",K42,0)","v":632747.89599999995},4587.4222459999992,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K31:K42)+SUM(M31:M42)+L27-N43","v":685404.46295199997},null,{"$f":"MAX(O31:O42)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"1st Extension Year 3",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$43+IF(H47=\"before 5th\",K47,0)","v":690404.46295199997},{"$f":"L47*G47/12","v":5005.4323564019996},{"$f":"IF(O47=MAX($O$47:$O$58),O47,IF(N46=MAX($O$47:$O$58),N46,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$11","v":281464.8},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$47:K47)+$L$43+IF(H48=\"before 5th\",K48,0)","v":695404.46295199997},{"$f":"L48*G48/12","v":5041.6823564019996},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$47:K48)+$L$43+IF(H49=\"before 5th\",K49,0)","v":700404.46295199997},5077.9323564019996,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$47:K49)+$L$43+IF(H50=\"before 5th\",K50,0)","v":705404.46295199997},5114.1823564019996,0,null,{"$f":"IF(SUM(K47:K58)>P49,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$47:K50)+$L$43+IF(H51=\"before 5th\",K51,0)","v":710404.46295199997},5150.4323564019996,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$47:K51)+$L$43+IF(H52=\"before 5th\",K52,0)","v":715404.46295199997},5186.6823564019996,0,null,{"$f":"IF(N59>F48,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$47:K52)+$L$43+IF(H53=\"before 5th\",K53,0)","v":720404.46295199997},5222.9323564019996,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$47:K53)+$L$43+IF(H54=\"before 5th\",K54,0)","v":725404.46295199997},5259.1823564019996,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$47:K54)+$L$43+IF(H55=\"before 5th\",K55,0)","v":730404.46295199997},5295.4323564019996,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$47:K55)+$L$43+IF(H56=\"before 5th\",K56,0)","v":735404.46295199997},5331.6823564019996,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$47:K56)+$L$43+IF(H57=\"before 5th\",K57,0)","v":740404.46295199997},5367.9323564019996,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$47:K57)+$L$43+IF(H58=\"before 5th\",K58,0)","v":745404.46295199997},5404.1823564019996,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K47:K58)+SUM(M47:M58)+L43-N59","v":807862.15122882393},null,{"$f":"MAX(O47:O58)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"1st Extension Year 4",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$59+IF(H63=\"before 5th\",K63,0)","v":812862.15122882393},{"$f":"L63*G63/12","v":5893.2505964089733},{"$f":"IF(O63=MAX($O$63:$O$74),O63,IF(N62=MAX($O$63:$O$74),N62,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$11","v":281464.8},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$63:K63)+$L$59+IF(H64=\"before 5th\",K64,0)","v":817862.15122882393},{"$f":"L64*G64/12","v":5929.5005964089733},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$63:K64)+$L$59+IF(H65=\"before 5th\",K65,0)","v":822862.15122882393},5965.7505964089733,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$63:K65)+$L$59+IF(H66=\"before 5th\",K66,0)","v":827862.15122882393},6002.0005964089733,0,null,{"$f":"IF(SUM(K63:K74)>P65,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$63:K66)+$L$59+IF(H67=\"before 5th\",K67,0)","v":832862.15122882393},6038.2505964089733,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$63:K67)+$L$59+IF(H68=\"before 5th\",K68,0)","v":837862.15122882393},6074.5005964089733,0,null,{"$f":"IF(N75>F64,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$63:K68)+$L$59+IF(H69=\"before 5th\",K69,0)","v":842862.15122882393},6110.7505964089733,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$63:K69)+$L$59+IF(H70=\"before 5th\",K70,0)","v":847862.15122882393},6147.0005964089733,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$63:K70)+$L$59+IF(H71=\"before 5th\",K71,0)","v":852862.15122882393},6183.2505964089733,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$63:K71)+$L$59+IF(H72=\"before 5th\",K72,0)","v":857862.15122882393},6219.5005964089733,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$63:K72)+$L$59+IF(H73=\"before 5th\",K73,0)","v":862862.15122882393},6255.7505964089733,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$63:K73)+$L$59+IF(H74=\"before 5th\",K74,0)","v":867862.15122882393},6292.0005964089733,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K63:K74)+SUM(M63:M74)+L59-N75","v":940973.65838573163},null,{"$f":"MAX(O63:O74)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"1st Extension Year 5",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$75+IF(H79=\"before 5th\",K79,0)","v":945973.65838573163},{"$f":"L79*G79/12","v":6858.3090232965542},{"$f":"IF(O79=MAX($O$79:$O$90),O79,IF(N78=MAX($O$79:$O$90),N78,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$11","v":281464.8},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$79:K79)+$L$75+IF(H80=\"before 5th\",K80,0)","v":950973.65838573163},{"$f":"L80*G80/12","v":6894.5590232965542},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$79:K80)+$L$75+IF(H81=\"before 5th\",K81,0)","v":955973.65838573163},6930.8090232965542,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$79:K81)+$L$75+IF(H82=\"before 5th\",K82,0)","v":960973.65838573163},6967.0590232965542,0,null,{"$f":"IF(SUM(K79:K90)>P81,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$79:K82)+$L$75+IF(H83=\"before 5th\",K83,0)","v":965973.65838573163},7003.3090232965542,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$79:K83)+$L$75+IF(H84=\"before 5th\",K84,0)","v":970973.65838573163},7039.5590232965542,0,null,{"$f":"IF(N91>F80,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$79:K84)+$L$75+IF(H85=\"before 5th\",K85,0)","v":975973.65838573163},7075.8090232965542,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$79:K85)+$L$75+IF(H86=\"before 5th\",K86,0)","v":980973.65838573163},7112.0590232965542,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$79:K86)+$L$75+IF(H87=\"before 5th\",K87,0)","v":985973.65838573163},7148.3090232965542,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$79:K87)+$L$75+IF(H88=\"before 5th\",K88,0)","v":990973.65838573163},7184.5590232965542,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$79:K88)+$L$75+IF(H89=\"before 5th\",K89,0)","v":995973.65838573163},7220.8090232965542,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$79:K89)+$L$75+IF(H90=\"before 5th\",K90,0)","v":1000973.6583857316},7257.0590232965542,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K79:K90)+SUM(M79:M90)+L75-N91","v":1085665.8666652902},null,{"$f":"MAX(O79:O90)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"2nd Extension Year 1",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$91+IF(H95=\"before 5th\",K95,0)","v":1090665.8666652902},{"$f":"L95*G95/12","v":7907.3275333233532},{"$f":"IF(O95=MAX($O$95:$O$106),O95,IF(N94=MAX($O$95:$O$106),N94,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$91","v":651399.51999917405},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$95:K95)+$L$91+IF(H96=\"before 5th\",K96,0)","v":1095665.8666652902},{"$f":"L96*G96/12","v":7943.5775333233532},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$95:K96)+$L$91+IF(H97=\"before 5th\",K97,0)","v":1100665.8666652902},7979.8275333233532,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$95:K97)+$L$91+IF(H98=\"before 5th\",K98,0)","v":1105665.8666652902},8016.0775333233532,0,null,{"$f":"IF(SUM(K95:K106)>P97,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$95:K98)+$L$91+IF(H99=\"before 5th\",K99,0)","v":1110665.8666652902},8052.3275333233532,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$95:K99)+$L$91+IF(H100=\"before 5th\",K100,0)","v":1115665.8666652902},8088.5775333233532,0,null,{"$f":"IF(N107>F96,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$95:K100)+$L$91+IF(H101=\"before 5th\",K101,0)","v":1120665.8666652902},8124.8275333233532,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$95:K101)+$L$91+IF(H102=\"before 5th\",K102,0)","v":1125665.8666652902},8161.0775333233532,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$95:K102)+$L$91+IF(H103=\"before 5th\",K103,0)","v":1130665.8666652902},8197.3275333233523,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$95:K103)+$L$91+IF(H104=\"before 5th\",K104,0)","v":1135665.8666652902},8233.5775333233523,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$95:K104)+$L$91+IF(H105=\"before 5th\",K105,0)","v":1140665.8666652902},8269.8275333233523,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$95:K105)+$L$91+IF(H106=\"before 5th\",K106,0)","v":1145665.8666652902},8306.0775333233523,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K95:K106)+SUM(M95:M106)+L91-N107","v":1242946.2970651705},null,{"$f":"MAX(O95:O106)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"2nd Extension Year 2",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$107+IF(H111=\"before 5th\",K111,0)","v":1247946.2970651705},{"$f":"L111*G111/12","v":9047.6106537224859},{"$f":"IF(O111=MAX($O$111:$O$122),O111,IF(N110=MAX($O$111:$O$122),N110,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$91","v":651399.51999917405},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$111:K111)+$L$107+IF(H112=\"before 5th\",K112,0)","v":1252946.2970651705},{"$f":"L112*G112/12","v":9083.8606537224859},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$111:K112)+$L$107+IF(H113=\"before 5th\",K113,0)","v":1257946.2970651705},9120.1106537224859,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$111:K113)+$L$107+IF(H114=\"before 5th\",K114,0)","v":1262946.2970651705},9156.3606537224859,0,null,{"$f":"IF(SUM(K111:K122)>P113,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$111:K114)+$L$107+IF(H115=\"before 5th\",K115,0)","v":1267946.2970651705},9192.6106537224859,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$111:K115)+$L$107+IF(H116=\"before 5th\",K116,0)","v":1272946.2970651705},9228.8606537224859,0,null,{"$f":"IF(N123>F112,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$111:K116)+$L$107+IF(H117=\"before 5th\",K117,0)","v":1277946.2970651705},9265.1106537224859,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$111:K117)+$L$107+IF(H118=\"before 5th\",K118,0)","v":1282946.2970651705},9301.3606537224859,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$111:K118)+$L$107+IF(H119=\"before 5th\",K119,0)","v":1287946.2970651705},9337.6106537224859,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$111:K119)+$L$107+IF(H120=\"before 5th\",K120,0)","v":1292946.2970651705},9373.8606537224859,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$111:K120)+$L$107+IF(H121=\"before 5th\",K121,0)","v":1297946.2970651705},9410.1106537224859,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$111:K121)+$L$107+IF(H122=\"before 5th\",K122,0)","v":1302946.2970651705},9446.3606537224859,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K111:K122)+SUM(M111:M122)+L107-N123","v":1413910.1249098403},null,{"$f":"MAX(O111:O122)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"2nd Extension Year 3",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$123+IF(H127=\"before 5th\",K127,0)","v":1418910.1249098403},{"$f":"L127*G127/12","v":10287.098405596342},{"$f":"IF(O127=MAX($O$127:$O$138),O127,IF(N126=MAX($O$127:$O$138),N126,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$91","v":651399.51999917405},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$127:K127)+$L$123+IF(H128=\"before 5th\",K128,0)","v":1423910.1249098403},{"$f":"L128*G128/12","v":10323.348405596342},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$127:K128)+$L$123+IF(H129=\"before 5th\",K129,0)","v":1428910.1249098403},10359.598405596342,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$127:K129)+$L$123+IF(H130=\"before 5th\",K130,0)","v":1433910.1249098403},10395.848405596342,0,null,{"$f":"IF(SUM(K127:K138)>P129,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$127:K130)+$L$123+IF(H131=\"before 5th\",K131,0)","v":1438910.1249098403},10432.098405596342,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$127:K131)+$L$123+IF(H132=\"before 5th\",K132,0)","v":1443910.1249098403},10468.348405596342,0,null,{"$f":"IF(N139>F128,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$127:K132)+$L$123+IF(H133=\"before 5th\",K133,0)","v":1448910.1249098403},10504.598405596342,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$127:K133)+$L$123+IF(H134=\"before 5th\",K134,0)","v":1453910.1249098403},10540.848405596342,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$127:K134)+$L$123+IF(H135=\"before 5th\",K135,0)","v":1458910.1249098403},10577.098405596342,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$127:K135)+$L$123+IF(H136=\"before 5th\",K136,0)","v":1463910.1249098403},10613.348405596342,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$127:K136)+$L$123+IF(H137=\"before 5th\",K137,0)","v":1468910.1249098403},10649.598405596342,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$127:K137)+$L$123+IF(H138=\"before 5th\",K138,0)","v":1473910.1249098403},10685.848405596342,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K127:K138)+SUM(M127:M138)+L123-N139","v":1599747.8057769963},null,{"$f":"MAX(O127:O138)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"2nd Extension Year 4",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$139+IF(H143=\"before 5th\",K143,0)","v":1604747.8057769963},{"$f":"L143*G143/12","v":11634.421591883221},{"$f":"IF(O143=MAX($O$143:$O$154),O143,IF(N142=MAX($O$143:$O$154),N142,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$91","v":651399.51999917405},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$143:K143)+$L$139+IF(H144=\"before 5th\",K144,0)","v":1609747.8057769963},{"$f":"L144*G144/12","v":11670.671591883221},0,null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$143:K144)+$L$139+IF(H145=\"before 5th\",K145,0)","v":1614747.8057769963},11706.921591883221,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$143:K145)+$L$139+IF(H146=\"before 5th\",K146,0)","v":1619747.8057769963},11743.171591883221,0,null,{"$f":"IF(SUM(K143:K154)>P145,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$143:K146)+$L$139+IF(H147=\"before 5th\",K147,0)","v":1624747.8057769963},11779.421591883221,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$143:K147)+$L$139+IF(H148=\"before 5th\",K148,0)","v":1629747.8057769963},11815.671591883221,0,null,{"$f":"IF(N155>F144,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$143:K148)+$L$139+IF(H149=\"before 5th\",K149,0)","v":1634747.8057769963},11851.921591883221,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$143:K149)+$L$139+IF(H150=\"before 5th\",K150,0)","v":1639747.8057769963},11888.171591883221,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$143:K150)+$L$139+IF(H151=\"before 5th\",K151,0)","v":1644747.8057769963},11924.421591883221,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$143:K151)+$L$139+IF(H152=\"before 5th\",K152,0)","v":1649747.8057769963},11960.671591883221,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$143:K152)+$L$139+IF(H153=\"before 5th\",K153,0)","v":1654747.8057769963},11996.921591883221,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$143:K153)+$L$139+IF(H154=\"before 5th\",K154,0)","v":1659747.8057769963},12033.171591883221,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K143:K154)+SUM(M143:M154)+L139-N155","v":1801753.3648795949},null,{"$f":"MAX(O143:O154)","v":0}]
[]
[null,null,null,null,null,null,null,null,null,"2nd Extension Year 5",null,null,null,null,"Withdrawal can be made only once in a year"]
[null,null,null,null,null,null,"Interest rate","Deposited",null,"Month","Deposit","Balance","Interest",null,"Withdrawal"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Apr",5000,{"$f":"$L$155+IF(H159=\"before 5th\",K159,0)","v":1806753.3648795949},{"$f":"L159*G159/12","v":13098.961895377062},{"$f":"IF(O159=MAX($O$159:$O$170),O159,IF(N158=MAX($O$159:$O$170),N158,0))","v":0}]
[null,null,null,{"$f":"IF($M$9=0,\"Withdrawal limit\",\"\")","v":"Withdrawal limit"},null,{"$f":"60%*$L$91","v":651399.51999917405},8.6999999999999994E-2,"before 5th",null,"May",5000,{"$f":"SUM($K$159:K159)+$L$155+IF(H160=\"before 5th\",K160,0)","v":1811753.3648795949},{"$f":"L160*G160/12","v":13135.211895377062},{"$f":"IF(O160=MAX($O$159:$O$170),O160,IF(N159=MAX($O$159:$O$170),N159,0))","v":0},null,"PPF investment limit"]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jun",5000,{"$f":"SUM($K$159:K160)+$L$155+IF(H161=\"before 5th\",K161,0)","v":1816753.3648795949},13171.461895377062,0,null,150000]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jul",5000,{"$f":"SUM($K$159:K161)+$L$155+IF(H162=\"before 5th\",K162,0)","v":1821753.3648795949},13207.711895377062,0,null,{"$f":"IF(SUM(K159:K170)>P161,\"Warning: total investment exceeds allowed limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Aug",5000,{"$f":"SUM($K$159:K162)+$L$155+IF(H163=\"before 5th\",K163,0)","v":1826753.3648795949},13243.961895377062,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Sep",5000,{"$f":"SUM($K$159:K163)+$L$155+IF(H164=\"before 5th\",K164,0)","v":1831753.3648795949},13280.211895377062,0,null,{"$f":"IF(N171>F160,\"Withdrawal is above limit\",\"\")","v":""}]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Oct",5000,{"$f":"SUM($K$159:K164)+$L$155+IF(H165=\"before 5th\",K165,0)","v":1836753.3648795949},13316.461895377062,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Nov",5000,{"$f":"SUM($K$159:K165)+$L$155+IF(H166=\"before 5th\",K166,0)","v":1841753.3648795949},13352.711895377062,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Dec",5000,{"$f":"SUM($K$159:K166)+$L$155+IF(H167=\"before 5th\",K167,0)","v":1846753.3648795949},13388.961895377062,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Jan",5000,{"$f":"SUM($K$159:K167)+$L$155+IF(H168=\"before 5th\",K168,0)","v":1851753.3648795949},13425.211895377062,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Feb",5000,{"$f":"SUM($K$159:K168)+$L$155+IF(H169=\"before 5th\",K169,0)","v":1856753.3648795949},13461.461895377062,0]
[null,null,null,null,null,null,8.6999999999999994E-2,"before 5th",null,"Mar",5000,{"$f":"SUM($K$159:K169)+$L$155+IF(H170=\"before 5th\",K170,0)","v":1861753.3648795949},13497.711895377062,0]
[null,null,null,null,null,null,null,null,null,"Year End Balance",null,{"$f":"SUM(K159:K170)+SUM(M159:M170)+L155-N171","v":2021333.4076241197},null,{"$f":"MAX(O159:O170)","v":0}]

{"sheet":"Interest Rate History","index":4,"n_rows":5,"n_cols":10,"rows_kept":5,"cut":false,"hidden":false,"merged":[]}
[]
[]
[]
[null,null,null,null,null,null,null,null,null,"Source:"]
[null,null,null,null,null,null,null,null,null,"http://finotax.com/ppf/calculator"]