1

//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js(adsbygoogle = window.adsbygoogle || []).push({});

Each week, I try to answer generic questions from readers. Here is this week's edition. You can use the form below to ask your questions.  I am glad that the Q and A has been received well. I have now added a link to the archives in the top menu.

Nara: Dear Pattu, I asked a question last week, so far I have no reply. Do you reply only via this blog or is the reply also sent to my email address? So I am repeating the same today. I am 64 & wish to retire in one year. My savings are invested in the following manner: 33% each in Equity MF, PPF and FDs. As the FDs mature I intend to invest the same in Debt MFs. Q1. Is PPF good or should I deploy the funds else where? Q2. Can you suggest 3 to 4 good debt funds for me. Q3. For me which is a good retirement corpus calculator. Awaiting your reply. Thanks. Nara

read more

//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js(adsbygoogle = window.adsbygoogle || []).push({});

Each week, I try to answer generic questions from readers. Here is this week's edition. You can use the form below to ask your questions.  I am glad that the Q and A has been received well. I have now added a link to the archives in the top menu.

Nara: Hi Pattu, I am very close to retirement (less than 1 year). My investments are approximately 33% each in, 1. PPF 2. Equity MFs 3. In FDs which I plan to invest in Debt MFs as and when they mature. Is it a good structure, if not what changes are needed.

read more

Each week, I try to answer generic questions from readers. This is part one of this week's Q and A. You can use the form below to ask your questions.  I am glad that the Q and A has been received well. I have now added a link to the archives in the top menu.


Yogesh:
 Dear sir, Can you please tell me that how to save the tax or give minimum for 10lac income. Thanks

Pattu: Wrong person to ask. I don't even bother to check if I have finished my 80C quota, because I have other priorities, such as investing or my goals with a set asset allocation.

read more

4

Each week, I try to answer generic questions from readers. This is part two of this week's Q and A. You can use the form below to ask your questions.  I am glad that the Q and A has been received well. I have now added a link to the archives in the top menu. Part one is here.

Before we begin, my book with PV Subramanyam, You Can Be Rich Too is available at a 50% discount (Rs. 198) for short periods of time this month as it was among the top 25 bestsellers in the last 3 months. Grab it now!

read more

Each week, I try to answer generic questions from readers. This is part one of this week's Q and A. You can use the form below to ask your questions.  I am glad that the Q and A has been received well. I have now added a link to the archives in the top menu.

Before we begin, my book with PV Subramanyam, You Can Be Rich Too is available at a 50% discount (Rs. 198) for short periods of time this month as it was among the top 25 bestsellers in the last 3 months. Grab it now!

read more