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Each week, I try to answer generic questions from readers. Here is this week's edition. You can use the form below to ask your questions.  Before we begin, for only today and tomorrow, the Kindle version of You can Be Rich Too is available for Rs. 87 as part of #AmazonGreatIndianSale. Grab it now! http://amzn.to/2gJuirE Thanks to generous support from readers, the Kindle version climbed up to top 18 on May 12th.

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Each week, I try to answer generic questions from readers. Here is this week's edition. You can use the form below to ask your questions. 

Kannan: Dear Pattu Sir, I am in 30% IT slab and have a home loan(18L) (interest component of 1.4L this year) run for next 8 years. Kindly suggest me, pre-paying the loan in small lump-sum amount every year(say 1/2L) is better or investing the amount in Equity MFs SIP is better. I have 9 Yrs of service.

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Each week, I try to answer generic questions from readers. Here is this week's edition. You can use the form below to ask your questions. Yesterday's post on Five Books That Will Redefine Your Understanding of Stock Markets was interrupted by server maintenance that went on for four hours too long. So do check that out.

The writing for Gamechanger, my new book with Pranav Surya is over. We are both excited about the way it has turned out, and currently editing it and waiting for the ISBN number. This will be an out and out DIY undertaking, thanks to Pranav who is doing everything possible to keep the book cost as low as possible. Watch this space for more developments.

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Each week, I try to answer generic questions from readers. Here is this week's edition. You can use the form below to ask your questions. I have also included a video showing how one can login into Value Research via Excel. to use the Excel stock screener.

John Galt: What is the procedure to convert existing Regular MF units to Direct via the MFU portal?

Pattu: You can initiate a "switch" transaction from the regular plan for a fund to its direct plan via the MFU console.

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Each week, I try to answer generic questions from readers. Here is this week's edition. You can use the form below to ask your questions.  I am glad that the Q and A has been received well. I have now added a link to the archives in the top menu.

Nara: Dear Pattu, I asked a question last week, so far I have no reply. Do you reply only via this blog or is the reply also sent to my email address? So I am repeating the same today. I am 64 & wish to retire in one year. My savings are invested in the following manner: 33% each in Equity MF, PPF and FDs. As the FDs mature I intend to invest the same in Debt MFs. Q1. Is PPF good or should I deploy the funds else where? Q2. Can you suggest 3 to 4 good debt funds for me. Q3. For me which is a good retirement corpus calculator. Awaiting your reply. Thanks. Nara

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