Skip to content

Each week I try and answer generic questions from readers. From last week the Q & A will appear on Mondays. You can use the form below to ask your question.

Announcement: Travel to Europe at 40-50% lower air fares!!
Pranav Surya just posted in AIFW that "Oman Air + Lufthansa are running a fantastic promotion for cities to travel from Delhi". If you want to avail such huge discounts, follow the steps pointed out in our new book: GameChanger (Rs. 199 hardcover; Rs. 99 Kindle). Additional tips are available in the Travel Training Kit (Rs. 199) read more

Each week I answer generic questions on personal finance & investing from readers.  Here is this weeks edition. You can use the form below to enter your question.

Announcement: Venkatesh Jambulingam has been kind enough to translate few of my posts in Tamil. Please support his work by sharing it. Latest posts:

How to review a mutual fund portfolio (Tamil) (English version is here)

Minimalist portfolio ideas for young earners (Tamil) (English version is here) read more

4

Each week I answer generic questions from readers. Here is this weeks edition. You can use the form below to ask your question.

D. Bose: How do you identify and invest in multi-bagger stocks before they become multi-bagger, and how to find out the right time for entry and exit.

Pattu: Wrong person to ask this question. My two cents for what they are worth: Let us stop and think for a moment, how many stock investors would have asked this question (at least to themselves) over 100s of years of stock trading and if it is practical to expect a formulaic answer to both parts of your question? read more

1

Each week I try and answer generic questions on personal finance (this week has a creamy title-worthy question on nutrition). You can use the form below to ask questions.


Aniket Bhadane: 
When people say don't expect returns of more 12% from Mutual funds, which returns are they talking about? CAGR, XIRR, rolling returns, absolute returns?

Pattu: They are referring to annualised returns. Which is equal to CAGR for a single investment and XIRR for multiple investments. read more

Each week I answer generic questions from readers. Here is this weeks edition.  The Hindi version You Can Be Rich Too is now available for pre-order at Amazon. Meanwhile, GameChanger has got fantastic reviews. It is now available for Rs. 199 paper or Rs. 99 Kindle at Amazon.

dipak jambusaria: 
lot of banks have been put on watch list by rbi specially idbi is in focus. govt holding is 75%. are fd safe or there is a risk of default and should be withdrawn? read more