Don’t Be Fooled: SIP is NOT systematic investing!

Don't be fooled by those who stand to profit from your investments!  SIP is NOT systematic investing! Starting a mutual fund SIP and continuing it through market ups and down has nothing to do with systematic investing. Buying mutual fund units on the same of day of each month is automation. It has nothing to … Continue reading Don’t Be Fooled: SIP is NOT systematic investing!

How would you invest if you suddenly got one crore?

How would you invest if you suddenly got one crore? That is a nice thought is it not? In this weeks Q & A, we consider what should a sudden crorepati do, along with other questions. Perhaps you may have seen it already, this is my article in the Economic Times: Mutual fund advisers earning commission … Continue reading How would you invest if you suddenly got one crore?

Freefincal Q & A: Should I worry about the PE of a mutual fund?

Each week, I try and answer generic questions from readers. Here is this week's edition. You can use the form below to ask your question. The tougher the question, the more I learn and hopefully more the benefit for readers. This week we consider questions on the PE of a mutual fund, health insurance for … Continue reading Freefincal Q & A: Should I worry about the PE of a mutual fund?

Freefincal Q & A: Reducing tax outgo from mutual funds

Each week I try to answer generic questions on personal finance from readers. In this weeks edition, I discuss reducing tax outgo from mutual funds, cost of fee-only planning and mutual fund portfolio reviewing. You can use the form below to enter your question. Announcement: Gamechanger paperback is still available at a 25% discount for Rs. … Continue reading Freefincal Q & A: Reducing tax outgo from mutual funds

Why not select a fund expected to give maximum return without worrying about risk?!

Each week I try and answer generic questions from readers. Here is this weeks edition. You can use the form below to ask your question. First a big thank you to all your support and testimonials in support of my nomination to the Indiblogger 2017 award. Each time I feel worthless and depressed, I must … Continue reading Why not select a fund expected to give maximum return without worrying about risk?!