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Today, all my files disappeared along with the latest back up (long story, will narrate later)! I have restored posts from an earlier backup. It will take me several days to access media files and restore them. Kindly bear with me.


All long-term financial goals would soon become short-term financial goals. Perhaps it is obvious that with the passage of time that a goal 18 years away, will soon become a goal 3 years away.Children's education goal is the best example of this. 'They grow up so fast!", we hear everyone say around us. Question is, what are we going to do about it?

In a recent post, we had discussed equity returns versus volatility (measured by standard deviation) and came with a suggestion for equity allocation for different investment durations. read more