July 2016: List of Equity Mutual Fund Returns & Up/Down Capture Ratios

Here is the July 2016 list of equity mutual fund lump sum and SIP returns; upside capture, downside capture and capture ratios over 1,2,3,4,5,6,7,8,9 year periods.

I am slowly developing a portal that lists mutual fund metrics for screening/analysis with a monthly update.

The seeds for this were sown earlier with a listing of downside capture ratio of all mid-cap equity mutual funds and the publication of a tool to compare your mid-cap fund performance with category peers.

Pranav Date played a key role in making this listing possible. He wrote a code to match the Value Research fund name and category with appropriate AMFI scheme code. This is a crucial step as it would be very difficult to manually do this for 387 equity funds.

The next step is to assign a benchmark for each category. This is controversial as one can argue that the upside and downside capture ratios should be calculated only with the benchmark used by the AMC. However, considering that we are going to relatively evaluate them, using one benchmark per category is not a terrible idea, as long as the choice is reasonable.

I will leave it you to judge if these choices are okay. If there are objections, I am happy to re-calculate with a revised benchmark. More total returns indices have been added this month.

DescriptionCategoryBenchmark used
BankingEQ-BANKBSE Bankex
FMCG fundsEQ-CGBSE-fmcg
Infrastructure fundsEQ-INFRACNX Infra
international fundsEQ-INTLNifty-TRI
IT fundsEQ-IT BSE IT
Large CapEQ-LCNifty Value 20
Mid CapEQ-MCNSE-midcap
Multi CapEQ-MLCNifty Low Volatility 50
OthersEQ-OTHNifty-TRI
PharmaEQ-PHBSE Healthcare
Small CapEQ-SCBSE Small Cap
Tax planning or ELSSEQ-TPNifty Low Volatility 50

You can read more about the choice of benchmarks here: Nifty Strategy Indices as Mutual Fund Benchmarks

Out of the 287 equity funds, data for 34 funds could not be calculated (this list can be found along with the full list). Out of this 34, 14 of them are ETFs. I shall try and reduce this number in future releases.

Here are a couple of screenshots

equity-mutual-fund-listing-1 equity-mutual-fund-listing-2

Users can use the sort option to list only the category that they want.

equity-mutual-fund-listing-3

Do let me know if you have any feedback.

Aug 2016: Download the freefincal equity mutual fund risk-reward listing

July 2016: Download the freefincal equity mutual fund risk-reward listing

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About the Author M Pattabiraman author of freefincal.comM. Pattabiraman is the co-author of two books: You can be rich too with goal based investing and Gamechanger. “Pattu” as he is popularly known, publishes unbiased, promotion-free research, analysis and holistic money management advice. Freefincal serves more than one million readers a year with numbers based analysis on topical issues and has more than a 100 free calculators on different aspects of insurance and investment analysis, including a robo advisory template for use by beginners. Contact information: freefincal {at} Gmail {dot} com He conducts free money management sessions for corporates (see details below). Previous engagements include World Bank, RBI, BHEL, Asian Paints.

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Updated: August 29, 2016 — 11:08 am

8 Comments

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  1. This is brlliant Pattu!!! Thanks to Pranav too!!! Very useful.

  2. Missing Funds are there because they came into existence after 01.01.2015 and do not have a FULL year data). You can capture them from Short Term Returns screen of VROnline, but they would be of no use as they would not have any Annual Returns data for your analysis.

    1. Thank you! I hope that is true for all of them. Need to check.

  3. A very useful analysis. Great work done, Sir! Keep it up.

  4. Good work sir, Thank you for this data. Congratulation to Pranav for doing this work too.

  5. Can you please advise any pharma fund to invest at this junture.

    1. Sorry, do not provide investment advice.

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