YOU CAN BE RICH TOO WITH GOAL BASED INVESTING - CALCULATORS
Cost of Delay
Cost of Delay Calculator
Cost of Delay Calculator
Note: Fields in yellow are mandatory
#
Particulars
1.
Current monthly expenses that will persist in retirement
2.
Annual expenses that will persist in retirement
3.
Total average monthly expenses (annual/12)
₹ {{ dc.average_exp }}
4.
Inflation before retirement (%)
%
5.
Current age
6.
Age you wish to retire
7.
No of years you expect to live!
8.
Years to retirement
{{ dc.years_to_retire }}
9.
Monthly expenses in first year of retirement
₹ {{ dc.monthly_exp_ar }}
10.
Years in retirement
{{ dc.years_in_retire }}
11.
Inflation during retirement (%)
%
12.
Post-tax average return from retirement corpus (%)
%
13.
Total Corpus required
₹ {{ dc.corpus }}
14.
Net rate of return (this is an approximation) %
15.
Monthly investment required
₹ {{ dc.monthly_inv }}
Monthly investment required
Rate at which the monthly
investment increases*
If you start today
Current monthly expenses
that will persist in retirement
*wrt current status
Delay by 1 year
{{ monthly_invs[0] }}
{{ wrts[0] }}%
Delay by 2 years
{{ monthly_invs[1] }}
{{ wrts[1] }}%
Delay by 3 years
{{ monthly_invs[2] }}
{{ wrts[2] }}%
Delay by 4 years
{{ monthly_invs[3] }}
{{ wrts[3] }}%
Delay by 5 years
{{ monthly_invs[4] }}
{{ wrts[4] }}%
Delay by 6 years
{{ monthly_invs[5] }}
{{ wrts[5] }}%
Delay by 7 years
{{ monthly_invs[6] }}
{{ wrts[6] }}%
Delay by 8 years
{{ monthly_invs[7] }}
{{ wrts[7] }}%
Delay by 9 years
{{ monthly_invs[8] }}
{{ wrts[8] }}%
Delay by 10 years
{{ monthly_invs[9] }}
{{ wrts[9] }}%
Details of the above calculation can be found below
Inaction is more dangerous than inflation!
Delay by 1 year
Delay by 2 years
Delay by 3 years
Delay by 4 years
Delay by 5 years
Delay by 6 years
Delay by 7 years
Delay by 8 years
Delay by 9 years
Delay by 10 years
{{ monthly_exps[0] }}
{{ monthly_exps[1] }}
{{ monthly_exps[2] }}
{{ monthly_exps[3] }}
{{ monthly_exps[4] }}
{{ monthly_exps[5] }}
{{ monthly_exps[6] }}
{{ monthly_exps[7] }}
{{ monthly_exps[8] }}
{{ monthly_exps[9] }}
{{ annual_exps[0] }}
{{ annual_exps[1] }}
{{ annual_exps[2] }}
{{ annual_exps[3] }}
{{ annual_exps[4] }}
{{ annual_exps[5] }}
{{ annual_exps[6] }}
{{ annual_exps[7] }}
{{ annual_exps[8] }}
{{ annual_exps[9] }}
{{ avg_monthly_exps[0] }}
{{ avg_monthly_exps[1] }}
{{ avg_monthly_exps[2] }}
{{ avg_monthly_exps[3] }}
{{ avg_monthly_exps[4] }}
{{ avg_monthly_exps[5] }}
{{ avg_monthly_exps[6] }}
{{ avg_monthly_exps[7] }}
{{ avg_monthly_exps[8] }}
{{ avg_monthly_exps[9] }}
{{ inflations }}
{{ inflations }}
{{ inflations }}
{{ inflations }}
{{ inflations }}
{{ inflations }}
{{ inflations }}
{{ inflations }}
{{ inflations }}
{{ inflations }}
{{ ages[0] }}
{{ ages[1] }}
{{ ages[2] }}
{{ ages[3] }}
{{ ages[4] }}
{{ ages[5] }}
{{ ages[6] }}
{{ ages[7] }}
{{ ages[8] }}
{{ ages[9] }}
{{ retireage_c }}
{{ retireage_c }}
{{ retireage_c }}
{{ retireage_c }}
{{ retireage_c }}
{{ retireage_c }}
{{ retireage_c }}
{{ retireage_c }}
{{ retireage_c }}
{{ retireage_c }}
{{ life }}
{{ life }}
{{ life }}
{{ life }}
{{ life }}
{{ life }}
{{ life }}
{{ life }}
{{ life }}
{{ life }}
{{ yearstoretire[0] }}
{{ yearstoretire[1] }}
{{ yearstoretire[2] }}
{{ yearstoretire[3] }}
{{ yearstoretire[4] }}
{{ yearstoretire[5] }}
{{ yearstoretire[6] }}
{{ yearstoretire[7] }}
{{ yearstoretire[8] }}
{{ yearstoretire[9] }}
{{ yearsinretire }}
{{ yearsinretire }}
{{ yearsinretire }}
{{ yearsinretire }}
{{ yearsinretire }}
{{ yearsinretire }}
{{ yearsinretire }}
{{ yearsinretire }}
{{ yearsinretire }}
{{ yearsinretire }}
{{ inflation_r }}
{{ inflation_r }}
{{ inflation_r }}
{{ inflation_r }}
{{ inflation_r }}
{{ inflation_r }}
{{ inflation_r }}
{{ inflation_r }}
{{ inflation_r }}
{{ inflation_r }}
{{ retirecorpus }}
{{ retirecorpus }}
{{ retirecorpus }}
{{ retirecorpus }}
{{ retirecorpus }}
{{ retirecorpus }}
{{ retirecorpus }}
{{ retirecorpus }}
{{ retirecorpus }}
{{ retirecorpus }}
{{ corpuses[0] }}
{{ corpuses[1] }}
{{ corpuses[2] }}
{{ corpuses[3] }}
{{ corpuses[4] }}
{{ corpuses[5] }}
{{ corpuses[6] }}
{{ corpuses[7] }}
{{ corpuses[8] }}
{{ corpuses[9] }}
{{ netrates }}
{{ netrates }}
{{ netrates }}
{{ netrates }}
{{ netrates }}
{{ netrates }}
{{ netrates }}
{{ netrates }}
{{ netrates }}
{{ netrates }}
{{ monthly_invs[0] }}
{{ monthly_invs[1] }}
{{ monthly_invs[2] }}
{{ monthly_invs[3] }}
{{ monthly_invs[4] }}
{{ monthly_invs[5] }}
{{ monthly_invs[6] }}
{{ monthly_invs[7] }}
{{ monthly_invs[8] }}
{{ monthly_invs[9] }}
Delay by 1 year
Delay by 2 years
Delay by 3 years
Delay by 4 years
Delay by 5 years
Delay by 6 years
Delay by 7 years
Delay by 8 years
Delay by 9 years
Delay by 10 years
{{ wrts[0] }}%
{{ wrts[1] }}%
{{ wrts[2] }}%
{{ wrts[3] }}%
{{ wrts[4] }}%
{{ wrts[5] }}%
{{ wrts[6] }}%
{{ wrts[7] }}%
{{ wrts[8] }}%
{{ wrts[9] }}%