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Here is a list of investment options available for goals which are less than or equal to 5 years away. This is sourced out of my response to a thread at Facebook group, Asan Ideas for Wealth. I think the first step in goal-based investing is to demarcate short-term, intermediate-term and long-term financial goals. For…
Continue reading →A discussion on why one should not mix insurance and investment and buy pension plans, endowment plans, moneyback policies or even ULIPs. As far as regular freefincal readers are concerned this post is preaching to the choir. Most of you guys know and understand why insurance and investment should not be mixed. Annoucement: My second book, Gamechanger: Forget Start-ups,…
Continue reading →You might be wondering why the title refers to mutual fund ‘categories’. Would it not be more enticing and perhaps more useful had it read, ‘how to select mutual funds suitable for your financial goals’? Perhaps so. However, I choose to focus on how to select mutual fund categories first, for two reasons I am…
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