Retirement calculator: Mobile version and mobile app

Published: May 22, 2015 at 9:37 am

Last Updated on

The low-stress retirement calculator is now available as a web page for smartphones and as an app for android, iphone, and kindle devices.

The html version for computers was released yesterday

The following steps were adopted to created the mobile version and app.

1) Download trial version of spreadsheetconvertor

2) format excel sheet so that it will work the trial version (hence three sheets instead of one!)

3) check mobile version for spacings. The annotations found in the html version have been removed so that it will suit a smartphone

4) upload the mobile friendly webpage to webpage host – in my case hostgator

Here is a screenshot (it should look better in a hand-held device!)

mobile-retirement-calculator

Link to

mobile friendly retirement calculator

This was tested with my bitter half’s smartphone. She got so irritated that I was hogging the phone that she refused to let me test the mobile app. The free app creator I used seems reasonably trustworthy.

5) To create the mobile app, the mobile-friendly web page is a prerequisite.

6) I used apps.appypie.com to create the free app by uploading the above web page and setting up the front page. You may see some ads in the app – the cost of a free account. That is their doing. I do not earn from them.

The mobile app can be previewed from either a computer or a smartphone here

Preview retirement calculator mobile app 

Click on ‘website’ to access the calculator.  Excuse the typos in the ‘about’ page. The website would not let me edit the app unless I paid.

You can go back to the preview page to rate the app.

7) Once the app is created, there is a cooling off period when the app is review and approved for each device.

Here are the setup instructions (as provided by appypie):

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Android devices:

Open the below URL on your Android Phone Browser this will download the . apk file. After download completes, Tap install and the app will install to your device
https://apps.appypie.com/media/appfile/86a61fa2cedf.apk

Enable trust  ‘unknown providers’ or its equivalent in your device.

iPhone devices:

Open the below URL on your iPhone Safari Browser and click the Launch button to Install the app on your iPhone
http://apps.appypie.com/app/download-plist/appId/86a61fa2cedf

Enable trust  ‘unknown providers’ or its equivalent in your device.

Amazon Fire Phone or Kindle:

Open the below URL on your Kindle Phone Browser this will download the .apk file. After download completes, Tap install and the app will install to your device
https://apps.appypie.com/media/appfile/kindle_86a61fa2cedf.apk

Enable trust  ‘unknown providers’ or its equivalent in your device.

Suggestions:

Assuming you like the app and it converted well for a hand-held device,

1) Please suggest how I can make this better (pl. explain like I am 5 – I do not have a smartphone)

2) Is there any app repository that I can upload these apps to?

3) Do you really think there is a ‘market’ for such apps? I am not sure. I think if a person is determined to do something about his/her retirement, they would go beyond mobile friendly versions.

Please share the mobile-friendy page link or the app if you like it. Should you share this post or can you actually share the app file?

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About the Author M Pattabiraman author of freefincal.comM. Pattabiraman(PhD) is the author and owner of freefincal.com.  He is an associate professor at the Indian Institute of Technology, Madras since Aug 2006. Pattu” as he is popularly known, has co-authored two print-books, You can be rich too with goal based investing (CNBC TV18) and Gamechanger and seven other free e-books on various topics of money management.  He is a patron and co-founder of “Fee-only India” an organisation to promote unbiased, commission-free investment advice. Pattu publishes unbiased, promotion-free research, analysis and holistic money management advice. Freefincal serves more than one million readers a year (2.5 million page views) with numbers based analysis on topical issues and has more than a 100 free calculators on different aspects of insurance and investment analysis. He conducts free money management sessions for corporates  and associations(see details below). Previous engagements include World Bank, RBI, BHEL, Asian Paints, TamilNadu Investors Association etc. Contact information: freefincal {at} Gmail {dot} com (sponsored posts or paid collaborations will not be entertained)
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12 Comments

  1. Pattu Sir, I am an insurance consultant in IT space. From my experience, mobile adoption has become paramount in any field (“Mobile-First” approach). App is a good way (I think more cost-effective), but it is better to focus first on mobile version of webpage. This can be for increasing traffic, or presenting consistent image (yes, some marketing jargons, sorry!).
    I am Gen X and not an avid smartphone user, but Gen Y is extremely savvy of making any info available at hand.
    You may be right about determination taking ppl beyond mobile/web versions, but developing that determination takes time; for that, availability of info is critical. Just my thoughts.

      1. May be it’s just me, but on the contrary, I haven’t found tools this resourceful that is so comprehensive, anywhere else. With such a powerful engine, 3 sheets of inputs just need a good UI to make the process simple 🙂 Trust me, it’s far more complicated in insurance!
        You can get a good UX (user experience) designer if you plan to do that!

  2. Pattu Sir, I am an insurance consultant in IT space. From my experience, mobile adoption has become paramount in any field (“Mobile-First” approach). App is a good way (I think more cost-effective), but it is better to focus first on mobile version of webpage. This can be for increasing traffic, or presenting consistent image (yes, some marketing jargons, sorry!).
    I am Gen X and not an avid smartphone user, but Gen Y is extremely savvy of making any info available at hand.
    You may be right about determination taking ppl beyond mobile/web versions, but developing that determination takes time; for that, availability of info is critical. Just my thoughts.

      1. May be it’s just me, but on the contrary, I haven’t found tools this resourceful that is so comprehensive, anywhere else. With such a powerful engine, 3 sheets of inputs just need a good UI to make the process simple 🙂 Trust me, it’s far more complicated in insurance!
        You can get a good UX (user experience) designer if you plan to do that!

  3. Hi,

    Does the employee PF accumulation shouldnt be included for retirement calculations ?
    I didnt see any of the calculators or advices on retirement planning don’t include this mandated fund of employee.
    As this will be growing along with employees income and assuming interest will compromise the inflation, can retirement estimation include this amount ?

  4. Hi,

    Does the employee PF accumulation shouldnt be included for retirement calculations ?
    I didnt see any of the calculators or advices on retirement planning don’t include this mandated fund of employee.
    As this will be growing along with employees income and assuming interest will compromise the inflation, can retirement estimation include this amount ?

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