Some Changes to Freefincal

Published: July 17, 2013 at 2:59 pm

Last Updated on

A few days ago I moved the blog to for a fee. I then applied for WordAds – the WordPress equivalent for Googles Adsense. WordPress will now run ads in the blog, and I will participate in the earnings (determined by traffic and not by ‘clicks’).

As a result,I was forced to change the blog theme and make other changes in the menu. Further menu/theme changes maybe needed if the ads do not load properly in the current theme. Kindly excuse the inconvenience.

Passive income experiment: When I say, ‘participate in the earnings’, it sounds like a lot. Although it will be in dollars, the ‘earnings’ will be minuscule. I have set 100 $ a year as a reasonable target. So even if a Dollar can fetch Rs. 100, it is not enough to cover my expenses for 15 days!

I debated about running ads in the blog for a long time and finally decided, ‘why not?’. Income from blogging is a terrific form of earning ‘passive income’ not because of the amount earned, but because of the challenges involved. So I see this as a passive income experiment where I show some commitment to the blog and make a few bucks which hopefully will help fortify my commitment. It is of course debatable if such income can be classified as ‘passive’ income. Blogging involves burning more than just a few calories. The classic form of passive income is the rent from property you own but did not pay for (ancestral). That of course is sheer dumb luck.

Is Wordads the best choice? Is WordPress the best choice as domain host? I don’t know. I didn’t make these decisions after careful consideration. I just took the easy way out. Firms like Godaddy probably cover domain hosting for a lower price.

Calculators: A reminder regarding terms of use 

The calculators offered free in this site do not have any kind of sheet passwords. All the formulae used can be seen and can be freely modified. The whole idea of doing is this to point out that most of the time financial math is not that hard.

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Copyleft.svgIf you find the calculators useful, you are free to use them in anyway you see fit. Notions of civility and commonsense require that the source be mentioned. I am however not insisting that you do so. That said, if I do see the source mentioned, it would give me immense joy, since I am after all human.

I make the calculators because it gives me joy and keeps my mind distracted from negative thoughts. If others find them useful and If I get to know about it, I am filled with a small sense of contentment that my actions have some meaning.

I may run ads in the site and earn a penny or two (literally!), but the calculators will remain free.

The Future: Soon the semester starts at IIT, Madras and I am due to teach a course. So I expect the frequency of posts to drop from twice a week to hopefully once a week. I already have a backlog of about 5-6 calculator requests. I will clear them one by one.

Other topics: Besides financial calculators and my thoughts on investing, I am thinking of writing an occasional post of non-financial matters. For example, ‘how I lost 25 Kgs without excercise’. Not sure how much readers will like stuff like that here but let me give it a shot.

As always your views are welcome.

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About the Author Pattabiraman editor freefincalM. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. since Aug 2006. Connect with him via Twitter or Linkedin Pattabiraman has co-authored two print-books, You can be rich too with goal-based investing (CNBC TV18) and Gamechanger and seven other free e-books on various topics of money management. He is a patron and co-founder of “Fee-only India” an organisation to promote unbiased, commission-free investment advice. He conducts free money management sessions for corporates and associations on the basis of money management. Previous engagements include World Bank, RBI, BHEL, Asian Paints, Cognizant, Madras Atomic Power Station, Honeywell, Tamil Nadu Investors Association. For speaking engagements write to pattu [at] freefincal [dot] com
About freefincal & its content policy Freefincal is a News Media Organization dedicated to providing original analysis, reports, reviews and insights on developments in mutual funds, stocks, investing, retirement and personal finance. We do so without conflict of interest and bias. We operate in a non-profit manner. All revenue is used only for expenses and for the future growth of the site. Follow us on Google News Freefincal serves more than one million readers a year (2.5 million page views) with articles based only on factual information and detailed analysis by its authors. All statements made will be verified from credible and knowledgeable sources before publication. Freefincal does not publish any kind of paid articles, promotions or PR, satire or opinions without data. All opinions presented will only be inferences backed by verifiable, reproducible evidence/data. Contact information: letters {at} freefincal {dot} com (sponsored posts or paid collaborations will not be entertained)
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