The Monday Roundup

Starting this week, I would like to post a roundup, each Monday with three or four segments:

(1) a list of posts published the week before, just in case you were too busy last week.

(2) a short note on a physics fact. Some readers suggested I do it, so let me give it a shot.

(3) short notes or links to financial stuff I read last week. I read very little, but would like to force myself at least for the roundup post.

(4) a short list of posts from the archive for the benefit of new readers.

Why Monday? I prefer to publish heavy posts (calculators, analyzers etc. between Thursday to Sunday). Hence, Monday seemed like a natural choice. Blog stats suggest that readers use Monday to catch up on posts published the previous week.

I will do my best to ensure regular readers are not bored with this post using segments (2) and (3).

The week that was ...

#> Notes from Dr. Shashikants talk on July 26th at Bangalore. Will post the Excel sheet she used this week.

Nuggets from the workshop on “strategic personal finance”

#> A post on early retirement (by me) always seems to divide the readers! An early retirement illustration.

How much do I need to retire early in India?

#> My workshop with Ashal Jauhari.

DIY Investor Workshop at Bangalore -Aug 23rd 2015

#> A question asked at the July 26th workshop.

How do I reduce clutter in my mutual fund portfolio?

An attempt to bust a myth about passive income.

‘Passive’ income requires ‘active’ involvement!

#> An e-book based on a (nearly) unabridged collection of 20 posts written earlier. Thank you for generous reception.

 From the archive

#> How Much Insurance Do I need? Use this comprehensive needs approach insurance calculator to find out.

Need-Based Approach Insurance Calculator

#> Dr. Jacob Lund Fisker is a theoretical physicist who became financially independent in 5 years by saving upwards of 75% of his take-home pay. He has also written a book about how he did it. A calculator based on his approach. I am of the opinion that his method will not work in India (Is it possible to retire early in India?)

Early Retirement Extreme Calculator

#> Thinking of taking a car loan? Hold it right there! Did you know that the value of a brand new car depreciates by 20% when you drive out of the showroom! Add to this a 15% depreciation in value each year (assuming normal wear and tear) the govt recommends! Read on ...

Think Before Taking a Car Loan!

#> Use this calculator to simulate Sensex returns from 1980 onwards. This gives you an idea of how the stock market works.

Sensex Return Simulator

Our Crazy Universe!

If you type atom in Google and click on images, you will get a screenshot like this.

atom

Most of us, even students after two courses of quantum mechanics picture the atom this way. The nucleus is the centre and electrons are moving around in nice definite orbits. In such a model, nothing prevents the electron from spiraling towards the nucleus. In this model, the standard deviation (that again!) of the electron is zero (like a fixed deposit)

In order for us to develop a model of the atom that is stable, it is mandatory to assume that the standard deviation or the uncertainty associated electrons position is extremely large. Meaning, we do not know that path traced out by an electron in an atom. We cannot  know for the stable atoms and the Universe itself to exist!

For an atom to be stable, the electron's path and be fuzzy which cannot be detected by the most sophisticated detector we have.  Newton's laws that help us detect the position of Chandrayaan or Mangalyaan to great precision, cannot be used to explain what the electron in a Hydrogen atom is doing!

Next time you think of an atom, think of a beehive with bees buzzing around so fast that you cannot track the bees.

Here's hoping we all have a good week ahead.

Install Financial Freedom App! (Google Play Store)

Install Freefincal Retirement Planner App! (Google Play Store)

book-footer

Buy our New Book!

You Can Be Rich With Goal-based Investing A book by  P V Subramanyam (subramoney.com) & M Pattabiraman. Hard bound. Price: Rs. 399/- and Kindle Rs. 349/-. Read more about the book and pre-order now!
Practical advice + calculators for you to develop personalised investment solutions

Thank you for reading. You may also like

About Freefincal

Freefincal has open-source, comprehensive Excel spreadsheets, tools, analysis and unbiased, conflict of interest-free commentary on different aspects of personal finance and investing. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. We do not accept sponsored posts, links or guest posts request from content writers and agencies.

Blog Comment Policy

Your thoughts are vital to the health of this blog and are the driving force behind the analysis and calculators that you see here. We welcome criticism and differing opinions. I will do my very best to respond to all comments asap. Please do not include hyperlinks or email ids in the comment body. Such comments will be moderated and I reserve the right to delete  the entire comment or remove the links before approving them.

16 thoughts on “The Monday Roundup

  1. Sridhar

    Dear Pattu,

    Weekly Summary posts are a real good idea.
    BTW, isn't the physics note about Heisenberg's uncertainty principle?

    It would be awesome if you can relate these to financial topics. Something like, Pattu's Financial uncertainty principle - "The more the # of funds/stocks choices you make, the lesser is the certainty of proper financial planning"

    It would be fun to find examples of Schroedinger's cat 🙂

    Reply
  2. Sridhar

    Dear Pattu,

    Weekly Summary posts are a real good idea.
    BTW, isn't the physics note about Heisenberg's uncertainty principle?

    It would be awesome if you can relate these to financial topics. Something like, Pattu's Financial uncertainty principle - "The more the # of funds/stocks choices you make, the lesser is the certainty of proper financial planning"

    It would be fun to find examples of Schroedinger's cat 🙂

    Reply
  3. Pratheek John

    Like the physics part. Hope you will continue to keep it to something which a layman like me can understand

    Reply
  4. Pratheek John

    Like the physics part. Hope you will continue to keep it to something which a layman like me can understand

    Reply

Do let us know what you think about the article