Weekend Roundup Sep. 7th 2013

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1.  Here is an excellent read for financial advisors. I strongly recommend individual investors to read it too.

Why 97% of Your Clients Don’t Have Financial Goals and What to Do About It

2. The revised edition of Subra’s book, “Retire-Rich: Invest Rs. 40 a day” is now available as an e-book for Rs. 199/-

Buy Retire Rich Invest: Rs. 40 a Day from Flipkart.com (affiliate link)

  • Subra was generous enough to mention me and freefincal in the book as a source for retirement calculators 🙂

3. Financial freedom is a concept gaining popularity among young people. Here is a very interesting blog about a young mans journey to become financially independent before 35

http://lifewithabrain.com/ 

  • If you are interested in financial freedom, check out this tool

4. New Pension Scheme news: annual Report (2012-13) of Pension Fund Manager (PFM) LIC Pension Fund Limited was released this week. Here is a snapshot:

NPS-LIC Fund Performance. Source: Annual Report 2012-13
NPS-LIC Fund Performance. Source: Annual Report 2012-13
  •  A pretty decent performance indeed. However, subscribers must be aware that the debt component of the NPS, like any other debt fund, is highly susceptible to a bond crash. I painfully discovered this recently: NPS and me

5. Freefincal:  the week that was

  • Have you checked out this unique Rolling Returns calculator?
  • I will be using this calculator to analyze mutual fund performance, starting with HDFC Top 200 (results will be posted next week). If you would like me to analyze performance of a specific fund, let me know.
  • A long weekend like the present one is a perfect time to check out the list of all available free financial calculators
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About the Author M Pattabiraman author of freefincal.comM. Pattabiraman is the co-author of two books: You can be rich too with goal based investing and Gamechanger. “Pattu” as he is popularly known, publishes unbiased, promotion-free research, analysis and holistic money management advice. Freefincal serves more than one million readers a year with numbers based analysis on topical issues and has more than a 100 free calculators on different aspects of insurance and investment analysis, including a robo advisory template for use by beginners. Contact information: freefincal {at} Gmail {dot} com He conducts free money management sessions for corporates (see details below). Previous engagements include World Bank, RBI, BHEL, Asian Paints.

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Freefincal has original unbiased, conflict-of-interest-free,  topical reports, reviews, commentary and analysis on all aspects of personal finance like mutual funds, stocks, insurance etc. All guest authors and contributors to the site also do not have any conflict of interest. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. No promotional content We do not accept sponsored posts and link exchange requests from content writers and agencies. This is our privacy policy Our website is non-profit in nature. The revenue from the advertisement will only be used for hosting charges, domain registration charges, specific plugins necessary for traffic growth and analytics services for search engine optimisation.
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I conduct free seminars to employees or societies. Only the very basics and getting-started steps are discussed (no scary math):For example: How to define financial goals, how to save tax with a clear goal in mind; How to use a credit card for maximum benefit; When to buy a house; How to start investing; where to invest; how to invest for and after retirement etc. depending on the audience. If you are interested, you can contact me: freefincal [at] Gmail [dot] com. I can do the talk via conferencing software, so there is no cost for your company. If you want me to travel, you need to cover my airfare (I live in Chennai)

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Do check out my books


You Can Be Rich Too with Goal-Based Investing

You can be rich too with goal based investingMy first book is meant to help you ask the right questions, seek the right answers and since it comes with nine online calculators, you can also create custom solutions for your lifestyle! Get it now.  It is also available in Kindle format.
Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You WantGamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you wantMy second book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at low cost! Get it or gift it to a young earner

The ultimate guide to travel by Pranav Surya

Travel-Training-Kit-Cover This is a deep dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step.  Get the pdf for ₹199 (instant download)

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16 Comments

  1. Please analyse the QLT Equity . That would be really awesome to see the rolling returns of the cheapest fund in the industry!!

    1. Hi Vignesh, will do. Is QLTE the cheapest fund after introduction of direct plans? The direct plans of the oldest and most popular funds like HDFC equity and Top 200 would be very close the expense ratio of QLTE, if not lower. I know for a fact at one point in time that they were lower!

      Keep visiting.

  2. Please analyse the QLT Equity . That would be really awesome to see the rolling returns of the cheapest fund in the industry!!

    1. Hi Vignesh, will do. Is QLTE the cheapest fund after introduction of direct plans? The direct plans of the oldest and most popular funds like HDFC equity and Top 200 would be very close the expense ratio of QLTE, if not lower. I know for a fact at one point in time that they were lower!

      Keep visiting.

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