Budget 2024 modifies NPS deduction 80CCD(2) only for the New Tax Regime!

Published: July 23, 2024 at 6:03 pm

Last Updated on July 23, 2024 at 6:03 pm

Currently, section 80CCD(2) allows a deduction in the taxable income from National Pension Scheme Employer contributions – 10% from non-government subscribers and 14% from government subscribers. This deduction is allowed in both the old tax regime and the new tax regime. Also see: Budget 2024: New Tax Regime vs Old Tax Regime Calculator: Check which is better.

Budget 2024 has allowed non-government employers to contribute up to 14% of the employee’s salary to the NPS.

However, this increased deduction from 10% to 14% in the Employer contribution under section 80CCD(2) is only applicable for those file under the new tax regime!

Please note:Do NPS employer contributions result in “additional” tax savings?

🔥Secure your future with our Robo-advisory tool trusted by over 3,500 investors and advisors. From effortless retirement planning to funding your children’s biggest dreams,  turn your financial goals into reality. 🔥

Subscribe for money management solutions via email! (Link takes you to our email sign-up form) Join 32,000+ readers in our community.

Read more from the freefincal budger coverage

1. Confused about mutual fund taxation? Here is an easy to understand guide. Budget 2024: Big change in mutual fund taxation rules

2. Budget 2024: New Tax Regime vs Old Tax Regime Calculator: Check which is better

3. Budget 2024: Real Estate Taxation Change Can Significantly Increase Tax Burden!