M. Pattabiraman

About Dr M. Pattabiraman

Dr M. Pattabiraman (PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at IIT, Madras and author of three personal finance books with over nine years of experience publishing news analysis, research, financial product development. Passionate about teaching, he was awarded the “Young Faculty Recognition Award” by IIT Madras in 2012.

M Pattabiraman Giving A Lecture

Expertise and Experience

Popularly know as “Pattu”, Dr M. Pattabiraman has written three books:

He has been profiled in the Economic Times: Meet Pattabiraman, the man who helps many plan a better retirement through his calculators

Screenshot of the Economic Times featuring Dr. M. Pattabiraman taken on 11th June 2021 at 8 43 am IST
Screenshot of the Economic Times featuring Dr M. Pattabiraman taken on 11th June 2021 at 8:43 am IST

His journey to financial independence has been featured on LiveMint: Light the FIRE and lose the fear of getting fired and Can your FIRE dreams get past the COVID-19 impact?

The freefincal YouTube channel has more than 1000 videos on personal finance and DIY investing. Regular viewers are accustomed to Pattu’s opening lines and callsign, “Hi, I am pattu from freefincal”!

He is also a contributor at Economic Times

He is a patron and co-founder of “Fee-only India” an organisation to promote unbiased, commission-free investment advice.

Pattabiraman specialises in financial goal-based portfolio management where the investment risk is gauged based on need alone regardless of market movements. This has resulted in a unique open-source robo advisory template and a hand-picked set of mutual funds called plumbline

His analytical tools and research on mutual fund investing, stock selection, pre-retirement planning, post-retirement risk management and other aspects of portfolio management are published regularly at freefincal since May 2012. The site serves more than a million readers per year (2.5 million page views).

He conducts free money management sessions for corporates and associations(see details below). Previous engagements include World Bank, RBI, BHEL, Asian Paints, TamilNadu Investors Association etc. He follows strict journalistic integrity as defined by the organisation’s Policies and Standards.

Related Links


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  • Connect with him on Linkedin
  • Contact information: pattu {at} freefincal {dot} com (sponsored posts or paid collaborations will not be entertained)
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