The freefincal Equity Mutual Fund Performance Screener (September 2021) is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our two courses:…
Continue reading →Here is a list of stocks with low volatility and momentum for September 2021 from the Nifty 100. You can also get the historical data from March 2019 to September 2021. We filter Nifty 100 for (1) positive 1-year return, (2) positive six-month return, (3) price > 200-day moving average, (4) 50% of daily positive…
Continue reading →We are delighted to announce a new spreadsheet that can be used to evaluate the annualised return (XIRR) of individual stocks and that of a stock portfolio after properly taking into account corporate actions like dividends, stock splits, bonuses, buybacks and rights issues. We had recently published an example using this sheet: Stock XIRR Example:…
Continue reading →Does your child want the new Sony PlayStation 5(PS5)? Maybe they want an Xbox? Maybe you know a friend who is planning to buy these. However, do not buy these gaming consoles! In our new ebook, tech expert Ravi Kumar presents a step by step guide for non-techies with all relevant resources to build a…
Continue reading →I am happy to announce the release of our new e-book: How to profit from content writing. Two professional content writers, Smriti and Deepti share their experiences and insights on how to create effective content, how to become a freelance content writer and generate regular side-income. You can buy the book at a 50% discount…
Continue reading →Get the freefincal robo advisory software template to plan from start to finish for retirement (early, normal, before and after), non-recurring financial goals (child education) and recurring financial goals (Holiday, appliances etc.). The template would help anyone from ages 18 to 80 to plan for their retirement, six other non-recurring financial goals and four other…
Continue reading →HDFC Developed World Indexes Fund of Fund is an open-ended fund of funds scheme investing in units/shares of overseas Index Funds and/or ETFs, which will, in aggregate, track the MSCI World Index. The fund is currently in its NFO stage. In this review, we shall discuss HDFC MF’s plan to invest in a basket of…
Continue reading →In this episode of “how I increased my income with side-hustles”, we meet Apoorva, who followed her passion and built a successful book club for children on Facebook. About this series: We all appreciate the importance of a higher income but increasing our income is not easy. It requires time, effort, sacrifice, dedication and opportunities….
Continue reading →A viewer on our YouTube channel asks, “Sir, at present, my age is 24. For the last 2 years, I have invested in Sbi small cap Rs. 1200 a month. Recently 4 months back, I started SIP in these funds. Mirae asset emerging Rs. 1100; Parag Parikh Flexicap Fund Rs. 1100; MO Nasdaq 100 Rs….
Continue reading →This is a passive fund screener based on tracking error and return difference wrt benchmarks. The screener will help a user evaluate how efficiently an index fund has tracked its underlying benchmark. It will also help a understand how tracking a midcap index or the Nifty 100, 500 is quite different from tracking the Sensex…
Continue reading →A viewer on our YouTube channel asks, “What is the benefit of a mutual fund beating the index? How it is going to benefit a common investor?” On the face of it, this seems like the answer is obvious, but that is not true because of how the real cost of investing in a mutual…
Continue reading →We list some of the worst mistakes to be avoided while investing in mutual funds. This list is sourced from the questions we have received or encountered at Facebook group Asan Ideas for Wealth over the past 9+ years and is equally applicable to any capital market-related investment product or strategy. 1. I want to…
Continue reading →In this episode of “how I increased my income with side-hustles”, we meet Ayushi Mona who has ten years of versatile side-hustle experience in content writing, marketing, teaching and coaching. She is also financially savvy and helps young earners with the basics of money management. She discusses how side hustles helped her learn many new…
Continue reading →A reader who prefers anonymity asks, “Dear Pattu Sir, my wife is not interested in personal finance. She is not interested in know where our investments are or how they are tagged to our goals.” “She has never done an online transaction before had no clue of how to pay bills online and how many…
Continue reading →Piyush asks, “Dear Pattu Sir, You have mentioned several times the importance of portfolio rebalancing. Due to the marker recovery, my equity mutual fund portfolio allocation is now 75%. I want to reduce this to 70%. Can I do this by stopping my SIPS for a few months and invest it in fixed income? This…
Continue reading →In this episode of “how I increased my income”, we meet a person who has been working passionately on blogging and web development, his side hustle for the past decade, since he was 16years old. About this series: We all appreciate the importance of a higher income but increasing our income is not easy. It…
Continue reading →Nippon India Passive Flexicap FoF is an open-ended Fund of Funds (FoF) Scheme investing in units of ETFs/Index Funds of Nippon India Mutual Fund. In this review, we consider if it makes sense to invest in such a product. The FoF was launched in Dec 2020 and currently has an AUM of 212 crores (as…
Continue reading →A viewer on our Youtube Channel asks, ” I have been investing in index funds for the last 3 years in sip mode. Can I book partial profits now?” The answer to this question does not depend on whether you invested in index funds, active funds, or direct equity. It depends on your asset allocation…
Continue reading →The United India Insurance Family Medicare Policy has undergone a makeover. Here is a list of some new features introduced in the policy. These were intimated by my insurance agent when I applied for renewal. Our policies are close to 15 years old, with four claims paid. We hold both base and super top-up policies…
Continue reading →A few days, I had asked members of Facebook, Asan Ideas for Wealth, to share real-life stories of how they or someone they knew increased their income by upskilling, self-growth (personal development) or side-hustles. Many of the stories were quite extraordinary. In the first such account, we meet Mrs Rajalakshmi Rangarajan as narrated by her…
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