Oct 2017 Freefincal Equity Mutual Fund Outperformance Screener

Use this screener file to hunt for equity funds that have¬†consistently outperformed category benchmarks with good downside protection and/or upside performance. I have now updated the list to match with Value Research category listing. Will update this from monthly from now on. Thanks to Dr. Dinesh Singh, for the push ūüôā

Announcement: Gamechanger paperback is still available at a 35% discount for Rs. 129 only! Grab it or gift it to a young earner read more

This Diwali get/gift GameChanger at an awesome discount!

My second book, Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you want, co-authored with Pranav Surya is now available at an attractive discount. You can now get or gift the paperback for Rs. 129  (usual price Rs. 199) and the Kindle for Rs. 29.70 (yes!) or you can read it as part of Kindle Unlimited. Grab it now before the offer closes! Remember that you do NOT need a Kindle device to read a Kindle book! Read it from your browser (Kindle cloud) or mobile with a free app. read more

What percentage of my salary should I invest each month?

What percentage of my salary should I invest each month -10%,20%? This is a common question in personal finance forums and now in Quora. There are several wrong questions that people ask when it comes to personal finance and this is one of them.

Announcement:¬†¬†The Kindle edition of my second book, “Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you want”, is now 70% off – Rs. 29.70 only (paperback Rs. 199). Grab it now!.¬† read more

PlumbLine October 2017: a handpicked list of mutual funds

Readers may be aware that last month I had introduced a handpicked list of mutual funds and called in PlumbLine to accompany the freefincal robo advisory template. I was all set to write this months post, when SEBI announced its mutual fund classification rules, to be implemented by year-end. So I wanted to wait until the reclassification is complete as at least 1/2 funds from PlumbLine can be expected to change color – merged with another with a change in investment strategy. I mentioned this a couple of posts ago and many readers asked me to continue PlumLine and make changes to it as AMCs react to the SEBI ruling. Hence this post. I discuss the impact of the SEBI ruling for each fund in the list. read more

What Should I consider when hiring a fee-only financial planner?

When I announced the launch of Fee-only India, a coming together of SEBI registered fee-only financial planners to help clients and each other, Alok Singh, made this interesting suggestion: “It’s a good initiative to bring fee-only FPs under one roof. Would it possible to come up with a post describing as to what factor/points one should consider while hiring a fee-only planner? There are many fee-only FP and people might be finding it difficult to choose one. Even after hiring one, many times doubt arises whether it was a good decision, once we refer to his/her advice and what we have learnt over a period of time (this happened with me when the advice was going southward from what I’ve learnt, but still I am following advise)”. read more