Readers may be well aware that I am no fan of mutual fund star ratings. Star ratings and past performance if not understood with the right perspective can result in mistakes. In this post, let me give you an example - of my laziness that lead to a mistake in the July 2018 Equity Mutual Fund … Continue reading Dangers of relying on mutual fund star ratings and past performance
Diversification is a word that many investors use rather loosely. Whenever they seem something “offer good returns” I have seen many investors want a piece of that action and say “I have added it for diversification”. Again that classic mistake. Choosing a product/security/asset class by looking at its (recent) returns and not its risk. People who … Continue reading Should Resident Indians Invest in Internationals Stocks or Funds?
In about nine months, India will be voting to choose its 15th prime minister in the Lok Sabha Elections 2019. It is well known that in the build-up to every general election and immediately afterwards, the market is filled with excessive fear and hope resulting in swings that can unsettle the nerves. So is there … Continue reading Lok Sabha Elections 2019: Worried about how markets will react? Here is a way out
Here is a list of stocks that have traded close to their all-time high and how it correlates with returns. This can be seen as an alternative low volatility strategy while picking stocks. Readers may recall that this is an ongoing exploration of studying low volatility stocks and lazy investing – See Aug 2018 lazy portfolio updates and 30 Low … Continue reading A list of stocks that have traded close to their “all-time” high
I was invited as a guest on the Paisa Vaisa Podcast hosted by Anupam Gupta, a CA and equity research consultant. The podcast was co-hosted by CFP Anees Rao. In the first part, we had defined what exactly is financial freedom, why it is for everyone and why we need to replace conventional notions of retirement and pension … Continue reading How to create your own financial freedom plan – Paisa Vaisa Podcast Part 2