Get the freefincal robo advisory tool to plan from start to finish for retirement (early, normal, before and after), non-recurring financial goals (child education) and recurring financial goals (Holiday, appliances etc.). The tool would help anyone from ages 18 to 80 to plan for their retirement, six other non-recurring financial goals and four other recurring…
Continue reading →We are happy to announce a new Google sheet based mutual fund and stock investment tracker. The features of the sheet are presented below. Key features of the freefincal mutual fund and stock tracker A private, all-in-one-place tracker that is independent of our computers. Fast and functionally superior to our previous Excel-based trackers. Completely open-source…
Continue reading →The freefincal mutual fund portfolio overlap tool (first published July 2017 and updated May 2019) is now fully updated to work blazing fast on Google Sheets. The features of the tool are listed below. It allows you to compare the portfolio of five mutual funds. These can be a mix of equity funds, hybrid funds…
Continue reading →The freefincal Equity Mutual Fund Performance Screener (May 2022) is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our two courses:…
Continue reading →This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money market funds, banking and PSU funds etc. The credit quality of the bonds in the portfolio and the bond maturity profile…
Continue reading →Each month, we publish a list of stocks with low volatility and momentum. We provide data for BSE 500 and BSE 100 stocks. There are now three different screener files available. (1) Stocks with low volatility and momentum from the BSE 100 large cap universe are available as a separate file (2) Stocks with low…
Continue reading →This is an index fund screener based on tracking error and return difference wrt benchmarks. The screener will help a user evaluate how efficiently an index fund has tracked its underlying benchmark. It will also help a understand how tracking a midcap index or the Nifty 100, 500 is quite different from tracking the Sensex…
Continue reading →My new book for kids: “Chinchu gets a superpower!” is now available! Here are the details on what the book is about; how to use it and how to buy it. What is this book about? As parents, if we had to groom one ability in our children that is key not only to money…
Continue reading →This is an in-depth dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, and how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step. The travel training kit (e-book) will include a deep dive analysis into vacation planning, finding cheap…
Continue reading →Does your child want the new Sony PlayStation 5(PS5)? Maybe they want an Xbox? Maybe you know a friend who is planning to buy these. However, do not buy these gaming consoles! In our new ebook, tech expert Ravi Kumar presents a step by step guide for non-techies with all relevant resources to build a…
Continue reading →I am happy to announce the release of our new e-book: How to profit from content writing. Two professional content writers, Smriti and Deepti share their experiences and insights on how to create effective content, how to become a freelance content writer and generate regular side-income. You can buy the book at a 50% discount…
Continue reading →A reader asks, “I wonder if you can write a blog post on the Risk of fund house concentration in one’s investment portfolio. I am a follower of Freefincal Finance university and use Robo Advisory to manage my investments. Hence you can assume that I follow asset allocation as prescribed by the tool, and invest…
Continue reading →In the fourth and final part of our double moving average market timing model backtests, we consider Sensex and other Indian Indices. We have already established that the model reasonably works (see links below) with Indian gilts, Nasdaq 100, the S&P 500 and gold. Our primary goal in this updated study is to illustrate market-specific…
Continue reading →Here is a simple thumb rule young earners can follow for retirement planning. If this rule is implemented immediately after starting a job, the chances of achieving financial freedom by age 50 or even earlier are exceedingly bright! We would like to emphasise the following suggestions are only applicable to those below the age of…
Continue reading →We are studying the efficacy of a double moving average market timing model with different market indices. We have already established that the model reasonably works (see links below) with Indian gilts, Nasdaq 100 and the S&P 500. Our primary goal in this updated study is to illustrate market-specific risks and the sequence of returns…
Continue reading →A reader writes, “Congratulations on freefincal’s 10th anniversary. Looking at the body of work the site has published over the years, I wonder if there is any new ground left for you to cover in personal finance or will you only rehash old content for new audiences?” Although a touch insinuating, it is an interesting…
Continue reading →We discuss how to avoid a common mistake made by investors while computing mutual fund SIP returns. On 20th May 2021, the Sensex (price) index was 49,564.81. About 5 months later on 18th Oct 2021, it rose to 61,765.59. Many mutual fund AMC investment dashboards or investment portals would report the annualized return during this…
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