Each week I try and answer generic questions from readers. Here is this weeks edition. I could not do this last week due to GameChanger release. Apologies. You can use the form below to ask your question and I will respond next week.
In this guest post, R. Srivatsan discusses the pros and cons of using a stock valuation technique known as Earnings Power Box, introduced by Hewitt Heiserman, Jr, in his book, “It’s Earnings That Count: Finding Stocks with Earnings Power for Long-Term Profits”. Regular readers maybe aware that Srivatsan has already introduced the technique in his first post: It’s Earnings That Count: Forget the next Infy; Can you identify the next Satyam?. Since then he has come up with ways to automate the Earnings Power Box calculation using morningstar financials and then with screener.in financials.
Freefincal was born this week five years ago. Given my tendency to move from one area to another, I am surprised that I have stuck around for so long. The only reason for that is the support from you - friends, readers and brilliant minds (that rhymes does it not?!) who have egged me on. A post to say thank you and a 'to do' list for the future.
Born as Free Financial Calculators (at one point, I thought of free only financial planning as a name - yuck!), it then quickly became Personal Finance Calculators and then simply freefincal. Thank god I choose my domain name wisely!
Shall we try out the following experiment? Pick a fund that you invest in. Say Quantum Long Term Equity or PPFAS LTVF or HDFC Balanced. Enter all the transactions in that fund(s) in a portfolio tracker. Then add a couple of index mutual funds like Franklin Nifty Fund or ICICI Nifty Next 50 fund. Use the same transaction dates and if you wish the same amounts for the index funds.
If you invest further in any of your funds, you add the same amount on the same date as a transaction entry in the index funds. If you redeem, you redeem from the index funds. Suppose you keep this up for 5Y, Maybe 7Y, 10Y or even 15Y.
Register for the Kolkata DIY investor workshop to be held on May 28th 2017. Ashal Jauhari (Facebook Group: Asan Ideas For Wealth) and your truly (M. Pattabiraman(pattu), freefincal.com) will be the speakers. As always, the event will focus on simple methods to personalise money management. Register via this link.
Announcement: The hardcover of You Can Be Rich Too With Goal-Based Investing Amazon is available for ₹281 (30% OFF). The Kindle edition(you can use the free app to read it). is available for only ₹90.74. The Google Play Store edition (read on PC/Tab/mobile) is also available for the same price . Grab them before the offer ends!