A typical NRI with no set return date to India has a unique financial planning dilemma. Should I plan to stay put or for return? Do I invest in NRE FDs paying 7% or global equities expected to deliver between 4-6%? Should I buy a house abroad or rent instead? It’s an endless list. In […]
Franklin India Prima Fund Review: the 25 year old performer!
This is a review of Franklin India Prima Fund: a 25-year-old fund that invests predominantly in mid cap stocks with a mix of value and growth style. Started on Dec 1st 1993, the fund has performed across fund manager changes. R Janakiraman who also manages Franklin Smaller companies has been at the helm since Feb 2008. […]
Want financial success? Budget time & energy before money!
In this guest post, R. Srivatsan discusses the importance of time and energy budgeting for financial success! Srivatsan would only like to be referred as a “long time reader” of freefincal. Regulars may recall that he wrote a wonderful guest post on the importance of looking at the earnings power of a stock: It’s Earnings That Count: Forget […]
How to choose a liquid fund in 2019 by minimizing credit risk
Here is how one can choose a liquid fund in 2019 by minimizing credit risk. The recipe is simple: stop chasing returns; stop using star ratings and understand investment strategies. In the past couple of years, we have seen huge losses in liquid funds – something that was considered to be impossible. So we would […]
Lessons from best and worst performing mutual funds of 2018
Here are lessons from the best and worst performing mutual funds of 2018. None of the funds mentioned are to be considered for investment. Observing annual returns can make us understand risk better and sometimes introduce us to a new investment strategy adopted by mutual funds. In this 2018 return means return between Jan 1st […]
HDFC Balanced Advantage Fund: Still a fantastic performer!
This is a performance review of HDFC Balanced Advantage Fund, previously HDFC Prudence Fund. Does it still make sense to consider this fund or continue investing in it? Let us find out by comparing it with Nifty 50 and HDFC Hybrid Equity (Balanced) fund. This fund has had a colorful history but the same fund manager […]
Review your mutual funds in three simple steps!
Here are three simple steps to review the mutual funds we hold. When we select a fund, we look at past performance: last three years, five years etc. However, the moment we buy units of a particular mutual fund, all that matter is its performance from that point in time. For example, suppose we start a […]
