Online Course on Goal-based portfolio management: FAQ

Published: January 6, 2020 at 2:51 pm

Last Updated on October 23, 2021

Goal-based portfolio management is an online course to reduce fear, uncertainty and doubt while investing for a financial goal. 2600+ members of our community have already signed up for the course! Join to get clarity on how to plan for your goals and achieve the necessary corpus no matter what the market condition is!! Watch the first lecture for free below!

The course was recently featured in the Economic Times: Meet Pattabiraman, the man who helps many plan a better retirement through his calculators.

  • Buy the course Rs. 3500 only
  • One-time payment; lifetime access; No Recurring fees!
  • To view the course content, register in the course area (details will be sent after purchase) with the email used in the purchase.
  • To join the Facebook group (optional), enter the email used in the Facebook Group Answer Box.
  • Outside India? Buy via this link for 50 USD

Course presentation: All the videos are available at freefincal.com  in a private area. After purchase, you will need to register with your email; activate the account and then access the videos  (one-time fee; lifetime access).

We also have a course Facebook group. You can also watch the videos inside the group and use it for discussions among members. A Facebook account (optional) is only needed for discussion and not for watching the videos


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1st lecture is free!

Contents

  • Lecture 1: What is Goal-Based Portfolio Management? An introduction
  • Lecture 2: What is a sequence of return and why is it important.
  • Lecture 3: Managing Risk for a 20Y Goal. Here different methods to manage risk and attain a target corpus is discussed.
  • Lecture 4: Why we need to look beyond India Stock Market History. The limitations of our market history and why we need to learn risk management with S &P 500 history is explained.
  • Lecture 5 How different equity allocations work for a 20Y goal. Strategies that work for 20Y, 10Y and 5Y goals are explained.
  • Lecture 6: What if I started investing late and have a huge fixed income allocation?
  • Lecture 7: How practical is the strategy we discussed so far?
  • Lecture 8: Basics of Retirement Planning
  • Lecture 9 Testing Retirement Strategies with the worst sequence of returns
  • Lecture 10: Testing success and risk for retirement strategies
  • Discussion: What are your takeaways?
  • Lecture 11: How to use Excel Goalseek to convert annual return to monthly return
  • Lecture 12: How to create your own monthly portfolio tracker!
  • Additional content coming up in the coming weeks!

FAQ

1 How can I view the online course? After purchase, you will be sent details on how to register in our course area (a private area in freefincal.com). After registration and activation, you can watch the course content. If you wish to discuss among course members, you can also join our Facebook group (optional).

2 I don’t have a Facebook account and I do not want to get one just for this. What are my options?  A Facebook account is only necessary if you wish to discuss your investment strategy among other course members. To watch the course content, you do not need a Facebook group. 

3 All this is okay, but what is the course about? The course will talk about different goal-based portfolio management strategies and how they have fared in the past. This will provide a guideline to participants to develop their own method

4 Who should attend this? Those who wish to protect their money from market crashes or years of poor returns should. Those who fear how to cope with a market crash and still have enough money for a goal should. Advisors who wish to efficiently manage client money should. Those who are about to retire or are retired and interested in portfolio management after-retirement should.

5 Who should not attend?  Those who blindly believe in the long term potential of the stock market and who are over-confident about returns should not. Those who do not understand the basics of goal-based investing such as, what is a financial goal, what is inflation etc should not attend.

6 What will not be covered in the course?

  • How to select and manage mutual funds
  • How to select and manage stocks or any financial instrument

7 What will be covered in the course?  How to minimise risk in a portfolio so that it does not deviate too much from the expected target corpus at any time in the investment journey. Naturally, no fool-proof strategies or magic formulas will be handed out. The idea will be to think about and devise an asset allocation strategy based on factual evidence.

8 Is this a basic course or an advanced course? This is an essential course! It will not have any math or formulae that you need to figure out, but it will have several charts and plots that you need to appreciate. Since there is no recurring costs, you can take all the time you need to figure it out.

9 Can newbies sign up for this? Anyone can sign up provided they are do not come looking for “ready-made solutions” and help with the “basics”. The lectures will tell you what asset allocation strategy works more often and what works less often. What you choose will be up to you.

10 I am an advisor? Should I sign up? I am fairly confident that the contents of the course will not be found in the textbooks you have studied. In fact, considering how the advisor community talks about reward, I think it is important for open-minded advisors to appreciate the risks associated with goal-planning.

11 Does this course include investment advisory? Will you help me choose products or suggest suitable ones?  No. Stay away. If you join the group and ask for the best mutual funds, you will be shown the door.

12 Will you provide a refund if I am not satisfied? No. Read the full FAQ, clarify doubts before buying?

13 What exactly am I paying for? The fee is only for watching the videos. Any discussion that you have with me or other group members is not part of the fee. This means, if after watching the videos you post a comment, “why don’t you try this method and see what happens?”, I am not obligated to do it, but will do my best if it will help the group.

14 What are the dos and don’ts in the group? Naturally no self-promotion and no asking for specific investment advice. For example, 1 am 30, this is my portfolio …. what do you think? The group is for DIY investors if you can appreciate what DIY actually means!

You can ask for clarifications on the course material, offer suggestions, alternative strategies and ask what others think your goal-based strategy. As mentioned above, I or anyone else in the group is not obligated to answer.

Naturally, members will have to be civil, respecting and courteous. Any unacceptable behaviour (in my opinion) will result in expulsion. Once expelled members will not be added back even if they pay.

15 Why is the fee so low? I do not want the fee to be prohibitively high. I would like all DIY investors across tax slabs to benefit.

16 Is this a one-time fee or recurring? This is a one-time fee. I plan to add more videos in the coming weeks and there will be no extra charge for that.

17 How many videos are there and what is the total duration? These should be about 10+ videos initially with a total duration of close to 3 hours. Each video will be short no more than 20 minutes. You can watch and rewatch at your leisure.

  • Buy the course Rs. 3500 only
  • One-time payment; lifetime access; No Recurring fees!
  • To view the course content, register in the course area (details will be sent after purchase) with the email used in the purchase.
  • To join the Facebook group (optional), enter the email used in the Facebook Group Answer Box.
  • Outside India? Buy via this link for 50 USD

If you have any other questions, leave a comment or write to [email protected]

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About the Author Pattabiraman editor freefincalM. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. since Aug 2006. Connect with him via Twitter or Linkedin Pattabiraman has co-authored three print books, You can be rich too with goal-based investing (CNBC TV18), Gamechanger, Chinchu Gets a Superpower! and seven other free e-books on various money management topics. He is a patron and co-founder of “Fee-only India,” an organisation to promote unbiased, commission-free investment advice. He conducts free money management sessions for corporates and associations based on money management. Previous engagements include World Bank, RBI, BHEL, Asian Paints, Cognizant, Madras Atomic Power Station, Honeywell, Tamil Nadu Investors Association, IIST Alumni Association. For speaking engagements, write to pattu [at] freefincal [dot] com
About freefincal & its content policy Freefincal is a News Media Organization dedicated to providing original analysis, reports, reviews and insights on developments in mutual funds, stocks, investing, retirement and personal finance. We do so without conflict of interest and bias. Follow us on Google News. Freefincal serves more than three million readers a year (5 million page views) with articles based only on factual information and detailed analysis by its authors. All statements made will be verified from credible and knowledgeable sources before publication. Freefincal does not publish any paid articles, promotions, PR, satire or opinions without data. All opinions presented will only be inferences backed by verifiable, reproducible evidence/data. Contact information: letters {at} freefincal {dot} com (sponsored posts or paid collaborations will not be entertained)
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