Online Course on Goal-based portfolio management: FAQ

Launching 9th Jan: Online Course on Goal-based portfolio management!

Published: January 6, 2020 at 2:51 pm

Last Updated on October 9, 2020

Goal-based portfolio management is an online course to reduce fear, uncertainty and doubt while investing for a financial goal. Did you know more than 1820+ people have already signed up for the course, many have already finished it and engaging in discussions!  If you are curious about what the lectures actually are about, here is the contents and a FAQ. Watch the first lecture for free below!

Buy the course (Rs. 2570)  Enter the email used in the Facebook Group Answer Box. For credit card payments use Razorpay Outside India: Buy via this link (35 USD) Enter the email used in the Facebook Group Answer Box.

1st lecture is free!

Contents

  • Lecture 1: What is Goal-Based Portfolio Management? An introduction
  • Lecture 2: What is a sequence of return and why is it important.
  • Lecture 3: Managing Risk for a 20Y Goal. Here different methods to manage risk and attain a target corpus is discussed.
  • Lecture 4: Why we need to look beyond India Stock Market History. The limitations of our market history and why we need to learn risk management with S &P 500 history is explained.
  • Lecture 5 How different equity allocations work for a 20Y goal. Strategies that work for a 20Y, 10Y and 5Y goals are explained.
  • Lecture 6: What if I started investing late and have a huge fixed income allocation?
  • Lecture 7: How practical is the strategy we discussed so far?
  • Lecture 8: Basics of Retirement Planning
  • Lecture 9 Testing Retirement Strategies with the worst sequence of returns
  • Lecture 10: Testing success and risk for retirement strategies
  • Discussion: What are your takeaways?
  • Lecture 11: How to use Excel Goalseek to convert annual return to monthly return
  • Lecture 12: How to create your own monthly portfolio tracker!
  • Additional content coming up in the coming weeks!

FAQ

1 How can I view the online course? You will need a Facebook account. The course material will be hosted in a Facebook Group. You will need to enter the email used in the purchase to gain access to the group.

2 I do have a Facebook account and I do not want to get one just for this. What are my options? Since the group will have fellow-DIY investors getting a Facebook account without divulging private information (use a separate email for this) would be the ideal option. Please get a Facebook Account. It will be worth the effort if you are interested in the course. Do not buy the course unless you have or are willing to set up a Facebook account.

3 All this is okay, but what is the course about? The course will talk about different goal-based portfolio management strategies and how they have fared in the past. This will provide a guideline to participants to develop their own method

4 Who should attend this? Those who wish to protect their money from market crashes or years of poor returns should. Those who fear how to cope with a market crash and still have enough money for goal should. Advisors who wish to efficiently manage client money should. Those who are about to retire or are retired and interested in portfolio management after-retirement should.

5 Who should not attend?  Those who blindly believe in the long term potential of the stock market and who are over-confident about returns should not. Those who do not understand the basics of goal-based investing such as, what is a financial goal, what is inflation etc should not attend.

6 What will not be covered in the course?

  • How to select and manage mutual funds
  • How to select and manage stocks or any financial instrument

7 What will be covered in the course?  How to minimise risk in a portfolio so that it does not deviate too much from the expected target corpus at any time in the investment journey. Naturally, no fool-proof strategies or magic formula will be handed out. The idea will be to think about and devise an asset allocation strategy based on factual evidence.

8 Is this a basic course or an advanced course? This is an essential course! It will not have any math or formulae that you need to figure out, but it will have several charts and plots that you need to appreciate. Since there is no recurring costs, you can take all the time you need to figure it out.

9 Can newbies sign up for this? Anyone can sign up provided they are do not come looking for “ready-made solutions” and help with the “basics”. The lectures will tell you what asset allocation strategy works more often and what works less often. What you choose will be up to you.

10 I am an advisor? Should I sign up? I am fairly confident that the contents of the course will not be found in the textbooks you have studied. In fact, considering how the advisor community talks about reward, I think it is important for open-minded advisors to appreciate the risks associated with goal-planning.

11 Does this course include investment advisory? Will you help me choose products or suggest suitable ones?  No. Stay away. If you join the group and ask for the best mutual funds, you will be shown the door.

12 Will you provide a refund if I am not satisfied? No. Read the full FAQ, clarify doubts before buying?

13 What exactly am I paying for? The fee is only for watching the videos. Any discussion that you have with me or other group members is not part of the fee. This means, if after watching the videos you post a comment, “why don’t you try this method and see what happens?”, I am not obligated to do it, but will do my best if it will help the group.

14 What are the dos and don’ts in the group? Naturally no self-promotion and no asking specific investment advice. For example, 1 am 30, this is my portfolio …. what do you think? The group is for DIY investors if you can appreciate what DIY actually means!

You can ask clarifications on the course material, offer suggestions, alternative strategies and ask what others think your goal-based strategy. As mentioned above, I or anyone else in the group is not obligated to answer.

Naturally, members will have to be civil, respecting and courteous. Any unacceptable behaviour (in my opinion) will result in expulsion. Once expelled members will not be added back even if they pay.

15 This seems like an advanced course. Will I understand it? Can I see a sample?

The idea discussed in this video will the core of the course. We will take it one step further if it really works all the time, is there anything better? What happens after retirement etc. If you can understand this, you should be able to follow the course.

16 Why does this course have a fee? Because it will act as a small barrier for irresponsible freebie seeking pseudo-DIY investors.

17 If this course is “next level” stuff, why is the fee so low? I do not know about “next level” but it certainly is the next stage after the “basics”. I do not want the fee to be prohibitively high. I would like all true DIY investor across tax slabs to benefit.

18 Is this a one-time fee or recurring? This is a one-time fee. I plan to add more videos in the coming weeks and there will be no extra charge for that.

19 How many videos are there and what is the total duration? These should be about 10+ videos initially with a total duration of close to 2 hours. Each video will be short no more than 20 minutes. You can watch an rewatch at your leisure.

20 Will there be any exercises?   As of now, no. I still need to understand the kind of doubts subscribers will get when they view the content.

Buy the course (Rs. 2570)  Enter the email used in the Facebook Group Answer Box. For credit card payments use Razorpay Outside India: Buy via this link (35 USD) Enter the email used in the Facebook Group Answer Box.

If you have any other question, leave a comment or write to pattu@freefincal.com

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