Simple how-to articles and free tools for financing your goals, managing your money, mutual fund and stock investments
As I sat down to write a post on "cryptocurrencies: should you trade or invest in them?", I received an email from my classmate asking me to explain if the most popular cryptocurrency- the bitcoin is a Ponzi scheme? A pyramid scheme? or bubble? Since the two topics are closely related, I thought let me do my best to address this question.
If you are new to cryptocurrencies, try this first: Bitcoin: Should we use it as a currency or as an investment?
Use this screener file to hunt for equity funds that have consistently outperformed category benchmarks with good downside protection and/or upside performance.
Regular readers may be aware that I have been publishing such screener files for about a year now once a month (except Aug 2017, when my hard drive crashed). Up to June 2017, two screener sheets were published - one for outperformance and one for upside/downside performance. From July 2017, they have now been merged into one single file and hopefully is simpler to digest.
It was when my seven-year-old son declared that he wanted to be a fruit seller that I realised that the .... er ... apple has not fallen far from the tree! Yes, I too had similar aspirations and I nurtured it for years until I heard the plight of a pharmacist. In this post, I discuss why we all need a plan to quit, as soon as we start working.
This was first published a few months ago when my second book was about to be published. I thought the titular topic is worth a revisit.
If you start searching for the right diet to lose weight, you might be surprised at the number of opposing theories and options available: "eat no fruit"; "eat only fruit"; "eat no carbs", "eat the right carbs", "eat no fat", "eat the right fat", " count calories", " don't count calories". Makes you wonder if there is any method to such regimes.
Before we begin, if you have missed the weekend post about the robo advisory template check that out: Key features of the freefincal robo advisory software template
The freefincal robo advisory software template released on Sep. 7th has had an enthusiastic response from readers. Thank you for your support. As always I look forward to your feedback and feature enhancement suggestions. In this post, I discuss some of the key features of the robo template.
These features are hidden in the free version of the template (download link below). Those interested in getting full access (to present and future versions) can do so for a nominal* one-time fee by writing to freefincal [at] gmail.com. Details below.
