Stock Portfolio Update November 2018 (Lazy Investing)

Readers may be aware that from June 2018, I have started testing five stock portfolios based on NSE indices.  Their current status is reported in this post. Three of them are based on smart beta (active + passive) indices and two on a passive index.  The main aim is to find out (after the lapse … Continue reading Stock Portfolio Update November 2018 (Lazy Investing)

Download A Personal Finance Self-Evaluation Checklist

Here is a personal financial self-evaluation checklist that can be used by beginners and veterans alike. It will help you organise your finances systematically and you go can well beyond these Five changes It has been developed from how to Conduct a Personal Financial Audit and my own audits which are done each December (see last years for … Continue reading Download A Personal Finance Self-Evaluation Checklist

This Diwali resolve to make these Five changes in your life by Jan 2019

November is the best time to make resolutions, not January. If you keep at it regularly, it will become a habit that you cannot shake off by January. So what better day to start than Diwali?! Here are five important money steps that you can consider working on from today and perfect by Jan 2019. … Continue reading This Diwali resolve to make these Five changes in your life by Jan 2019

Low volatility stock investing – Does it work? Higher returns at lower risk?

When I start asking my audience, is it possible to get higher returns at lower risk?  Many respond that it is not possible. I enjoy the surprise on their faces when they see evidence that low volatility stock investing works quite well and that it is possible to get higher returns at lower risk. I had earlier … Continue reading Low volatility stock investing – Does it work? Higher returns at lower risk?

Balanced Advantage vs Aggressive Hybrid Funds: When to use what

In this post, I discuss how balanced advantage funds are different from aggressive hybrid funds and when and how investors should choose from these categories. One of the wrong questions that investors ask is, "how much return can I expect from this fund or this category of funds?". Well, they should first be asking, "how … Continue reading Balanced Advantage vs Aggressive Hybrid Funds: When to use what