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Why I hiked my retirement corpus target though my networth doubled since Dec 2019

As regular readers may know, we publish an annual personal finance audit every December – our  2021 audit was posted a few days ago. Since last year regular readers have been sharing their investment journey and portfolio reviews. Suhas was among the first to do this. He has most graciously agreed to share an update…

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Can you review my MF portfolio? Are my return expectations correct?

A reader writes, “I am a 37-year-old investment professional. I have worked for large global financial institutions throughout my career. Most of my professional network unsurprisingly consists of other investment professionals. This might be counterintuitive to many, but I have known some exceptional professional money managers who are rather average at managing their personal investments….

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Nippon India Small Cap Fund Performance Report

In this edition of “fund performance report”, we look at Nippon India Smallcap Fund. Launched in Sep 2010, the fund now has an AUM of 17,555 Crores. Disclaimer: Fund performance reports present return and risk analysis of a fund with representative benchmarks and are not investment recommendations. It must be expressly understood that the data below…

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Why it makes sense to become a defensive (passive) investor

In this article, SEBI registered fee-only advisor Swapnil Kendhe explains why it makes sense for most of us to become defensive (passive) investors. About the author: Swapnil is a SEBI Registered Investment Advisor and part of my fee-only financial planners’ list. You can learn more about him and his service via his website, Vivektaru. In the recently conducted…

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Portfolio Audit 2021: How my goal-based investments fared this year

I evaluate my retirement portfolio’s performance and my son’s future portfolio in a personal finance audit each year. This is the ninth edition. Published since 2013, these audits provide a sense of accountability and ensure I do not fall prey to fear of missing out, preventing bad investment decisions. I am proud and delighted that…

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Which mutual funds do retail and high net worth investors choose?

The association of mutual funds in India (AMFI) publishes aggregate AUM held by different mutual fund investors across fund categories each quarter.  Here are some insights into which type of funds are preferred by high net worth individuals/investors (HNIs) and retail investors. The definition of an HNIs is far from accurate and, in this context,…

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