Efficient time management tips to boost your income

Published: May 4, 2026 at 6:00 am

Last Updated on May 4, 2026 at 7:47 am

Almost everyone dreams of making more money, but almost everyone has the same two problems:  (1) What should I do to make more money? And (2) how do I find the time to do it? By more money, we shall refer to a long-term, scalable combination of active and passive income focusing on automation and innovation (otherwise, it would just become labour). We shall not refer to participating in the gig economy to make small sums in exchange for time and effort.

The first part will be easier to find if we abandon the search for quick solutions and the search for guaranteed “niches”. To even think about making more money, we first need the time. So let us focus on the second question: how do we find make the time to make more money (or just about anything!)?

Everything discussed below on “time management” is merely common sense and wisdom handed down repeatedly from our forbears. When it comes to common sense, it becomes necessary to reinvent the wheel repeatedly because we tend to get confused by new-age jargon. Ps. Presenting common sense in newer ways from time to time is an elegant way to make money!

Take the case of the phrase multi-tasking. Say this aloud, and many get the impression that it is some special quality or superpower where one handles many tasks simultaneously. Our mothers, our grandmothers, and their mothers have been multi-tasked for centuries. We have so much more aid from technology to become efficient, yet we struggle.

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The problem is a lack of clarity: multi-tasking evokes juggling among different tasks or parallel processing. Multi-tasking = doing one thing well at a time. That is all that anyone can do. The secret is to do one thing at one time – the same time every day, every week or every month and another thing at another time – every day, every week or every month.

I want to define multi-tasking = sticking to a routine = developing habits. When spelt out like this, it seems trivial – just like finding out the secret behind a magic trick.

“oh, is that how the magician did it” – the charm, the mystery is dead, but we often miss the point: the trick is not just in the way the deception was conceived, the trick is in the long hours of practice to achieve and package the deception.

Developing a routine – doing certain actions at certain times only – is the simplest way to multi-task and the secret to time management. Even 10 or 15 minutes a day or week can make a big difference over months and years. The pressure to “focus” reduces dramatically if the time is divided into capsules.

So, if you want to make more money:

  • Allocate at least 15 minutes every weekend: 30 minutes a week, About one full day per year, divided into 100 small capsules.
  • Don’t waste time dreaming about how much money you would like to make in that time
  • don’t waste time searching for which “area” is more profitable; Most people or their parents have already made that mistake while choosing a college degree.
  • Make a list of subjects that you would like to learn more about. List of topics that will help you manage your health relationships or money better (freefincal was born from this search)
  • read/listen/watch more content in these areas regularly. The ideas to make money will come to you. Trust the randomness of our brains to take us there.

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A long enough lever and a fulcrum can move the Earth said, Archimedes. The practical equivalents are a well-defined routine and the discipline to stick to it.