The latest freefincal Equity Mutual Fund Performance Screener is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our robo advisory tool…
Continue reading →This is a list of the worst-performing equity mutual funds over every possible five, four, and three periods—study period: From inception of direct plans (Jan 2013) to Dec 8th 2023. Some caveats before we begin: (1) The definition of a “worst mutual fund” is as arbitrary as the definition of a “best mutual fund”. We…
Continue reading →What if I cannot manage my retirement corpus in retirement due to ill health or disability? Who can help my spouse with the retirement corpus after my demise? These are tough but essential questions to consider. In a previous article, we discussed some simple situations where a spouse, trusted relative or SEBI-registered fee-only advisor can…
Continue reading →DSP Nifty Smallcap250 Quality 50 Index Fund is an open-ended fund tracking the small quality index in its name. The fund is currently in its NFO period. This article reviews the index’s performance and discusses if investing in this new passive fund makes sense. According to the NSE, “the Nifty Smallcap250 Quality 50 Index tracks…
Continue reading →Two couples share contrasting reasons why they decided against property purchase and opted for lifetime renting. Before we begin, we would like to point out that this is their choice. They clarified that they are not preaching and that their lifestyle/choices will not work for everyone. So we anticipate your disagreement, but we request that…
Continue reading →A reader requested a discussion on instruments suitable for short-term goals. So let us do just that. The definition of what a short-term goal is is arbitrary. The unsubstantiated thumb rule is to avoid all equity for any “need” five years away or less. “Wants” are typically flexible, and one can afford to include some…
Continue reading →Here are some investing mistakes that cost time which is a more significant loss than money. 1 Trying to make up for lost time in a hurry: We often don’t seriously consider personal finance until we reach our early to mid-thirties. Once we begin, it’s easy to feel pressured to make up for lost time and…
Continue reading →A list of stocks with low volatility and momentum sourced from BSE 500 and BSE 100 each month.
Continue reading →This article discusses how the salaried can build wealth across generations. I am passionate about this topic because I have witnessed wealth diminish within my family from generation to generation. I am determined to do everything I can to prevent this from happening in the future. My great-grandfather lived an upper-middle-class lifestyle during the 1940s…
Continue reading →A reader writes,” I am 28 years of age and single and plan to remain so. I have no financial goals and only wish to create wealth. I have an aggressive risk appetite. How should I invest? Can you write an article about this?” Is it possible for a person to have no financial goals?…
Continue reading →The titular line – Why our net worth is the best insurance there is – hit me as I made notes for the health insurance episodes of the Let’s Get Rich with Pattu podcast. Yes, we all know the basics – get adequate life insurance, health insurance, and emergency insurance (fund) before you start investing….
Continue reading →A reader says, “I have invested in equity mutual funds for the last two years. Should I also invest in stocks?” This is a question that only the investor can answer, but we can provide some guidelines. Why do you want to invest in stocks? Is it because you heard multibagger stories on social media…
Continue reading →We recently asked Facebook Group Asan Ideas for Wealth members to share their investment journey for our reader story section. Many members were kind enough to send their stories – some already published and some in the pipeline. We received an interesting comment in response and requested the author – Shyamli, to send us an…
Continue reading →We discuss how investors can overcome analysis paralysis and confidently make investment decisions. Analysis paralysis is a frequently encountered issue in managing personal finances, impacting individuals in distinct ways. As an illustration, I can swiftly select a mutual fund and invest a substantial amount within 10 minutes. However, when choosing a health insurance policy, I…
Continue reading →A reader says, “I am quite confident and optimistic about reaching my target retirement corpus. My biggest fear is managing retirement assets in old age (esp. post 70-75 years). At some point, even we’d need someone’s help to change our adult diaper – how do we keep our corpus last another decade or two? Do…
Continue reading →