These are the freefincal handpicked list of mutual funds for April-June 2022. New and old investors can use it according to their specific needs. The list is called “PlumbLine” and has been published Sep 2017 for beginners to accompany the freefincal robo advisory tool. Most important! Plumbline is a mix of my opinions + skin…
Continue reading →UTI Nifty Midcap 150 Quality 50 Index Fund is a new offering from UTI tracking the Nifty Midcap 150 Quality 50 Index. DSP has an ETF based on this index launched about three months ago with an AUM of 36 Crores. Now that an index fund option is available, should investors consider this? A discussion….
Continue reading →A reader asks, “Should investors look to reduce/eliminate exposure to Nifty Next 50 because the NSE has recently changed its inclusion criterion that has allowed new companies like Paytm (One 97 Communications Ltd.), Zomato and Nykaa (FSN E-Commerce Ventures Ltd. ) to be part of the index from March 31st 2022?” On Feb 24th 2022,…
Continue reading →In this edition of the “fund performance report”, we look at Mirae Asset Hybrid Equity Fund. Launched in July 2015, the fund has an AUM of about Rs. 6,400 Crores. We shall compare the reward and risk performance consistency of the fund with respect to Nifty 100 TRI and CRISIL 65:35 Aggressive Index. Disclaimer: Fund…
Continue reading →We are happy to announce a new Google sheet-based mutual fund and stock investment tracker. The sheet’s features are presented below. Key features of the freefincal mutual fund and stock tracker: Last updated with minor improvements: 13th May 2025. Update Feb 2024: A Sov Gold Bond Tracker on Google Sheets is free for those purchasing the…
Continue reading →In this article, we explain how we can use the freefincal robo advisory tool to track the progress of our financial goals. The robo tool as many readers would know is a financial planning tool. It automates the process of systematic risk management and suggests a variable asset allocation schedule with step-wise equity reduction. The…
Continue reading →The reduction in the EPF interest rate from 8.5% to 8.1% for FY 2021-2022 is a wake-up call for the retail investor. Particularly the young earner. The “EPF rate is still higher than other instruments” argument is of little use for most investors. As discussed several times before, the fiscal prudence of EPFO is far…
Continue reading →A reader who prefers anonymity, asks, “I have been following your retirement bucket strategy illustrations with interest. While I have no issues with the plan and see the necessity for dividing a corpus into an income bucket, low risk, bucket, high-risk bucket etc. I wonder how practical all this is for a retiree. How many…
Continue reading →A finance influencer or finfluencer is someone capable of influencing investment or insurance or money management decisions based on the content they create (articles, video, tweets, Instagram posts etc.). Sadly, many of them are capable of harming our portfolios. A discussion. Note: We are acutely aware that the opinions presented below also applies to freefincal…
Continue reading →This article compares my stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. Before we begin, investors need to appreciate the context of these investments. I started direct equity investing only after achieving a comfortable level of financial independence and ensuring my son’s future…
Continue reading →This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money market funds, banking and PSU funds etc. The credit quality of the bonds in the portfolio and the bond maturity profile…
Continue reading →In this edition of the reader story, we meet 30-year old Phanindra. He explains how his style of money management changed from buying interesting or apparently useful products to building a robust goal-based investment strategy. This is the 31st such article published here. About this series: I am grateful to readers for sharing intimate details about…
Continue reading →In this edition of the “fund performance report”, we look at Axis Bluechip fund. Launched in Jan 2010, the fund has an AUM of about Rs. 34,000 Crores – the highest among actively managed large cap funds. Disclaimer: Fund performance reports present return and risk analysis of a fund with representative benchmarks and not investment…
Continue reading →In this article, Suresh explains how he uses bank recurring deposits to efficiently manage his family’s annual expenses. I requested Suresh to elaborate his email into an article in the hope that it will benefit readers. Hello readers, my name is Suresh. One of the long-time freefincal readers. This year, I had to pay an…
Continue reading →Axis Nifty Midcap 50 Index fund will track the Nifty Midcap 50 Total Returns Index In this review, we shall find out how this index compares in terms of reward and risk with Nifty Midcap 150 and Nifty Next 50. According to the NSE, “NIFTY Midcap 50 includes top 50 companies based on full market…
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