It may seem like an odd name for an Excel file, but sometimes you need to create attention. On Saturday, October 4, 2025, Union Finance Minister Nirmala Sitharaman stated that financial assets worth ₹1.84 lakh crore were lying unclaimed with banks and regulators, and officials need to ensure these reach the rightful owners.
About the author: Ajay Pruthi is a fee-only SEBI-registered investment advisor. He can be contacted via his website plnr.in. Ajay is part of the freefincal list of fee-only advisors and fee-only India.
A significant amount remains unclaimed, and I still receive many queries from clients whose spouses are not interested in personal finance. It is challenging to teach someone about a subject they are not interested in, but what can be the solution? I thought of creating an Excel file so that at least the spouse is aware of all investments and insurance policies in case of an unfortunate event.
This will not only assist your spouse but also help you keep track of insurance and investments, as many people do not even know where all their money is invested. It will also help you verify whether proper nominations have been made for each investment and insurance policy.
It will not take more than half an hour to fill out the data. Download the post-death information file.
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