This is the archive of all our articles related to fee-only India and SEBI registered fee-only investment advisors
I’m a 35-year-old married man with one child. While I’m already covered by a health insurance policy worth 5 lakhs through my current employer, I also purchased a personal family floater Mediclaim Insurance worth 5 lakhs last year. Recently, after reading various posts and blogs, I’ve come to realize that relying solely on a health…
Continue reading →Believe it or not, five emotional missteps can lead most individuals to commit common financial errors. It may sound unbelievable, but let’s delve into these mistakes individually. If you are susceptible to these mistakes, I urge you to read on until the end. Despite how trivial it may seem, there is a solution to these…
Continue reading →What is that one thing we married Indians cannot escape? No, the answer is not annoying big-nosed dur-ke-rishtedar always minding our business and never their own and not that mohalle wali aunty always peeking into our houses and eavesdropping for the weekly neighbourhood gossip! It’s the constant question of ‘ When are you having a…
Continue reading →Hiring a professional financial advisor has become a common trend due to the increasing hype and importance of financial planning. Moreover, the upsurge in the demand for financial planners has resulted from rampant online promotion. You also must have come across various promotional posts encouraging users to hire Fixed Fee Comprehensive Financial Planner in India….
Continue reading →In this article, SEBI registered fee-only advisor Ajay Pruthi explains how to choose a health insurance policy. About the author: Ajay Pruthi is a fee-only SEBI registered investment advisor. He can be contacted via his website plnr.in. Ajay is part of the freefincal list of fee-only advisors and fee-only India. Do you think there’s no need for personal health insurance…
Continue reading →I’ve recently started earning, and while my salary isn’t substantial, I’m eager to dive into investing. However, I’m uncertain whether the monthly investment amount I can invest will be sufficient to reach my financial goals. This dilemma isn’t unique to me, so I’ve decided to explore this topic further by writing an article. The solutions…
Continue reading →I wrote an article on the investment options if a person is moving to the USA. You can read it here – What should I do with my investments if I wish to move to the U.S.? The article gave me the idea of writing an article if the person is moving to Middle Eastern countries….
Continue reading →SEBI-registered flat fee-only advisor Swapnil Kendhe discusses a way to manage your corpus after financial independence and early retirement. This is a sequel to his recently published article, The pitfalls of conventional retirement planning calculations. About the author: Swapnil is a SEBI Registered Investment Advisor and is one of the sought-after advisors on the freefincal fee-only financial planners’…
Continue reading →SEBI-registered flat fee-only advisor Swapnil Kendhe explains the pitfalls of conventional retirement planning calculations. About the author: Swapnil is a SEBI Registered Investment Advisor and is one of the sought-after advisors on the freefincal fee-only financial planners’ list. You can learn more about him and his service via his website, Vivektaru. His story: Becoming a competent & capable financial advisor:…
Continue reading →Low volatility investing is a factor-based investment strategy. It involves picking a basket of stocks that exhibit the least standard deviation in daily returns over the preceding 12 months. About the author: Akshay holds an MBA in Finance from Great Eastern Management School, Bangalore. His website is akshaynayakria.com. His articles on personal finance and investing can be…
Continue reading →Income tax filing might look like a tedious process. However, it brings a smile to your face when you see there is a refund due from the income tax department. So, after you file ITR, the wait starts, especially if the refund amount is a little more significant. In this article, we will learn how…
Continue reading →Many clients often inquire whether to use their personal or corporate health insurance policy first. Let’s figure out whether you should use your corporate or personal health insurance in case of hospitalization, assuming there are no room rent sub-limits in both policies. I thank Melvin Joseph Sir (Finvin Financial Planners), who provided valuable input for…
Continue reading →This article is based on a real-life experience of my client, Rajesh. He had a 21-month-old health insurance policy from an Insurer for the Sum Insured of ₹ 10 lakhs with good comprehensive features. About the author: Shashi Singh is a fee-only SEBI-registered investment advisor. He can be contacted via his website finmyn.com. Shashi is part…
Continue reading →A reader says, “I have a question about modern-day challenges associated with mid-age immigration. For Example – An individual at around 37/38 years of age has been working in India for close to 15 years and has a good amount of money already earned with a decent portfolio but is looking for an opportunity in…
Continue reading →A reader says, “I am 32, and my wife is 29. We are employed in the same PSU and can take home loans with a combined loan limit of up to INR 1 Cr at a special staff interest rate. We are also eligible to avail company leased accommodation during the course of employment”. “Is…
Continue reading →