When You Don’t Need a Fixed Fee Financial Planner

Hiring a professional financial advisor has become a common trend due to the increasing hype and importance of financial planning. Moreover, the upsurge in the demand for financial planners has resulted from rampant online promotion. You also must have come across various promotional posts encouraging users to hire Fixed Fee Comprehensive Financial Planner in India….

Continue reading →

How to choose a health insurance policy (with a shortlist)

In this article, SEBI registered fee-only advisor Ajay Pruthi explains how to choose a health insurance policy. About the author:¬†Ajay Pruthi is a fee-only SEBI registered investment advisor. He can be contacted via his website¬†plnr.in. Ajay is part of the¬†freefincal list of fee-only advisors¬†and¬†fee-only India. Do you think there‚Äôs no need for personal health insurance…

Continue reading →

Why Personal Finance is Personal: Customized Solutions for Financial Success

I’ve recently started earning, and while my salary isn’t substantial, I’m eager to dive into investing. However, I’m uncertain whether the monthly investment amount I can invest will be sufficient to reach my financial goals. This dilemma isn’t unique to me, so I’ve decided to explore this topic further by writing an article. The solutions…

Continue reading →

How to manage your corpus after financial independence and early retirement

SEBI-registered flat fee-only advisor Swapnil Kendhe discusses a way to manage your corpus after financial independence and early retirement. This is a sequel to his recently published article,¬†The pitfalls of conventional retirement planning calculations. About the author:¬†Swapnil is a SEBI Registered Investment Advisor and is one of the sought-after advisors on the¬†freefincal fee-only financial planners‚Äô…

Continue reading →

The pitfalls of conventional retirement planning calculations

SEBI-registered flat fee-only advisor Swapnil Kendhe explains the pitfalls of conventional retirement planning calculations. About the author:¬†Swapnil is a SEBI Registered Investment Advisor and is one of the sought-after advisors on the¬†freefincal fee-only financial planners‚Äô list. You can learn more about him and his service via his website,¬†Vivektaru.¬†His story:¬†Becoming a competent & capable financial advisor:…

Continue reading →

Low Volatility Investing Decoded

Low volatility investing is a factor-based investment strategy. It involves picking a basket of stocks that exhibit the least standard deviation in daily returns over the preceding 12 months. About the author:¬†Akshay holds an MBA in Finance from Great Eastern Management School, Bangalore. His website is¬†akshaynayakria.com. His articles on personal finance and investing can be…

Continue reading →

Should I claim through corporate cover or personal health insurance policy?

Many clients often inquire whether to use their personal or corporate health insurance policy first. Let’s figure out whether you should use your corporate or personal health insurance in case of hospitalization, assuming there are no room rent sub-limits in both policies.¬† I thank Melvin Joseph Sir (Finvin Financial Planners), who provided valuable input for…

Continue reading →

Health insurer said hospitalization was unnecessary, but paid after Ombudsman complaint!

This article is based on a real-life experience of my client, Rajesh.¬† He had a 21-month-old health insurance policy from an Insurer for the Sum Insured of ‚āĻ 10 lakhs with good comprehensive features. About the author: Shashi Singh is a fee-only SEBI-registered investment advisor. He can be contacted via his website¬†finmyn.com. Shashi is part…

Continue reading →

Can a fee-only advisor help you get better portfolio returns?

We recently asked clients of SEBI registered fee-only advisors on our curated list and fee-only India to fill out a feedback form.¬† Articles related to this survey:¬† A fee-only Advisor’s Letter to his clients and Client Survey: The most important factor in choosing a fee-only advisor. One of the questions was: “What were your expectations…

Continue reading →