The pitfalls of conventional retirement planning calculations

SEBI-registered flat fee-only advisor Swapnil Kendhe explains the pitfalls of conventional retirement planning calculations. About the author:¬†Swapnil is a SEBI Registered Investment Advisor and is one of the sought-after advisors on the¬†freefincal fee-only financial planners‚Äô list. You can learn more about him and his service via his website,¬†Vivektaru.¬†His story:¬†Becoming a competent & capable financial advisor:…

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Low Volatility Investing Decoded

Low volatility investing is a factor-based investment strategy. It involves picking a basket of stocks that exhibit the least standard deviation in daily returns over the preceding 12 months. About the author:¬†Akshay holds an MBA in Finance from Great Eastern Management School, Bangalore. His website is¬†akshaynayakria.com. His articles on personal finance and investing can be…

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Should I claim through corporate cover or personal health insurance policy?

Many clients often inquire whether to use their personal or corporate health insurance policy first. Let’s figure out whether you should use your corporate or personal health insurance in case of hospitalization, assuming there are no room rent sub-limits in both policies.¬† I thank Melvin Joseph Sir (Finvin Financial Planners), who provided valuable input for…

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Health insurer said hospitalization was unnecessary, but paid after Ombudsman complaint!

This article is based on a real-life experience of my client, Rajesh.¬† He had a 21-month-old health insurance policy from an Insurer for the Sum Insured of ‚āĻ 10 lakhs with good comprehensive features. About the author: Shashi Singh is a fee-only SEBI-registered investment advisor. He can be contacted via his website¬†finmyn.com. Shashi is part…

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Can a fee-only advisor help you get better portfolio returns?

We recently asked clients of SEBI registered fee-only advisors on our curated list and fee-only India to fill out a feedback form.¬† Articles related to this survey:¬† A fee-only Advisor’s Letter to his clients and Client Survey: The most important factor in choosing a fee-only advisor. One of the questions was: “What were your expectations…

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My wife has an onsite assignment; what should she do with current investments?

A Facebook group Asan Ideas for Wealth member recently posted a question about onsite assignments and action to be taken with current investments in India. We asked SEBI registered flat fee-only investment advisor Chandan Singh Padiyaar to expound on his reply to the question. It is reproduced here with the member’s permission. About the author:…

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Implementing the Unified Portfolio Approach in the Wealth Accumulation Phase

In this article, SEBI-registered flat fee-only financial advisor Swapnil Kendhe discusses how we can implement a unified portfolio approach for all our long-term goals. About the author: Swapnil is a SEBI Registered Investment Advisor and is one of the sought-after advisors on the¬†freefincal fee-only financial planners‚Äô list. You can learn more about him and his…

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