Subra’s retirement planning lecture videos

/ M. Pattabiraman / 67 Comments

Last Updated on

pattu author each postBy M. Pattabiraman   

P V Subramanyam, CA, author (retire rich) and blogger(subramoney.com) spoke on retirement planning to a group of about 50 people last year (May 29th 2015) at Chennai. Here are the videos (a re-post).

Note: The videos were shot by me using a DSLR. The audio is decent without a headphone and pretty good with a headphone and mid-level volume.  The camera was not panned. So Subra will step out of frame for a few seconds. I did not know that camera only shoots 30-minute videos. So there will be a break of about a minute or so between parts.

The last part where he handles questions is incomplete. You will not be able to hear the question clearly (there was neither a mike for the audience nor an audio feed to the camera), but you can make out what it was from Subra’s answer.

Suggestion: View the videos once. Then you can listen to them as audio files. You will be able to appreciate it better.

Subra was here for a family wedding.  He told me as early as Feb. that he would be free only on the evening of the 29th and can speak if an event can be organised.

The talk was thought provoking and filled with humour. I think it is safe to say that everyone who registered enjoyed it. I hope you do too.  Please do spare a moment to thank Subra (here, his blog, FB or AIFW).

Retirement planning Part 1

Retirement planning Part 2

Retirement planning Part 3

Retirement planning Part 4

Do share if you found this useful

Do check out these related articles:

About the Author M Pattabiraman author of freefincal.comM. Pattabiraman(PhD) is the author and owner of freefincal.com.  He is an associate professor at the Indian Institute of Technology, Madras since Aug 2006. “Pattu” as he is popularly known, has co-authored two print-books, You can be rich too with goal based investing (CNBC TV18) and Gamechanger and seven other free e-books on various topics of money management.  He is a patron and co-founder of “Fee-only India” an organisation to promote unbiased, commission-free investment advice. Pattu publishes unbiased, promotion-free research, analysis and holistic money management advice. Freefincal serves more than one million readers a year (2.5 million page views) with numbers based analysis on topical issues and has more than a 100 free calculators on different aspects of insurance and investment analysis. He conducts free money management sessions for corporates  and associations(see details below). Previous engagements include World Bank, RBI, BHEL, Asian Paints, TamilNadu Investors Association etc. Contact information: freefincal {at} Gmail {dot} com (sponsored posts or paid collaborations will not be entertained)
Want to conduct a sales-free "basics of money management" session in your office?
I conduct free seminars to employees or societies. Only the very basics and getting-started steps are discussed (no scary math):For example: How to define financial goals, how to save tax with a clear goal in mind; How to use a credit card for maximum benefit; When to buy a house; How to start investing; where to invest; how to invest for and after retirement etc. depending on the audience. If you are interested, you can contact me: freefincal [at] Gmail [dot] com. I can do the talk via conferencing software, so there is no cost for your company. If you want me to travel, you need to cover my airfare (I live in Chennai)

Connect with us on social media

Content Policy

Freefincal has original unbiased, conflict-of-interest-free,  topical reports, reviews, commentary and analysis on all aspects of personal finance like mutual funds, stocks, insurance etc. All guest authors and contributors to the site also do not have any conflict of interest. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. No promotional content.  We do not accept sponsored posts and link exchange requests from content writers and agencies. This is our privacy policy Our website is non-profit in nature. The revenue from the advertisement will only be used for hosting charges, domain registration charges, specific plugins necessary for traffic growth and analytics services for search engine optimisation.

Do check out my books

You Can Be Rich Too with Goal-Based Investing

You can be rich too with goal based investingMy first book is meant to help you ask the right questions, seek the right answers and since it comes with nine online calculators, you can also create custom solutions for your lifestyle! Get it now.  It is also available in Kindle format.
Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You WantGamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you wantMy second book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at low cost! Get it or gift it to a young earner

The ultimate guide to travel by Pranav Surya

Travel-Training-Kit-Cover This is a deep dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step.  Get the pdf for ₹199 (instant download)

Free Apps for your Android Phone

All calculators from our book, “You can be Rich Too” are now available on Google Play!
Install Financial Freedom App! (Google Play Store)
Install Freefincal Retirement Planner App! (Google Play Store)
Find out if you have enough to say "FU" to your employer (Google Play Store)

Blog Comment Policy

Your thoughts are vital to the health of this blog and are the driving force behind the analysis and calculators that you see here. We welcome criticism and differing opinions. I will do my very best to respond to all comments asap. Please do not include hyperlinks or email ids in the comment body. Such comments will be moderated and I reserve the right to delete the entire comment or remove the links before approving them.

67 Comments

  3. Pattu Sir, thank you soooo much.! 🙂 Such a big help for people who couldn’t attend but wanted to. You have shared it without making it “pay and watch”. Such a nice gesture, Sir. A big thank you to You and Subra sir 🙂

    Reply

  4. Pattu Sir, thank you soooo much.! 🙂 Such a big help for people who couldn’t attend but wanted to. You have shared it without making it “pay and watch”. Such a nice gesture, Sir. A big thank you to You and Subra sir 🙂

    Reply

  11. Since I am in Mangalore was wondering if I would ever be able to listen to Subra.
    Thank you Puttu and Subra Sir, for making this happen sitting @home

    Reply

  12. Since I am in Mangalore was wondering if I would ever be able to listen to Subra.
    Thank you Puttu and Subra Sir, for making this happen sitting @home

    Reply

  15. I could not able to register as it was closed and tried sending mails to get the seat. Thanks for sharing the same and it really helped. I am sure both of u will be blessed by compounding asheervadams from all over the world.

    Reply

  16. I could not able to register as it was closed and tried sending mails to get the seat. Thanks for sharing the same and it really helped. I am sure both of u will be blessed by compounding asheervadams from all over the world.

    Reply

  21. Thanks,dear Pattu,for donning the cap of a cameraman-knowing your passion for things you set your heart on,very soon we can expect a post on “Dos and Don’ts of videography” 🙂

    Special thanks to Subra for an enlightening presentation sprinkled with his usual wit and humour. And for confirming that luck plays a greater part in successes that are not based on MDBSC-which I have always claimed to be the case in my personal financial journey(though you have like a true friend always attributed more skills to my success) 😀

    Reply

  22. Thanks,dear Pattu,for donning the cap of a cameraman-knowing your passion for things you set your heart on,very soon we can expect a post on “Dos and Don’ts of videography” 🙂

    Special thanks to Subra for an enlightening presentation sprinkled with his usual wit and humour. And for confirming that luck plays a greater part in successes that are not based on MDBSC-which I have always claimed to be the case in my personal financial journey(though you have like a true friend always attributed more skills to my success) 😀

    Reply

    1. Thank you, sir. To be at the right time and at the right place has an element of luck, yes. It is however not only because of luck. Your tenacity, recognition of an opportunity, ability to stomach the volatility among other factors have played a more important role. It is rare for an investors return to be equal to that of the asset class!

      Reply

  26. Awesome video and thanks for sharing it. The clarity of message from Subra is amazing. Many thanks to him too. If I had known Tamil I would have enjoyed the jokes more but the intent is crystal clear.
    Next time you should also appear for a cameo 🙂
    One suggestion – DSLR is usually not a great choice for video recording. Probably today’s mobile camera would do a better job without limit of 30 mins. But may be multiple videos are also good.

    Reply

  28. The GEM that I got from videos is answer to my doubt.Why others are not so intersted to follow personal finnace basisc? As SUBRA SIR said -it is too simple ,that is why it is not being practised.We,the indians , probably despise SIMPLICITY,& respect with an awe THE COMPLEXITIES.
    And precisely that may be the reason why HARSHAD MEHTAS CLASS is able to dupe us ,because we do not follow simple,look for complex,hardly we understand a bit of complex,so it creates fetile ground for scams.
    Bad enough, as I am gujarati,do not follow local language, can not get better of humour & wit of SUBRA SIR.
    THANK YOU A LOT FOR SHARING IDEAS
    WISH YOU ALL, ALLTHE BEST

    Reply

  29. Mr.Pattu,
    Thanks a lot for sharing this nice informative video.
    Thanks to Mr.Subra for such a nice explanation.
    Your both service on educating people is highly appreciated

    Reply

  30. Thanks for such a selfless service sir. The most important thing for all of us now is Action … Will do so..

    Thanks again to both of you Sir

    Reply

  38. Thank you for giving us a ring side view to Subra’s awesome lecture. The message was simple, concise and to the point. This video series should be a part of every DIY investor’s must watch list.

    Reply

  40. Had a very good coverage on retirement planning and investing. Thank you for sharing the videos. Typical Subra sir style session, but would’ve loved to hear strong conviction on ‘what would convince a novice investor to keep SIPping no matter what the market condition is?’ and ‘why is equity better asset class than debt over long term?’

    Reply

  45. Awesome Subra Sir!!! Just listened to the whole series today. Enjoyed it a lot! Thank you 🙂
    And…. Even I cannot meet the medical expenses of my hospital! 3 days back, I came to know that I am not covered in hospital group insurance for employees also.Though the employee book mentions it as a right! the excuse was- you are a retainer!!!! Applied for it immediately for the premium to be deductd from my salary. Everything is business alone…. Sad!

    Reply

  46. Thanks a lot Pattabiraman Murari and Subramoney . It is very good information. Yes most or all of them are available in freefincal, but it is another view to hear from some one else as well. Yes, time, patience and luck plays a big role in investment. Thanks again

    Reply

  47. Respected Sir,
    Nice video. Very very informative. Thank you for sharing. I never knew such kinda workshop is being happened for educating the indian folks. How can we join such workshop’s? Do this workshop being conducted outside of Chennai, i.e. in Kolkata or in the Eastern part of India?

    Reply

  49. First time, got a chance to hear Subra speak.. Could relate his witty speech with his writing.

    Thank you for posting this video for such a wider audience.

    Reply

  50. Awesome, Enjoyed watching every video.
    Thanks for posting and educating us.
    I watched it from Pune. Hope I will be able to attend any of your coming session :).

    Thanks,
    Nikhil

    Reply

  51. Pattu Sir, thank you for re-forwarding for those who missed like me. The tips on listening you shared were also really helpful. I wish I were in the workshop itself.

    The big learning for me was on how to approach towards risk (eg: Event not happening tends to think no risk, Grandfather did not die for 89 years does not mean there was no risk). These simple comparisons have made me to internalize the concept and address it better. Thank you.

    Reply

  52. Simple… True… Practical… Must watch for every investor who is starting to invest… I have personally experienced all what he said and thanks for sharing…

    Reply

Leave a Reply

Your email address will not be published. Required fields are marked *