Elements of a robust retirement portfolio

Can we build a well-diversified retirement portfolio – a retirement basket as PV Subramanyam of subramoney.com would say? Such a portfolio should be robust enough to handle all types of expenses in retirement – everday expenses for a comfortable life, discrenationary expenses to splurge a little from time to time, emergencies, both planned and unexpected…

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How much do I need to retire in 2024?

A reader says, “What is the corpus needed for a 50-year-old to retire immediately if my monthly expenses are Rs. 50,000?” Let us compute this using the freefincal robo advisor tool. This provides an accurate estimate compared to approximate calculations using spreadsheet formulae. The robo tool can also include three post-retirement income streams.  It also…

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Retirement Calculator: Plan for retirement using the freefincal robo advisor tool

Many first-time visitors to our website ask, “Where is the freefincal retirement calculator?” Our signature retirement calculator is now part of the freefincal robo advisor, which allows you to create a complete financial plan for your family. The retirement calculator was the first tool we created. Over the years, we have modified it by adding more…

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Can I use real estate as a passive income source after retirement?

Everyone instantly recognizes rental income as passive income – potentially the oldest one. There’s an irresistible allure to real estate, which naturally leads to inquiries about its potential use as a source of passive income, especially after retirement. We discussed how passive income is crucial to your retirement plan and how to build the ideal…

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