Skip to content

freefincal

Menu
  • Start Here
  • About
  • Robo Advisor
  • Portfolio Tracker
    • Google Sheet Tracker
    • Web-based (NaviPlan)
  • Join our investor circle!
  • Search
  • Learn how to manage your portfolio
  • Build Income Streams!
  • Screeners
    • Equity MF screener
    • Debt and Hybrid MF Screeners
    • Stock Screener
    • Index Fund Screener
    • NPS Screener
    • ETF Screener
  • Tools
    • Portfolio Review Tool
    • Tactical Buy/Sell
    • Nifty PE Tool
    • Mutual Portfolio Comparison

Category: Real Estate

Archive of articles related to real estate investing

The trouble with rent vs. buy calculations

Published on February 8, 2016 / By M. Pattabiraman Twitter: @pattufreefincal / 23 Comments

‘Should I buy a house/apartment now’ or ‘should I continue to stay in a rented accommodation?’  I am sure you would agree that this is a common dilemma faced by many youngsters. In fact, although there are several decent ‘rent’ vs. ‘buy’ calculators available, I continue to receive requests to make one.  For a variety…

Continue reading →

Five reasons why I will never invest in real estate

Published on September 22, 2015 / By M. Pattabiraman Twitter: @pattufreefincal / 5 Comments

Here are five reasons why I will never invest in real estate.  This is me taking sides on the equity vs. real estate debate. There is more to investing than returns. So instead of comparing past returns of both asset classes and claiming equity won or real estate won, I would like to consider other…

Continue reading →

Calculator: Prepay Home Loan or Invest?

Published on July 5, 2015 / By M. Pattabiraman Twitter: @pattufreefincal / 16 Comments

Use this calculator to  analyze if you should  pre-pay your home loan asap or invest instead. This is now republished after correcting a bug pointed out by Ankush. I had posted an illustration of prepay vs invest in June  but did not post the associated sheet. I have now modified the sheet to include new…

Continue reading →

To buy, or to rent, that is the question.

Published on March 28, 2015 / By M. Pattabiraman Twitter: @pattufreefincal / 13 Comments

When should I buy a house? Should I buy it as soon as possible, or should I wait for property prices to ease? Should I invest and then buy with it after some years? How important is it to have a property that we can call our own? Why can’t I stay in rent forever?…

Continue reading →

Real Estate Investment Trusts (REITs): Unfit for Goal-based investing

Published on August 23, 2014 / By M. Pattabiraman Twitter: @pattufreefincal / 10 Comments

A real estate investment trust (REIT) is like a mutual fund that invests in property. Here is why I think REITs are not suitable for goal-based investing. I know very little about how REITs work and I have sourced my information primarily from three articles. If you wish to understand,  how REITs work, check this…

Continue reading →

Real Estate Returns Calculator

Published on July 10, 2013 / By M. Pattabiraman Twitter: @pattufreefincal / 42 Comments

If you own a property and receive rental income from it, use this calculator to determine the return on your investment. If you like idea of using real estate for financial leverage, this is the perfect tool for you. Financial leverage is investing with borrowed capital. In the present context it refers to buying a…

Continue reading →

Posts pagination

« Previous 1 2
Join 3000+ members and learn how to reach your financial goals like a pro with peace of mind!
Achieve your financial goals regardless of market conditions! Sign up for our lectures on goal-based portfolio management and join our exclusive community. The 1st lecture is free!

Search freefincal for articles + tools

Browse Category Archives

Build Passive Income!

How to earn one lakh a month passive income?

Passive Income Automation: An Example

How to turn your social media comments into passive income!

Passive income examples that work in more ways than one!

Passive income is a crucial part of your retirement plan: How to get started

Get commission-free professional help!

List of Fee-only Financial Planners More than 1000 community members are working with them!

Recent Posts

  • You Know How Much You Invest Every Month – But Do You Know If It Is Enough? September 12, 2026
  • Equity Mutual Fund Screener Sep 2026: Shortlist consistent performers September 11, 2026
  • From Hotel Helper to a Rs 32 Lakh Portfolio September 10, 2026
  • She Earns – But Does She Have Financial Independence? September 9, 2026
  • Types of Wills you should be cautious about September 8, 2026

Robo Advisory Tool!

Create a start-to-finish financial plan with the freefincal robo advisory tool!

Most Popular Content

What we can learn from Petrol, Diesel historical price inflation data

Do not expect returns from mutual fund SIPs! Do this instead!

Do Not Invest Rs. 50,000 in NPS for additional tax saving benefits

Learn More About Us

We do not provide investment advice!

  • Terms of Service
  • Policies and Standards
  • About Freefincal
  • About M Pattabiraman, our Founder, Editor and Primary Author
  • Privacy Policy
  • Site map for users

Contact Freefincal

To get in touch via email, use this contact form.

Note: We do not accept paid/free guest post requests. We do not work with professional content writers or marketing agencies. We do not participate in link exchanges or brand campaigns  Such emails will be discarded.

Address
Bhaskarapuram, Mylapore, Chennai, Tamil Nadu 600004

What our readers and users say!
⭐ ⭐ ⭐ ⭐ ⭐ Our Google My Business Rating is 4.9 stars! Check our reviews!

News Media Presence of M Pattabiraman and freefincal

Explore our resources

  • Plumbline: Handpicked Mutual funds
  • Get our free e-books!
  • Watch Pattabiraman’s Talks

 

Follow Us

  • Google News
  • Twitter @freefincal
  • Facebook
  • RSS Feed
  • Pinterest
  • Feedly
  • Linkedin Company Page
  • Reddit Community
  • WhatsApp Channel

SEBI has published our financial tools!

  • Financial Health Check
  • Calculators

Subscribe to our YouTube channel and explore 1400+ videos on money managment and financial planning.

Join our courses!
How to build a second income source that will last a lifetime (700+ members!)

Learn how to manage your portfolio regardless of market conditions! (3000+ members!)

This is our 13Y+-old curated list of SEBI-registered, flat-fee-only financial planners– 15,000+ members of our community work with them.

Search the site

Create a complete financial plan with our Robo-advisor!

Trusted by 3500+ investors and advisors! Use code robo25 for a 20% discount!

Explore Features →