Last month saw the launch of NaviPlan: A Privacy-Focused Multi-asset Tracker and Goal Planner. This tool, developed by Gokul of Naviran Technologies in association with freefincal, can be used to track mutual funds, stocks, and FDs. The user can tag these to financial goals and track their progress. The tool also provides options to lower risk via various asset allocation options and glide paths (for equity de-risking).
Besides being completely private (no data is sent outside your browser), it has excellent goal-planning capabilities (see the video below), and the best part is that updates can be incorporated with a simple browser refresh! A progressive web app is also available. So you can open the tool in its own browser window using a shortcut on your desktop.
Thanks to enthusiastic support and guidance from the freefincal community, we have weeded out XIRR computation issues and taken into account several suggestions to make tagging investments to goals easier.
Presentation: The tool can be used on your PC, tablet, or mobile browser. If the tool is updated with new features, a simple browser refresh will load the changes and new features without affecting your data. You can close and reopen the browser window at will, and the data (stored in the browser’s database) will remain intact.
There is an option to export all transactions and settings via a JSON file, which you can upload to cloud storage for safekeeping.
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👉 New Tool Alert! NaviPlan: A Privacy-Focused Multi-asset Tracker and Goal Planner 👈
If the browser cache is cleared or you switch devices, you can simply upload the JSON file to get back on track.
Demo video of NaviPlan (by Pattu)
Get NaviPlan!
Pricing: Rs. 2500 per year.
The tool is available at fin.naviran.in. (Enter your mobile number, choose pay to purchase). For support, suggestions, or other inquiries, please contact info@naviran.in.
How to purchase: Please enter your mobile number, then click “Pay & Unlock” to be taken to the Instamojo payment portal. After successful payment, choose “already paid” on the NaviPlan main page, and enter your mobile number to enter the tool. At the end of the subscription period, this payment process must be repeated. Your data and settings will not be affected. We are mindful of privacy in the purchase process as well.
We have several exciting features on the way. Here are the details of our first major update. Over to Gokul.
Asset Labelling: Categorise Your Holdings Like Never Before!
Yes! You asked for it, and we delivered. You can now add many labels to your assets! This means you’re no longer limited to a single category per asset – you can tag your holdings with multiple labels that make sense for your unique financial journey.
What does this mean for you?
- Create custom labels like “Long-Term”, “Emergency Fund, “Retirement”, or “Dream Home”
- Assign multiple labels to a single asset for maximum flexibility
- Filter your entire dashboard by any label to see exactly what you need, when you need it
- Seamlessly allocate assets to your financial goals with our enhanced goal-tracking system
Organising your portfolio has never been this intuitive or powerful! Whether you’re tracking savings for multiple goals or categorising investments by risk profile, the new labelling system adapts to your strategy.
New Asset Type: Gold! Track the Timeless Asset
We’re incredibly excited to introduce Gold as a dedicated asset class in NaviPlan! You can now track your gold investments as a separate asset type, with sophisticated calculations that account for the unique nature of precious metals.
Gold Asset Features:
- NAV-based XIRR Calculations: Get accurate return metrics that account for gold’s specific valuation model
- Separate tracking for gold metal
- Watch your gold holdings shine in your portfolio overview with dedicated visualisations
- Compare gold’s performance against your other asset classes in one unified dashboard
Gold has been a cornerstone of wealth preservation for centuries, and now it’s seamlessly integrated into your NaviPlan portfolio. Whether you’re a long-time gold investor or just starting to diversify into precious metals, this new asset type has you covered.
Mutual Fund Transaction Matching: New “Match” Column for Complete Transparency
We’ve supercharged your mutual fund tracking with an incredible new tool in your dashboard’s holdings table: the Match Column! This feature brings unprecedented visibility into the completeness and accuracy of your mutual fund transactions.
How it works:
- Hover over the match indicator for any mutual fund to see a detailed analysis
- Instantly know if all your transactions are fully accounted for and match your CAS statements
- Get clear visibility into any discrepancies or missing transactions before they become problems
- The tool automatically cross-references every buy, sell, and dividend transaction against your consolidated account statement
- Rest easy knowing your portfolio data is accurate, complete, and fully reconciled
No more manual spreadsheet checks or worrying if you’ve missed a transaction. NaviPlan now does the heavy lifting for you, ensuring your mutual fund records are always in perfect harmony with your official statements.
Why This Release Matters
Version 1.1.0 is all about flexibility and expansion. The “many-many” labelling system represents a fundamental enhancement to how you organise your finances, while the addition of gold as an asset class broadens the scope of what you can track and manage in NaviPlan.
Your portfolio is unique, and your tools should be too. With multiple labels on assets and dedicated gold tracking, we’re one step closer to building the ultimate personal finance platform that works for every investor.
What’s Next?
We’re already hard at work on more features to make your financial journey even smoother. As always, we love hearing from our community – keep sending us your feedback, ideas, and suggestions.
Get NaviPlan!
Pricing: Rs. 2500 per year.
The tool is available at fin.naviran.in. (Enter your mobile number, choose pay to purchase). For support, suggestions, or other inquiries, please contact info@naviran.in.
How to purchase: Please enter your mobile number, then click “Pay & Unlock” to be taken to the Instamojo payment portal. After successful payment, choose “already paid” on the NaviPlan main page, and enter your mobile number to enter the tool. At the end of the subscription period, this payment process must be repeated. Your data and settings will not be affected. We are mindful of privacy in the purchase process as well.
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