In this article, let us find out if it is worth buying IDFC Bank shares. Concerns are being raised over of the fate of Indian Private banking space esp. banks apart from ‘Too big to fail’ list of the names. Recently, few Indian Private banking names like Lakshmi Vilas Bank, PMC Bank and Yes Bank…
Continue reading →We compare the SIP performance of Aggressive Hybrid Funds versus CRISIL Hybrid 35+65 – Aggressive Index and NIfty 50 TRI. The CRISIL Hybrid 35+65 – Aggressive Index has 65% of the 200 TRI index and 35% of the CRISIL Composite Bond Fund Index. In the last year, that for a SIP started 12 months ago…
Continue reading →The stock price of ITC has frustrated investors for the last few years. This can be concerning even for best of the breed long term investors who invested in the company looking at the fundamentals of the company, cash flows, monopoly business, strong brand recall, professional management or even the dividend yield etc. Does it…
Continue reading →Govt of India (GOI) has announced the sale (Re-issue) of Rs. 9000 crore worth of 6.22% Government Bonds maturing in 2035 and Rs. 5000 crore worth of 6.67% Government Bonds maturing in 2050. Retail investors can participate in this sale via the NSEGoBid platform. Here are the details. Bidding dates: 17th and 18th Nov 2020….
Continue reading →As part of various relief measures taken by the Government in response to the economic slowdown post-COVID-19, the Finance Minister (FM) has announced a very attractive income tax relief for home buyers (new residential properties of value up to Rs 2 crore). Here is what you need to know. About the author: Anjesh Bharatiya is…
Continue reading →We continue answering frequently asked investor questions on portfolio rebalancing to help with practical implementation. The first part (question 1 to 13) is available here: Portfolio Rebalancing: We answer frequent questions investors worry about (part 1) and the second part (question 14 to 28) here: Portfolio Rebalancing FAQ Part 2. Q29: How should I consider…
Continue reading →In this article, we shall discuss how to earn one lakh a month as passive income and why methods like running ads or writing books will not work! In previous articles in this series, we defined what exactly passive income is and why it is a gamechanger for our future. We then discussed the importance…
Continue reading →A very happy Diwali/Deepavali to all readers. In this article, I share some lessons from interacting with my friend and mentor. Getting this published took quite a bit of persuasion, and he asked that any specific references to his past be removed so that his friends/family could not identify him. Let us refer to him…
Continue reading →We continue answering frequently asked investor questions on portfolio rebalancing to help with practical implementation. The first part (question 1 to 13) is available here: Portfolio Rebalancing: We answer frequent questions investors worry about (part 1). Par 3 is linked below. Q14: Rebalancing if it involves multiple assets will it be model-based (quantitative)? For instance, the…
Continue reading →In this article, we answer frequently asked question on portfolio rebalancing. Theoretically, it is easy to understand rebalancing but when it comes to practical implementation, investors have so many questions and mental blocks. The idea behind rebalancing is fairly simple and one that we have dealt before with examples multiple times: it is a process…
Continue reading →Taking a student loan is a difficult decision. At the same time, the most common question that students ask us if they should take the leap or not. Several aspects should be considered. Here is a summary of FAQs (please note, this applies to Indian students taking loans for domestic education) that should help you…
Continue reading →Did you know that ten-year SIP returns for the Nifty 50 TRI index were at an all-time low of 3.85% in April 2020? In Nov 2020, this ten-year return has increased by 7.34% to 11.2%. In this article, we look at the long-term trends of ten and fifteen years returns of the Nifty 50 and…
Continue reading →Stocks with momentum and low volatility for November 2020 are listed in this stock screener for 100 stocks from the Nifty 100. This month as many as 32 stocks quality after filtering Nifty 100 with (1) positive 1-year return, (2) positive six-month return, (3) price > 200-day moving average, (4) 50% of daily positive returns,…
Continue reading →A look at how young earners, middle-aged earners or impending retirees can improve their financial life and make better decisions with a study group consisting of like-minded co-workers or friends. When you join an organisation, you become friends with some batch mates. These relationships can last a lifetime. I have seen 30,40-year friendships that originated…
Continue reading →We shall look at the tracking error of Nifty Next 50 index funds from our tracking error report sheet to find out funds that have lowest tracking error. You can download this sheet to appreciate deviations from the benchmark in an intuitive way. In our previous study on how a market crash affects index funds,…
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