Last Updated on September 20, 2026 at 10:32 am
The table below presents the RBI Repo rate history from June 2000 to the present. The repo rate is at which the RBI lends money to banks. It is an inflation and liquidity control measure.
What is Repo Rate? When we need money but are short of it, we approach banks for loans, which charge us interest. Similarly, when banks are short of funds, they borrow money from the RBI, and the interest rate they pay is called the Repo Rate. For this borrowing, banks provide collateral in the form of their own Government Securities.
Repo Rate stands for “Repurchase Option”. This means it is an agreement between the bank and the RBI that the bank will repurchase the Government Securities at a pre-determined price once the loan tenure is over. Generally, these tenures are very small. Most of them are rather overnight (1 day).
What is Reverse Repo Rate? Whenever you have surplus cash, you deposit some money with a bank, and you get some interest for that amount. Similarly, when banks have surplus funds, they deposit the extra money with the RBI for which they earn interest at a rate known as the Reverse Repo Rate. For this deposit, the RBI provides collateral in the form of Government Securities.
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Reverse Repo Rate stands for “Reverse Repurchase Option”. It is an agreement between the bank and the RBI where the Bank promises to resell the Government Securities after the Repo Period. Reverse Repo periods are also generally overnight. This means that the interest paid by the RBI to the bank would be only for 1 day.
A simple explanation with an example is available here: Understanding Repo Rate and Reverse Repo Rate.
Since the inception of the Liquidity Adjustment Facility on June 5, 2000, the repo rate is currently quite low. The repo rate varied an astonishing 20 times in 2000 to control Rupee depreciation due to higher import payments and reduced capital inflows.
RBI Repo Rate History
| Date | RBI Repo Rate |
| 06-06-2025 | 5.50% |
| 09-04-2025 | 6% |
| 07-02-2025 | 6.25% |
| 06-12-2024 | 6.50% |
| 08-10-2024 | 6.50% |
| 08-08-2024 | 6.50% |
| 07-06-2024 | 6.50% |
| 06-04-2024 | 6.50% |
| 08-02-2024 | 6.50% |
| 08-12-2023 | 6.50% |
| 10-08-2023 | 6.50% |
| 08-06-2023 | 6.50% |
| 06-04-2023 | 6.50% |
| 08-01-2023 | 6.50% |
| 07-12-2022 | 6.25% |
| 30-09-2022 | 5.90% |
| 05-08-2022 | 5.40% |
| 08-06-2022 | 4.90% |
| 04-05-2022 | 4.40% |
| 08-04-2022 | 4.00% |
| 10-02-2022 | 4.00% |
| 08-12-2021 | 4.00% |
| 09-10-2021 | 4.00% |
| 06-08-2021 | 4.00% |
| 04-06-2021 | 4.00% |
| 07-04-2021 | 4.00% |
| 05-02-2021 | 4.00% |
| 04-12-2020 | 4.00% |
| 09-10-2020 | 4.00% |
| 06-08-2020 | 4.00% |
| 22-05-2020 | 4.00% |
| 27-03-2020 | 4.40% |
| 06-02-2020 | 5.15% |
| 05-12-2019 | 5.15% |
| 04-10-2019 | 5.15% |
| 07-08-2019 | 5.40% |
| 06-06-2019 | 5.75% |
| 04-04-2019 | 6% |
| 07-02-2019 | 6.25% |
| 01-08-2018 | 6.50% |
| 06-06-2018 | 6.25% |
| 07-02-2018 | 6.00% |
| 02-08-2017 | 6.00% |
| 04-10-2016 | 6.25% |
| 05-04-2016 | 6.50% |
| 29-09-2015 | 6.75% |
| 02-06-2015 | 7.25% |
| 04-03-2015 | 7.50% |
| 15-01-2015 | 7.75% |
| 28-01-2014 | 8.00% |
| 29-10-2013 | 7.75% |
| 20-09-2013 | 7.50% |
| 03-05-2013 | 7.25% |
| 17-03-2011 | 6.75% |
| 25-01-2011 | 6.50% |
| 02-11-2010 | 6.25% |
| 16-09-2010 | 6.00% |
| 27-07-2010 | 5.75% |
| 02-07-2010 | 5.50% |
| 20-04-2010 | 5.25% |
| 19-03-2010 | 5.00% |
| 21-04-2009 | 4.75% |
| 05-03-2009 | 5.00% |
| 05-01-2009 | 5.50% |
| 08-12-2008 | 6.50% |
| 03-11-2008 | 7.50% |
| 20-10-2008 | 8.00% |
| 30-07-2008 | 9.00% |
| 25-06-2008 | 8.50% |
| 12-06-2008 | 8.00% |
| 30-03-2007 | 7.75% |
| 31-01-2007 | 7.50% |
| 30-10-2006 | 7.25% |
| 25-07-2006 | 7.00% |
| 24-01-2006 | 6.50% |
| 24-01-2006 | 6.50% |
| 26-10-2005 | 6.25% |
| 26-10-2005 | 6.25% |
| 31-03-2004 | 6.00% |
| 19-03-2003 | 7.00% |
| 07-03-2003 | 7.10% |
| 12-11-2002 | 7.50% |
| 28-03-2002 | 8.00% |
| 07-06-2001 | 8.50% |
| 30-04-2001 | 8.75% |
| 09-03-2001 | 9.00% |
| 06-11-2000 | 10.00% |
| 13-10-2000 | 10.25% |
| 06-09-2000 | 13.50% |
| 30-08-2000 | 15.00% |
| 09-08-2000 | 16.00% |
| 21-07-2000 | 10.00% |
| 13-07-2000 | 9.00% |
| 28-06-2000 | 12.25% |
| 27-06-2000 | 12.60% |
| 23-06-2000 | 13.05% |
| 22-06-2000 | 13.00% |
| 21-06-2000 | 13.50% |
| 20-06-2000 | 14.00% |
| 19-06-2000 | 13.50% |
| 14-06-2000 | 10.85% |
| 13-06-2000 | 9.55% |
| 12-06-2000 | 9.25% |
| 09-06-2000 | 9.05% |
| 07-06-2000 | 9.00% |
| 05-06-2000 | 9.05% |
Source:
- Monetary Policy Measures Published March 2006
- RBI’s Database on Indian Economy