As oil prices rise once again, let us discuss what we can learn from historical petrol, diesel prices in India and the associated inflation. Petrol or Diesel prices in India is a touchy subject. While citizens (most users will be part of great, wide Indian middle class) feel angry about the huge taxes that they […]
Category: Economy
The Economic Survey 2017-2018 warns about high stock valuations
The Economic Survey 2017-2018 was published yesterday with a clear warning that the stock market valuations are too high and unless earnings increase, a correction should be expected. The survey also argued that the bond market seems to have forgotten about the growth in the national small savings fund. Amidst the euphoria about increased GDP growth […]
The Bond Yield Curve as an indicator of what’s going on with the economy
The yield curve is a plot of current yields of bonds from the same type of issuer versus their respective maturities. Observing the bond yield curve is a way to find out what is going on with our economy. In this post, I discuss how one can do this some examples. Before we begin, my book […]
The 80/20 rule: Making sense of richest 1% Indians owning 58% wealth!
The distribution of wealth cannot be even among the members of a society/country. This is just not practical. Oxfam International’s global inequality report released this month points to the world in which the gap between the rich and poor is alarmingly getting wider. In this post, I discuss how to make (statistical) sense of this […]
Starting To Go Cashless Is No Different Than Starting Equity Investing
An exposure to equity is not necessary to beat inflation or finance our future if we know how to account for inflation by other means. It is merely a choice. Many of us did not have any equity exposure when we started managing our money. We read about it; thought it might a be a […]
“Cashless” Equals Inconvenience!
The surge in cashless transactions since Nov. 8th is not a sign of India moving towards a cashless society. It is merely a sign of merchants making do, while situation the gets better. From what I see, the “situation” has gotten worse and is expected to be that way until the new Rs. 500 notes get […]
Mobile Wallets in India: A comparison
Here is a comparison of charges, limits and key features of mobile wallets in India. This is a guest post byPranav Date – the guy singularly responsible for making the monthly returns calculation such as this possible: November 2016: Equity Mutual Fund SIP, Lump sum returns & capture ratios. The yapping below is mine. Pranav supplied […]
