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Freefincal is a News Media organisation that provides original analysis, reports, reviews and insights on mutual funds, stocks, investing, retirement and personal finance developments. All our offerings are research-based, thorough, and entirely academic, meant as discourse, educational material, or educational tools for the reader/user. We do so without conflict of interest or bias. Please see the About page to learn more about us and our guiding principles.
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3. If you a DIY investor or advisor who likes to analyze, join an exclusive space for investors, advisors, fintech employees and students to access financial planning and insurance tools, mutual fund and stock analysis tools, coding strategies and Excel macros for data extraction. Join 400+ members in the freefincal investor circle.
4. If you wish to track your mutual funds and stock investments in a goal-based manner, try our Google Sheets-based portfolio tracker. This gives you access to a Sov Gold Bond tracker, an NPS tracker, and a mutual fund portfolio comparison tool.
5. Are you a salaried individual looking to create a passive income stream? Are you a professional looking to get clients regularly? We can show you how to do this by building a winning website and a trustworthy online presence. Join our course and increase your income by getting people to pay for your skills!
6. Want to screen for active equity funds? Index funds? ETFs? Debt and hybrid funds based on portfolio details? We have five unique screeners for mutual funds and stocks!
7. Review your goal-based investment portfolio with this auditing tool
8. Get our books!
- Teach your kids financial decision-making with our book: “Chinchu Gets a Superpower!”
- Become a content writer with our book – How to profit from content writing: Our new ebook!
- New Ebook: Do Not Buy Gaming Consoles, Buy this instead!
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9. Explore our archive of reader stories.
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More about freefincal and its founder
Freefincal was founded in May 2012. In 2025, its articles were viewed 6.34 million times. According to SimilarWeb, a popular web analytics, web traffic, and digital performance company, Freefincal ranks #10,526 among all sites in India and within the top 150,000 sites worldwide. It is ranked #1,659 in the “investing” category. This is based on Google Analytics 4 traffic data for freefincal. This data is as of Dec 2025 and may vary over time.
Freefincal’s Tranco domain rank is 476,476 (0.47 million) as of 2nd Jan 2026, well above many popular personal finance websites.
According to SEMRUSH, a popular SEO and marketing tool, we are a market leader in the personal finance space.
In January 2023, freefincal.com was listed among the top 10 lakh websites worldwide by Cloudflare Radar. There were then about 200 million active websites worldwide out of about 1.98 billion. This placed freefincal.com among the top 0.5% of popular websites worldwide.
We are community-driven and community-managed! More than 100 readers have written articles on our site. Many of them wish to remain anonymous, and we respect that. Many community members anonymously help manage the site as a token of gratitude for its benefits.
Our research is also available through free and paid calculators and online courses. This revenue covers the costs of hosting and managing the website as a non-profit.
What our readers say about us: ⭐ ⭐ ⭐ ⭐ ⭐ Our Google My Business Rating is 4.9 stars from 348 reviews! Check our reviews!
Thanks to our loyal community of readers, Dr M. Pattabiraman (PhD), the founder, managing editor and primary author of freefincal, has been profiled in the Economic Times: Meet Pattabiraman, the man who helps many plan a better retirement through his calculators.
Pattu was also profiled for the Guru Portfolio series of LiveMint in March 2024. You only need a fund where returns remain consistent: Freefincal’s Pattabiraman.
His journey to financial independence has been featured on LiveMint: Light the FIRE and Lose the Fear of Getting Fired. And Can your FIRE dreams get past the COVID-19 impact?
He has also worked with SEBI to create nine investment calculators and a financial health check tool.
How to use our site: Many readers ask, “Where do I begin reading your articles?”. We believe a better approach is to ask yourself, “What aspect of personal finance do I need help with?” Then, use those terms to search for articles – you can use the search bar head or head to Google and search for something like retirement planning freefincal. This is the most efficient way to get used to our content. Also, before reading an article, please check the publication date, as taxation rules may have changed.
Use the re-assembly guide linked below if you need step-by-step guidance to sort out your financial life.
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Here is some of our featured content to help you get started
- Use our Robo-advisory Excel Template for a start-to-finish financial plan! More than 1,000 investors and advisors use this! Get it now at a 20% discount!
- Learn how to manage your portfolio like a pro with our lectures on goal-based portfolio management. 3000+ readers have enrolled! We discuss how you can attain your goals now in the market. Join now with a 25% discount!
- Increase your income by getting people to pay for your skills! Learn how to build a winning website! How to build passive income! How to get more clients and much more! 700+ readers have enrolled! This course includes almost everything I have learned about online income generation, blogging, SEO, and E-E-A-T (experience, expertise, authority and trustworthiness). Get a massive 50% discount on this unique course!
- Join the freefincal investor circle! This is an exclusive space for investors, advisors, fintech employees and students to access financial planning and insurance tools, mutual fund analysis tools, coding strategies and Excel macros for data extraction. Membership is open at a huge 50% discount!
- We have a Google Sheets-based mutual fund and stock portfolio tracker with portfolio growth visualization!
- We provide monthly stock screeners, equity mutual fund screeners, debt mutual fund screeners, index fund and ETF tracking error screeners!
Do more! Subscribe to our YouTube Channel. It has more than 1000 video versions of our articles.
Podcast! Let’s Get Rich with Pattu, produced by Ofspin, is a weekly podcast on money management. Each episode will cover one aspect of money management – insurance, emergency funds, planning for retirement, financial independence and early retirement, buying vs. renting and more.
Ways to listen:
- Let’s get rich with Pattu on Audible
- Let’s get rich with Pattu on Google Podcasts
- Let’s get rich with Pattu on Spotify
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- Let’s get rich with Pattu on JioSaavn
- Let’s get rich with Pattu on Gaana
- Let’s get rich with Pattu on iHeart
- Let’s get rich with Pattu on Deezer
(1) This is a seminar on the basics of portfolio construction: A guide for beginners
get more details about our Online Course on Goal-based portfolio management
(2) Watch the talk given to World Bank Employees in Feb 2019: Common sense approach to managing money.
(4) Index investing options in India: a talk given to members of the Tamil Nadu Investors Association
(4) Re-assemble is a free step-by-step guide to help you manage money
(5) If you are a new mutual fund investor, get this Free e-book: Mutual Fund FAQ 100 essential Q & A for new investors! This will help you invest in mutual funds with focus.
(6) Want to know how to retire early in India? Check out the free ebook!
(7) We have other books too! Here is the full listing!
(8) We provide a list of mutual funds for specific goals each quarter: Plumbline: Handpicked Mutual funds
(9) Do you want professional financial advice? Consult our list of SEBI-registered fee-only financial planners! They will guide you without any conflict of interest.
(10) Other tools are available in the main menu! Check out our other free stuff in the page footer! Use the search bar in the main menu to explore our site!
(11) We do not offer personal financial advice. If you have a generic investing question, sign up for our email newsletter and hit the reply button!
Our logo is a mirror-reflected % sign. The % represents investment returns or rewards. The flipped % signifies the importance of considering the risks associated with any reward. These are two variants of the logo.
Join 32,000+ readers and get free money management solutions delivered to your inbox! Subscribe to get posts via email! (Link takes you to our email sign-up form)
Use our Robo-advisory Tool to create a complete financial plan! More than 3,000 investors and advisors use this! Use the discount code robo25 for 20% off. Plan your retirement (early, normal, before, and after), plus non-recurring financial goals (such as child education) and recurring financial goals (such as holidays and appliance purchases). The tool helps anyone aged 18 to 80 plan for retirement, plus six non-recurring and four recurring financial goals, with a detailed cash flow summary.
🔥Join our community of 9000+ users! 🔥Avail massive discounts on our courses + freefincal investor circle!
Track your mutual funds and stock investments with our Google Sheet!
We also publish monthly equity mutual funds, debt and hybrid mutual funds, index funds, ETF screeners, as well as momentum and low-volatility stock screeners.
You can follow our articles on Google News
We have over 1,000 videos on YouTube!
Podcast: Let's Get RICH With PATTU! Every single Indian CAN grow their wealth!
You can watch podcast episodes on the OfSpin Media Friends YouTube Channel
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About The Author
Dr M. Pattabiraman (PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. He has over 14 years of experience publishing news analysis, research and financial product development.
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Our flagship course! Learn to manage your portfolio like a pro to achieve your goals regardless of market conditions! More than 3,500 investors and advisors are part of our exclusive community! Get clarity on how to plan for your goals and achieve the necessary corpus no matter the market conditions! Watch the first lecture for free! One-time payment! No recurring fees! Lifelong access to videos! Reduce fear, uncertainty and doubt while investing! Learn how to plan for your goals before and after retirement with confidence.
Increase your income by getting people to pay for your skills! More than 900 salaried employees, entrepreneurs and financial advisors are part of our exclusive community! Learn how to get people to pay for your skills! Whether you are a professional or small business owner seeking more clients through online visibility, or a salaried individual looking for side or passive income, we will show you how to do it by showcasing your skills and building a community that trusts and pays you. (Watch the 1st lecture for free). One-time payment! No recurring fees! Lifelong access to videos!
Our book for kids: “Chinchu Gets a Superpower!” is now available!
Must-read book even for adults! This is something that every parent should teach their kids right from their young age. The importance of money management and decision making based on their wants and needs. Very nicely written in simple terms. - Arun.
Buy the book: Chinchu gets a superpower for your child!
How to profit from content writing: Our new ebook is for those interested in getting a side income via content writing. It is available at a 50% discount for Rs. 500 only!
We publish monthly mutual fund screeners and momentum, low-volatility stock screeners.
About freefincal & its content policy
Freefincal is a News Media organisation dedicated to providing original analysis, reports, reviews and insights on mutual funds, stocks, investing, retirement and personal finance developments. We do so without conflict of interest and bias. Follow us on Google News. Freefincal serves more than three million readers a year (5 million page views) with articles based only on factual information and detailed analysis by its authors. All statements made will be verified with credible and knowledgeable sources before publication. Freefincal does not publish paid articles, promotions, PR, satire or opinions without data. All opinions will be inferences backed by verifiable, reproducible evidence/data. Contact Information: To get in touch, please use our contact form. (Sponsored posts or paid collaborations will not be entertained.)Connect with us on social media
Our publications
You Can Be Rich Too with Goal-Based Investing
Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You Want
Your Ultimate Guide to Travel
