Share your personal finance journey with our community and inspire DIY investors!

We invite readers to share their personal finance journey as guest articles with our community.Ā  Your experience and lessons learned will serve as a great inspiration for the DIY investing community. If you prefer, the article will be published anonymously. We are grateful to readers for sharing intimate details about their financial lives for the…

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My journey: From Rs. 30 bank balance to financial independence

In this edition of theĀ reader story, we meet Anand Vaidya who had earlier explained how he used RBI Retail Direct to buy govt. bonds and create an income source. In this detailed article, he shares his financial journey from growing up in a low-income household to financial independence. About the author:Ā Anand studied E&C Engg, worked…

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How a young couple is trying to balance travelling and investing

In this edition of theĀ reader audit, Arka and Rupali share how they are trying to balance their personal aspirations like travelling and exploring new opportunities with their quest for financial independence. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the…

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My investment journey: from product-driven to process-driven

In this edition ofĀ the reader story, we meet 30-year old Phanindra. He explains how his style of money management changed from buying interesting or apparently useful products to building a robust goal-based investment strategy. This is the 31st such article published here. About this series: I am grateful to readers for sharing intimate details about…

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My investment journey: From random purchases to a goal-based portfolio

In this edition of theĀ reader story, we meet a DIY investor who has transformed his approach to money management from making random purchases to a focused goal-based portfolio. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are…

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I thought equity investing was a gamble but now aim to hold 60% equity for retirement

This time in the reader story we meet young Vidur who has just started his goal-based investing journey. His attitude towards mutual funds and equity investing has changed from “it is gambling” to “I want to hold 60% equity in my long term asset allocation”. About this series: I am grateful to readers for sharing…

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How we plan to achieve a retirement corpus 50 times our annual expenses

In this edition of the reader story, we meet a young couple who prefers anonymity. They share their money management journey and how they wish to achieve a retirement corpus 50 times annual expenses. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers….

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After 5 years of equity MF investing I feel confident about my retirement planning

Last year in ourĀ reader story series, we met 30-year old Rohit, whose early struggles led him, to start investing early in a goal-based manner. He has been kind enough to share an update on his finances – how he handled short term goals last year and why he feels confident about his retirement planning. About…

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How a fee-only financial planner helped me

In this article, a client shares how a SEBI registered investment advisor and fee-only financial planner (Swapnil Kendhe) helped him set his finances in order. Those wondering what to expect from a fee-only financial planner will benefit from this. The client prefers the pen name ā€˜safed pigeonā€™. About the advisor:Ā Ā Swapnil is a SEBI Registered Investment…

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I am 24 and started investing 1Y ago but what am I investing for?

This time onĀ reader stories we meet a 24-year-old budding lawyer who prefers the pseudonym Mr Rakmo Hurtak. He believes his investment strategy is ‘okay’ (for his age and circumstances) but has a curious problem. He is not satisfied with “wealth creation” and needs a goal for his investments! This is of course fantastic as a…

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