How I learnt to keep it simple and build a net worth 19 times my annual expenses

In this edition of theĀ reader story,Ā  we meet 27-year-old Pretorius. He shares his mistakes, his redefined goals and how he tries to focus on the big picture and keep things simple. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the…

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After ten years of MF investing Suhas is on track to achieve his financial goals

As regular readers may know, we publish an annual personal finance audit every December – our Ā 2022 audit was posted a few weeks ago. Since 2020 regular readers have been sharing their investment journey and portfolio reviews. Suhas was among the first to do this. He has graciously agreed to share the 3rd update on…

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A late (and flawed) start, but finally on track to financial freedom

In this edition of theĀ reader story, Gayatri takes us through her personal finance journey, and how she has gradually filled the gaps in her financial planning and is on track to achieving financial freedom. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers….

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From a net worth of Rs. 6000 to auto-pilot goal-based investing

In this edition of the reader story, Mr Alam provides the most detailed account of his financial journey: From a net worth of Rs. 6000 to auto-pilot goal-based investing. About this series:Ā I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are…

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My net worth grew 33% last year but my focus is goal-based investing

In this edition of the reader story, 30-year-old Mr Yo (name withheld on request) explains in detail how he has systematically structured his money management and how he tracks his financial goals. This is a follow-up to his previous audit: How I track financial goals without worrying about returns. About this series:Ā I am grateful to…

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Our journey: From scratch to a net worth of 18 times annual expenses

In this edition of theĀ reader story, 37-year-old Siva shares his financial journey from scratch in 2014 to a net worth of 18 times annual expenses. About this series:Ā I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked at the bottom…

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Share your personal finance journey with our community and inspire DIY investors!

We invite readers to share their personal finance journey as guest articles with our community.Ā  Your experience and lessons learned will serve as a great inspiration for the DIY investing community. If you prefer, the article will be published anonymously. We are grateful to readers for sharing intimate details about their financial lives for the…

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My journey: From Rs. 30 bank balance to financial independence

In this edition of theĀ reader story, we meet Anand Vaidya who had earlier explained how he used RBI Retail Direct to buy govt. bonds and create an income source. In this detailed article, he shares his financial journey from growing up in a low-income household to financial independence. About the author:Ā Anand studied E&C Engg, worked…

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How a young couple is trying to balance travelling and investing

In this edition of theĀ reader audit, Arka and Rupali share how they are trying to balance their personal aspirations like travelling and exploring new opportunities with their quest for financial independence. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the…

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My investment journey: from product-driven to process-driven

In this edition ofĀ the reader story, we meet 30-year old Phanindra. He explains how his style of money management changed from buying interesting or apparently useful products to building a robust goal-based investment strategy. This is the 31st such article published here. About this series: I am grateful to readers for sharing intimate details about…

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My investment journey: From random purchases to a goal-based portfolio

In this edition of theĀ reader story, we meet a DIY investor who has transformed his approach to money management from making random purchases to a focused goal-based portfolio. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are…

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