This is the archive of all our articles from readers detailing their investment journeys.
You too can share your investment journey in this section (anonymously if you wish). You do not need to be financially independent, a crorepati, or have experience to write your journey.
Just write down your relationship with money in chronological order. You do not need to include portfolio amt or investment details (you can if you are comfortable). Please write naturally without the use of AI.
This will inspire the DIY community, and most authors tend to get a better perspective on money management as a result.
There is no required format or age limit. English fluency is also not required — only a willingness to share and aid the community.
Contact us if you are interested. You can send the article to the email from which you respond.
PLEASE NOTE: WE WILL NOT OFFER ANY PERSONAL ADVICE ON YOUR PORTFOLIO.
In this edition of the reader story, we meet a 34-year-old who has achieved financial stability from humble beginnings. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can also access…
Continue reading →In this edition of the reader story, Sreekanth, who runs the personal finance blog ReLakhs.com, shares his investment journey. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can also access…
Continue reading →In this edition of the reader story, a 42-year-old doctor shares his journey to financial freedom. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can also access the full reader…
Continue reading →In this edition of the reader story, we meet a 37-year-old who started late but has made up for it and is on course to achieve financial independence. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at…
Continue reading →In this edition of the reader story, Sanjoy shares how he found his way in money management. Sanjoy’s earlier contributions: Financial Lessons Learned During and After a PhD The Road to Redemption: How I Overcame My Investment Mistakes Dealing with my investment fears and doubts About this series: I am grateful to readers for sharing intimate…
Continue reading →In this edition of the reader story, we meet someone who is starting over at 39. This is in response to my recent request on social media to share their investment journeys. We urge you to share your journey too (anonymously, like this piece, if you prefer). You can find details at the top of…
Continue reading →Hello friends! This is Avadhoot Joshi. I took my first Personal Finance Audit for the year 2020. After that, I review my personal finances in December each year. This is my 2021 audit: Why I redeemed from EPF to invest in Equity MFs. And this is my 2023 audit: I start this year debt-free with a 6.5X…
Continue reading →In this edition of the reader story, Rajkumar documents his path from early investing struggles to financial freedom and wisdom. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some of the previous editions are linked at the bottom of this article. You can also…
Continue reading →I am amazed to see a ton of videos advising youngsters to invest in their 20s; the sooner they start, the better it is for them. Compounding is the eighth wonder of the world, etc. Maybe all of that’s true. But I didn’t start investing in equities until I was 29. I am 34 today,…
Continue reading →In this edition of the reader story, “I am Tamil Selvan (name changed), 38 years old, working in the Gulf region for the last 16 years. I come from a simple farming family in Tamil Nadu. My father had taken on significant debt due to farming, and when I started earning in 2009 with a…
Continue reading →In Aug 2024, we published a reader story about a young earner’s journey to one crore and plans to build further wealth: Crossing the Million Mark: Our Journey to the First Crore. This is an update. About this series: I am grateful to readers for sharing intimate details about their financial lives, which benefits us all. Some…
Continue reading →In July 2023, we shared an interesting reader story about Shankar (not his real name), who had been burdened with debt for several years. He is now debt-free and rapidly building his equity portfolio. This was quite a different journey compared to an earlier story: My Journey to a Ten Crore Portfolio. As a follow-up,…
Continue reading →In this edition of the reader story, “Two years ago, I made a decision that reshaped my relationship with money, risk, and peace of mind. Last year, I shared how after losing six months’ worth of income in futures and options (F&O) trading, I stepped away from the chaos and adopted systematic investing. It wasn’t…
Continue reading →We recently received an interesting email, which is reproduced below with the author’s permission. “I have come across your work in the field of saving/investing for financial independence very recently. I come from a family of marginal farmers. Both my parents toil in the fields. For more than 30 years, they used to borrow money…
Continue reading →In this edition of the reader story, “If I were to describe my financial journey in one line, I’d say: It’s been a life of ordinary beginnings, supported by extraordinary people, and driven by quiet persistence.” About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of…
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