GameChanger is now available at Amazon: Paperback and Kindle

My second book, Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you want, co-authored with Pranav Surya is now available at Amazon as paperback (₹ 199) and Kindle (free in unlimited or ₹ 129 - you could read with their free app on PC/tablet/mobile, no kindle necessary). What does the book offer? This step by … Continue reading GameChanger is now available at Amazon: Paperback and Kindle

Should I Buy the Apple iPhone 7 With Cash or Using EMIs?

At the time of writing, the Apple iPhone 7 (Black, 32GB) costs Rs. 49,994 at Amazon. Should I  pay cash* or pay EMIs over 12 months at an interest rate of 13%?  This situation is quite common in life and there are interesting arguments for and against each option that cannot be justified with math. It also … Continue reading Should I Buy the Apple iPhone 7 With Cash or Using EMIs?

How I transferred my home loan from LICHFL to SBI and saved 12 Lakhs!

In this edition of "reader story", Ravi Kiran describes his experience of procuring a home loan from LIC Housing Finance (LICHFL) and then transferring it to SBI, thereby saving over Rs. 12 Lakh in interest. UPDATE: MD and CEO of MF Utility, V Ramesh will be joining Ashal and me at the PUNE DIY Investor … Continue reading How I transferred my home loan from LICHFL to SBI and saved 12 Lakhs!

Home Loan Transfer Calculator: Base Rate To MCLR Switch

Use this calculator to check the benefits (if any) associated with switching your home loan. Either from one bank to another or from base rate to MCLR (Marginal Cost of Funds based Lending Rate). This is an updated version of the Home Loan Transfer Calculator (Mortgage Refinance) with an ability to check benefits for (a) same EMI, lower … Continue reading Home Loan Transfer Calculator: Base Rate To MCLR Switch

Mobile Wallets in India: A comparison

Here is a comparison of charges, limits and key features of mobile wallets in India. This is a guest post byPranav Date - the guy singularly responsible for making the monthly returns calculation such as this possible: November 2016: Equity Mutual Fund SIP, Lump sum returns & capture ratios. The yapping below is mine. Pranav supplied … Continue reading Mobile Wallets in India: A comparison