Category: Debt and Credit

Excel Home Loan Amortization Schedule Template

Use this Excel-based template for creating an amortization schedule for your home loan. It allows you to visualize the monthly and yearly evolution of interest and principle components and the balance of the loan. Download Robo Advisory Template! Create a start to finish financial plan with the freefincal robo advisory template It can accommodate regular […]

Prepay Home Loan or Invest?

As someone who knows very little about home loans, the popularity of the titular question never fails to surprise me. Download Robo Advisory Template! Create a start to finish financial plan with the freefincal robo advisory template When this question was asked again in the facebook group, Asan Ideas for Wealth (AIFW), I learnt something […]

Before applying for a BIGGER home loan and buying a BIGGER house, read this

“This is a guest post from Abhinav Gulechha.  Abhinav is a Certified Financial Planner and writes at www.sohamfp.com. Views expressed are personal.” Download Robo Advisory Template! Create a start to finish financial plan with the freefincal robo advisory template ~~~~~~~~~~~~~~~~~~ In today’s credit-driven economy in which we live, one can buy anything provided you have the […]

How do you manage your debt?

This is a guest post by Jaina Shah (Co – Founder and Director – Credexpert). Credexpert is a credit and debt counselling company and has a team of industry experts who handhold individuals through their credit life cycle. Download Robo Advisory Template! Create a start to finish financial plan with the freefincal robo advisory template […]

Pay off home loan or invest for retirement? Calculate and find out!

Recently subra wrote an article on Payoff Mortgage or Invest…continued. Here is a calculator to fortify the argument Download Robo Advisory Template! Create a start to finish financial plan with the freefincal robo advisory template I have modified my financial freedom calculator to accommodate immediate lump sum investment to the lender to check if that […]