How to create your own financial freedom plan – Paisa Vaisa Podcast Part 2

I was invited as a guest on the Paisa Vaisa Podcast hosted by Anupam Gupta, a CA and equity research consultant. The podcast was co-hosted by CFP Anees Rao. In the first part, we had defined what exactly is financial freedom, why it is for everyone and why we need to replace conventional notions of retirement and pension…

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Why we need to forget about “pension after retirement” & focus on “financial freedom” – Paisa Vaisa Podcast Part 1

I was invited as a guest on the Paisa Vaisa Podcast hosted by Anupam Gupta, a CA and equity research consultant. The podcast was co-hosted by CFP Anees Rao. In the first part, we discuss what exactly is financial freedom, why it is for everyone and why we need to replace conventional notions of retirement…

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Beware of incorrect assumptions while planning for early retirement (FIRE)

As mentioned earlier, I am running a series of posts on financial independence and early retirement (FIRE). In the first part, we considered a set of thumb rules for FIRE with a calculator and android app. In the second part, we shall consider some of the popular yet incorrect assumptions associated with early retirement. A new and…

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Want to be financially free? Do not count on frugality! Worry about sequence of returns risk!

If you are someone who desires early retirement or you just want to save up enough to ensure income for a few years while you get your startup off the ground, then you probably should have come across* terms like frugality, FIRE, safe withdrawal rate = 4%, savings rate etc. These are some of the…

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FU Money Calculator: Are you ready to say goodbye to your employer?

“FU Money” represents the amount required for a person to stop being employed. She is then free to follow her passion and wait for it to generate an income without having to worry about expenses for at least a few years. Or the corpus could be large enough to generate an inflation-protected income for the rest…

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Early Retirement at 40s in India with financial independence: An Interview

Financial freedom seeker and early retiree, Balaji Swaminathan shares his experience in an extraordinarily forthright interview. Balaji retired in his 40s in India after having achieved financial independence. He explains how he planned his investments and when and how he decided that he was ready to retire. Ever since I wrote  a post on ‘Is…

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