Financial Planning Case Study: A complex asset-allocation decision

The top three personal finance blunders are, not saving enough for retirement; making too high an allocation to equity; and using high-fee financial products/services. Case studies help to illustrate how difficult these decisions are. About the author:  Avinash Luthria is Founder, Hourly-Fee Financial Planner & SEBI Registered Investment Adviser (RIA) at Fiduciaries. He was previously a Private…

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Planning for a child? Don’t forget these financial aspects!

In this article, author and content writer Smriti Tuteja discusses some financial aspects that couples should keep in mind while planning a family. About the author: Smriti is an author, artist, freelance content writer and avid reader. She quit her six-year-long IT career to embrace her love for writing. Her article – How much money…

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Can you review my MF portfolio? Are my return expectations correct?

A reader writes, “I am a 37-year-old investment professional. I have worked for large global financial institutions throughout my career. Most of my professional network unsurprisingly consists of other investment professionals. This might be counterintuitive to many, but I have known some exceptional professional money managers who are rather average at managing their personal investments….

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Why it makes sense to become a defensive (passive) investor

In this article, SEBI registered fee-only advisor Swapnil Kendhe explains why it makes sense for most of us to become defensive (passive) investors. About the author: Swapnil is a SEBI Registered Investment Advisor and part of my fee-only financial planners’ list. You can learn more about him and his service via his website, Vivektaru. In the recently conducted…

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Portfolio Audit 2021: How my goal-based investments fared this year

I evaluate my retirement portfolio’s performance and my son’s future portfolio in a personal finance audit each year. This is the ninth edition. Published since 2013, these audits provide a sense of accountability and ensure I do not fall prey to fear of missing out, preventing bad investment decisions. I am proud and delighted that…

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