Skip to content

freefincal

Menu
  • Start Here
  • About
  • Robo Advisor
  • Portfolio Tracker
  • Join our investor circle!
  • Search
  • Learn how to manage your portfolio
  • Build Income Streams!
  • Screeners
    • Equity MF screener
    • Debt and Hybrid MF Screeners
    • Stock Screener
    • Index Fund Screener
    • NPS Screener
    • ETF Screener
  • Tools
    • Portfolio Review Tool
    • Tactical Buy/Sell
    • Nifty PE Tool
    • Mutual Portfolio Comparison

Category: Reader Story

This is the archive of all our articles from readers detailing their investment journeys.

You too can share your investment journey in this section (anonymously if you wish). You do not need to be financially independent, a crorepati, or have experience to write your journey.
Just write down your relationship with money in chronological order. You do not need to include portfolio amt or investment details (you can if you are comfortable).
This will inspire the DIY community, and most authors tend to get a better perspective on money management as a result.
There is no required format or age limit. English fluency is also not required — only a willingness to share and aid the community.

Contact us if you are interested. You can send the article to the email from which you respond.

PLEASE NOTE: WE WILL NOT OFFER ANY PERSONAL ADVICE ON YOUR PORTFOLIO.

How I transferred my home loan from LICHFL to SBI and saved 12 Lakhs!

Published on February 10, 2017 / By M. Pattabiraman Twitter: @pattufreefincal / 22 Comments

In this edition of “reader story”, Ravi Kiran describes his experience of procuring a home loan from LIC Housing Finance (LICHFL) and then transferring it to SBI, thereby saving over Rs. 12 Lakh in interest. UPDATE: MD and CEO of MF Utility, V Ramesh will be joining Ashal and me at the PUNE DIY Investor…

Continue reading →

Reader Story: Are you sure you can be a DIY investor?

Published on March 29, 2016 / By M. Pattabiraman Twitter: @pattufreefincal / 15 Comments

This is a guest post by Butun Mohapatra. When he posted his experience with a SEBI registered fee-only financial planner at FB group, Asan Ideas for Wealth, Vivek Vishwanathan suggest that it be published here. Butun immediately agreed and turned in a draft in just a few hours! Let us find out what Butun wants us…

Continue reading →

Reader Story: Arise, Awake and DIY!

Published on January 15, 2016 / By M. Pattabiraman Twitter: @pattufreefincal / 20 Comments

This is a guest post by one of the earliest freefincal readers, Anish Mohan.  In 2001, Anish, a profound believer in Swami Vivekananda abandoned his romance for communism and took up a job in the Indian software industry, where he witnessed the good days of post-liberalisation era, punctuated with events of the 2008 global crash. In…

Continue reading →

Posts pagination

« Previous 1 … 10 11
Join 3000+ members and learn how to reach your financial goals like a pro with peace of mind!
Achieve your financial goals regardless of market conditions! Sign up for our lectures on goal-based portfolio management and join our exclusive community. The 1st lecture is free!

Search freefincal for articles + tools

Choose a topic and read all posts!

Build Passive Income!

How to earn one lakh a month passive income?

Passive Income Automation: An Example

How to turn your social media comments into passive income!

Passive income examples that work in more ways than one!

Passive income is a crucial part of your retirement plan: How to get started

Get commission-free professional help!

List of Fee-only Financial Planners More than 1000 community members are working with them!

Recent Posts

  • The Rent vs. Buy Debate: Why Excel Sheets Fail in Real Life February 4, 2026
  • Stocks with low volatility and momentum for Feb 2026 February 4, 2026
  • Financial Freedom Stories Are Everywhere, But Are They Helping You Plan Your Own? February 3, 2026
  • Can I start buying stocks after four years of MF investing? February 2, 2026
  • Budget 2026: Sov Gold Bonds Tax free only for original Subscribers if held to maturity February 1, 2026

Robo Advisory Tool!

Create a start-to-finish financial plan with the freefincal robo advisory tool!

Most Popular Content

What we can learn from Petrol, Diesel historical price inflation data

Do not expect returns from mutual fund SIPs! Do this instead!

Do Not Invest Rs. 50,000 in NPS for additional tax saving benefits

Learn More About Us

We do not provide investment advice!

  • Terms of Service
  • Policies and Standards
  • About Freefincal
  • About M Pattabiraman, our Founder, Editor and Primary Author
  • Privacy Policy
  • Site map for users

Contact Freefincal

To get in touch via email, use this contact form.

Note: We do not accept paid/free guest post requests. We do not work with professional content writers or marketing agencies. We do not participate in link exchanges or brand campaigns  Such emails will be discarded.

Address
Bhaskarapuram, Mylapore, Chennai, Tamil Nadu 600004

What our readers and users say!
⭐ ⭐ ⭐ ⭐ ⭐ Our Google My Business Rating is 4.9 stars! Check our reviews!

News Media Presence of M Pattabiraman and freefincal

Explore our resources

  • Plumbline: Handpicked Mutual funds
  • Get our free e-books!
  • Watch Pattabiraman’s Talks

 

Follow Us

  • Google News
  • Twitter @freefincal
  • Facebook
  • RSS Feed
  • Pinterest
  • Feedly
  • Linkedin Company Page
  • Reddit Community
  • WhatsApp Channel

SEBI has published our financial tools!

  • Financial Health Check
  • Calculators

Subscribe to our YouTube channel and explore 1200+ videos on money managment and financial planning.

Join our courses!
Increase your income by getting people to pay for your skills! (700+ members!)

Learn how to manage your portfolio regardless of market conditions! (3000+ members!)

This is our 11Y+ old curated list of SEBI registered Flat Fee-only Financial Planners – 1000+ members of our community work with them.

Search the site