This is the archive of all our articles from readers detailing their investment journeys.
You too can share your investment journey in this section (anonymously if you wish). You do not need to be financially independent, a crorepati, or have experience to write your journey.
Just write down your relationship with money in chronological order. You do not need to include portfolio amt or investment details (you can if you are comfortable). Please write naturally without the use of AI.
This will inspire the DIY community, and most authors tend to get a better perspective on money management as a result.
There is no required format or age limit. English fluency is also not required — only a willingness to share and aid the community.
Contact us if you are interested. You can send the article to the email from which you respond.
PLEASE NOTE: WE WILL NOT OFFER ANY PERSONAL ADVICE ON YOUR PORTFOLIO.
We received an interesting email from Mr Rangarajan a few days: “When I read your article about pension, I remembered my father’s situation. When he was an advocate earning Rs 1,000 per month in 1934, he joined judicial service on a payment of Rs 250 per month”. This is the financial journey (1923-1983) of a…
Continue reading →In this edition of the reader story, we meet 27-year-old Pretorius. He shares his mistakes, his redefined goals and how he tries to focus on the big picture and keep things simple. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the…
Continue reading →As regular readers may know, we publish an annual personal finance audit every December – our 2022 audit was posted a few weeks ago. Since 2020 regular readers have been sharing their investment journey and portfolio reviews. Suhas was among the first to do this. He has graciously agreed to share the 3rd update on…
Continue reading →In this edition of the reader story, Gayatri takes us through her personal finance journey, and how she has gradually filled the gaps in her financial planning and is on track to achieving financial freedom. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers….
Continue reading →In this edition of the reader story, here is a short account of a person who achieved financial independence and quit his corporate job by age 46. For the last two years, he has been enjoying his FIRE status and working on select assignments. About this series: I am grateful to readers for sharing intimate details…
Continue reading →In this edition of the reader story, Mr Alam provides the most detailed account of his financial journey: From a net worth of Rs. 6000 to auto-pilot goal-based investing. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are…
Continue reading →In this edition of the reader story, 30-year-old Mr Yo (name withheld on request) explains in detail how he has systematically structured his money management and how he tracks his financial goals. This is a follow-up to his previous audit: How I track financial goals without worrying about returns. About this series: I am grateful to…
Continue reading →In this edition of the reader story, we meet Suresh Murugan. In Dec 2019, Suresh shared his first financial audit with us: I met with an accident the day I got married and learned key money lessons. Since then, Suresh’s life has changed for the better significantly. He published an update in Oct 2021: I felt…
Continue reading →In this edition of the reader story, 37-year-old Siva shares his financial journey from scratch in 2014 to a net worth of 18 times annual expenses. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked at the bottom…
Continue reading →In May 2021, we carried a reader story by Mr G – My net worth doubled in the last financial year thanks to patient investing! Mr G has kindly consented to provide an update and explain how the following financial year was one in which he achieved “investing nirvana”. About this series: I am grateful to…
Continue reading →We invite readers to share their personal finance journey as guest articles with our community. Your experience and lessons learned will serve as a great inspiration for the DIY investing community. If you prefer, the article will be published anonymously. We are grateful to readers for sharing intimate details about their financial lives for the…
Continue reading →In this edition of the reader story, we have a father and son combination sharing the journey of how the son followed his passion and bagged his dream job. They both prefer anonymity. About this series: We all appreciate the importance of a higher income but increasing our income is not easy. It requires time, effort,…
Continue reading →In this edition of the reader story, we meet Anand Vaidya who had earlier explained how he used RBI Retail Direct to buy govt. bonds and create an income source. In this detailed article, he shares his financial journey from growing up in a low-income household to financial independence. About the author: Anand studied E&C Engg, worked…
Continue reading →In the last edition of the reader story, we met Arka and Rupali, a young couple, trying to balance travelling and investing. In this article, they share more details on how to manage our travelling dreams within our income. So, you want to travel?? Are you thrilled by that picture-perfect sunset by the Maldives sea, the…
Continue reading →In this edition of the reader audit, Arka and Rupali share how they are trying to balance their personal aspirations like travelling and exploring new opportunities with their quest for financial independence. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the…
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