Let us face it! Most of us hold too many mutual funds! Either we started with Rs. 1000 SIP in five funds or we saw new "good funds" and decided to "have some exposure to it", or we stopped investing in underperformers but left the investment in the old fund untouched. After a few years, our … Continue reading Holding too many mutual funds? Easily trim your portfolio with these simple steps →

Here is a personal financial self-evaluation checklist that can be used by beginners and veterans alike. It will help you organise your finances systematically and you go can well beyond these Five changes It has been developed from how to Conduct a Personal Financial Audit and my own audits which are done each December (see last years for … Continue reading Download A Personal Finance Self-Evaluation Checklist →

Somethings never change! When the markets are moving up, everyone wants a piece of the action. When it starts to move down, they get restless and start complaining about lack of returns. The problem is (1) lack of a clear purpose behind the investment and (2) wrong expectations.  I have Rs. 500 SIP running in … Continue reading Lessons from my SIP in Sundaram Select Midcap Fund →