Holding too many mutual funds? Easily trim your portfolio with these simple steps

Let us face it! Most of us hold too many mutual funds! Either we started with Rs. 1000 SIP in five funds or we saw new "good funds" and decided to "have some exposure to it", or we stopped investing in underperformers but left the investment in the old fund untouched. After a few years, our … Continue reading Holding too many mutual funds? Easily trim your portfolio with these simple steps

Download A Personal Finance Self-Evaluation Checklist

Here is a personal financial self-evaluation checklist that can be used by beginners and veterans alike. It will help you organise your finances systematically and you go can well beyond these Five changes It has been developed from how to Conduct a Personal Financial Audit and my own audits which are done each December (see last years for … Continue reading Download A Personal Finance Self-Evaluation Checklist

Lessons from my SIP in Sundaram Select Midcap Fund

Somethings never change! When the markets are moving up, everyone wants a piece of the action. When it starts to move down, they get restless and start complaining about lack of returns. The problem is (1) lack of a clear purpose behind the investment and (2) wrong expectations.  I have Rs. 500 SIP running in … Continue reading Lessons from my SIP in Sundaram Select Midcap Fund

Five short videos from the freefincal youtube channel

Some readers may be aware that I have a youtube channel with about 2000 subscribers. I have finally overcome my laziness to make short 3-4 minute videos as suggested by several readers in the past. Here are four of them. Will try and do more in the coming weeks. Before we begin, this is the … Continue reading Five short videos from the freefincal youtube channel

How to close your loans and live debt-free

Follow these simple steps to learn how to close your loans and live debt-free. This week in ₹e-assemble, we shall discuss one of the most important money management problems for young earners - handling debt. You will be surprised as to how many people in their 20s and 30s nurse huge credit card debts, personal … Continue reading How to close your loans and live debt-free