How young earners are coming to terms with the reality of recession
How young earners are coming to terms with the market crash and the possibility of a weak future
Continue reading →Category: Young Earner
This is the archive of all our articles related to how young earners can manage their money easily
Unable to implement what you read about investing? Try this method
If you have trouble remembering and implementing what you read about investing, try the reading method explained by Venkatesh Jayaraman in this free ebook
Continue reading →11 Investment mistakes newbies should avoid in 2020!
SEBI registered investment advisor Sriram Jayaraman discusses 11 Investment mistakes newbies and young earners should avoid in 2020!
Continue reading →Starting trouble in personal finance? Try Venkatesh Jayaraman’s free ebook!
If you would like to start managing your money in a better way but are suffering from starting trouble, this free ebook can help you get going!
Continue reading →Atal Bimit Vyakti Kalyan Yojana: Will this help if you become unemployed?
The Atal Bimit Vyakti Kalyan Yojana is a new unemployment insurance scheme. Will this provide enough relief if we lose our jobs? Let us find out how the scheme works, its benefits and features
Continue reading →Beginner’s Guide to Personal Finance: A free e-book by Vinay Rai
This is a free e-book for absolute beginners and newbies to personal finance by Vinay Rai. Young earners and those who wish to organise their personal finances can use this book as a “starter kit” and begin 2020 with confidence
Continue reading →Annual subscription at a discount vs monthly subscription: which is better?
Many online products and services can be renewed monthly or annually. The annual fee is considerably lower than the sum of the monthly fees over a year. Does it always make sense to take the discount and pay annually? Let us find out.
Continue reading →Want to save tax for the first time? Tips to avoid mistakes!
If you are going to save tax for the first time this financial year, here are some simple tips to avoid mistakes that may permanently damage your finances.
Continue reading →Can I get rich only if I spend less and deprive myself of Life’s Pleasures?
When I tell people that I managed to invest close to three times of what I spend each month for the last ten years and this is key to becoming financial independence, there is a similar-sounding comment or question: If I invest so much, when will I spend money on the things that I love? When…
Continue reading →Free e-book: Mutual Fund FAQ 100 essential Q & A for new investors!
Dear reader, this is a compilation of 100 questions that new investors in mutual funds should first ask and then seek answers. Unlike a conventional FAQ that deals with technical aspects on mutual funds like, what is NAV; what is the purchase cut-off time etc. the focus here is to ask questions that will make…
Continue reading →Can I afford that new phone/bike/car? Here is a simple way to find out!
Are you worried if you can afford that new phone or bike or car? Feeling guilty and tempted at the same time? Here is a simple way to find out affordability & organises finances so that you can responsibly buy stuff you love! Every time I got to a corporate money management session, I always…
Continue reading →Holding too many mutual funds? Easily trim your portfolio with these simple steps
Let us face it! Most of us hold too many mutual funds! Either we started with Rs. 1000 SIP in five funds or we saw new “good funds” and decided to “have some exposure to it”, or we stopped investing in underperformers but left the investment in the old fund untouched. After a few years, our…
Continue reading →Download A Personal Finance Self-Evaluation Checklist
Here is a personal financial self-evaluation checklist that can be used by beginners and veterans alike. It will help you organise your finances systematically and you go can well beyond these Five changes It has been developed from how to Conduct a Personal Financial Audit and my own audits which are done each December (see last years for…
Continue reading →Lessons from my SIP in Sundaram Select Midcap Fund
Somethings never change! When the markets are moving up, everyone wants a piece of the action. When it starts to move down, they get restless and start complaining about lack of returns. The problem is (1) lack of a clear purpose behind the investment and (2) wrong expectations. I have Rs. 500 SIP running in…
Continue reading →How to close your loans and live debt-free
Follow these simple steps to learn how to close your loans and live debt-free. This week in ₹e-assemble, we shall discuss one of the most important money management problems for young earners – handling debt. You will be surprised as to how many people in their 20s and 30s nurse huge credit card debts, personal…
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