This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money market funds, banking and PSU funds etc. The credit quality of the bonds in the portfolio and the bond maturity profile…
Continue reading →In this article, we present the results of a performance analysis of small cap mutual funds compared to the Nifty Smallcap 250, NIfty MIdcap 150 and Nifty Next 50 total returns index. We discuss if it is worth investing in small cap mutual funds. We had recently reported that active mid cap mutual fund managers…
Continue reading →Chitra asks, “Dear Pattu Sir, I have just started my mutual fund investment journey with a SIP in UTI Nifty index fund. I see many investors talk about Nasdaq 100 or S&P 500 funds, but I feel that they are not necessary. Can you please an article about this topic?” The short answer to, “do…
Continue reading →A viewer on our YouTube channel asks, “Sir, How can I identify my risk appetite. Please let me know the list of points to consider while deciding asset allocation. Thanks.” Many investors believe their risk appetite falls under three categories: low, medium and risk. They also assume risk appetite refers to “how much risk we…
Continue reading →This is a passive fund screener based on tracking error and return difference wrt benchmarks. The screener will help a user evaluate how efficiently an index fund has tracked its underlying benchmark. It will also help a understand how tracking a midcap index or the Nifty 100, 500 is quite different from tracking the Sensex…
Continue reading →The March 2020 crash has been a turning point for midcap stocks. The stock universe represented by Nifty Midcap 150 was on the downtrend from early 2018 has zoomed past Nifty 50 and Nifty Next 50 indices. Long-term Nifty Midcap 150 TRI returns (including dividends) are higher than Nifty Next 50 TRI returns for the…
Continue reading →Leading sports nutritionist Rohini Raman shares her career journey this week. She hopes it will inspire other women to not give up at any age and stage of their life. About this series: We all appreciate the importance of a higher income but increasing our income is not easy. It requires time, effort, sacrifice, dedication and…
Continue reading →Health insurance is a tricky business. Unlike life insurance, a health insurance policyholder is likely to make multiple claims over a lifetime. This means health insurers have to be careful about who they insure else profits would suffer. However, if they are too strict, then again profits would suffer. The alternative is to share the…
Continue reading →The freefincal Equity Mutual Fund Performance Screener (October 2021) is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our two courses:…
Continue reading →Thanks to effective industry propaganda, many investors believe that mutual fund managers in the mid cap space can easily beat a mid cap benchmark. In this article, we bust this myth with rolling returns and trailing results comparison of active mid cap mutual funds with Nifty Midcap 150 TRI. First, let us compare trailing returns…
Continue reading →Abhishek asks, “Dear pattu sir, how many mutual funds are necessary to build a portfolio? I would like to build a long-term minimalistic but diversified portfolio”. Ironically, context is often the first casualty in personal finance discussions. If you go to Facebook group Asan Ideas for Wealth and announce, “I am holding ten mutual funds”,…
Continue reading →Many investors make the mistake of believing what seems logical will actually work in the stock market! Take the case of buying on market dips. Many believe if they invest a lump sum when the market has fallen, they would make more returns and consider this a form of market timing (it is not!). This…
Continue reading →In this article, let us discuss how much equity one should hold in an investment portfolio after early retirement and how will it differ from normal retirement. Equity exposure after retirement is a tricky business and requires careful consideration, the primary being, what is the retirees’ experience with capital markets? Today we have retirees mis-buying equity…
Continue reading →In this episode of how I increased my income, we meet a marketing associate who runs a dance school. Eager to try new things, she efficiently balances home, office, friends, family, and passion. About this series: We all appreciate the importance of a higher income but increasing our income is not easy. It requires time, effort,…
Continue reading →Here is a list of stocks with low volatility and momentum for October 2021 from the Nifty 100. You can also get the historical data from March 2019 to October 2021. We filter Nifty 100 for (1) positive 1-year return, (2) positive six-month return, (3) price > 200-day moving average, (4) 50% of daily positive…
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