A Beginner’s Guide To Make Your Money Dreams Come True!

What if you could make your money dreams come true by creating a simple, but suitable investment plan and set it on auto-pilot?  Then you could focus on the things that you love without worrying about the future financial needs of your family 🙂you-can-be-rich-too

Two personal finance bloggers, with ~ 8 million site views between them, present a book that will help you ask the right questions about money management and create personalised answers!

Published by CNBC TV 18, YOU Can Be Rich TOO with goal based investing is a crisp non-technical description of money management meant for beginners and young earners to quickly understand the basics and implement them.

What is this book about?

Whether you are a new investor or a senior do-it- yourself investor or an investor taking the help of advisors, you need a financial plan. This plan allows you to

  • identify your destination,
  • chart a route,
  • commence your journey,
  • identify milestones in the journey.

This book discusses simple ways to create such a goal-based financial plan to make you rich!

Watch a two-minute video explaining what the book contains and how it can be useful for you

What does the book contain?

Chapters to help you ask the right questions!you-can-be-rich-too
# Where are you today
# Where do you want to go?
# What resources do you have?
# How much risk can and will you bear?
Get simple solutions!
# Create an investment plan
# Select suitable investment products

Detailed Mutual Fund Selection Guides
# Select the right Life & Health Insurance products
# Avoid mistakes
# and much more …
There are 9 online calculators!
Use them to create your custom investment solutions and track them!

Who should read this book?

As mentioned above, this book is a crisp non-technical description of money management and does not contain a single equation!
It is meant for beginners and young earners to quickly understand the basics and implement them.
The book also caters to experts who will find the sections on mutual fund selection; portfolio construction; and the online calculators useful.

About the Authors

subraPV Subramanyam (Subra) is the CEO of Subramoney, a financial blog that hopes to simplify finance and ask the right questions. An accountant by qualification and a lawyer by training, he has spent his time in the trenches of the financial services industry and has conducted over 1000 training and financial communication sessions across the country for general and specialised audiences. His first book, ‘Retire Rich – Invest Rs. 40 a day, has sold upwards of 150,000 copies so far.

M. Pattabiraman (pattu) is an associate professor at the Indian Institute pattu-600dpiof Technology, Madras. He publishes ‘how-to’ articles (often the solutions for Subra’s questions), research and posts open-source calculators on personal finance, mutual funds and stocks on his blog, freefincal.com.

What Readers Say?

Excerpts from a few Amazon reviews:

  • “You will not come across any better no-nonsense authors in personal finance space in India. Totally recommended.
  • Simple and powerful This book empowers the reader with the concepts in easy to understand & simple form. Those who have been reading blogs of both authors would know that they are not only good with finance domain but also have a knack of simplifying the methods of investing for their readers. This book by them is a gem of financial knowledge for people who are starting to invest or want to get better at it. The presentation and the thought process with calculators is extremely powerful.The book should be read & calculators used simultaneously to understand the concepts well. The calculators when used with real inputs will show you where you are & where you need to reach for each of your goals. Don’t ignore these numbers.Learnings from Chapters 7 to 11 will help you avoid going off path & saving your money from financially hazardous products. With discipline & right approach suggested here you wouldn’t need a financial advisor to build wealth.
  • This is the perfect book on personal finance. Very nicely explained about taxation about debt mutual fund. Topics like early investing and asset allocation are very well explained. – Mahesh Deshmukh
  • Highly Recommended For anyone who wishes to take control of his/her finance this book is a must read. Very simply put, even an amateur in finance will be able to understand and implement. The author genuinely attempts to inculcate the habit of investing among the people who have the ability to invest but refrain from doing it, either due to lack of time , interest or understanding!. The message from the book is ” Investment done without setting a goal/ objective is like leaving for a trip without knowing the destination, not every time the end result will be promising. Hence, it’s important to invest in a planned & disciplined manner.” A read is highly recommended ????
  • A must book for everyone who wants to take control of personal finance. Nice explanation of how a debt mutual fund works. Bonds trading and indexation benefits in high inflation years were something new I learnt. After reading this book you will be able to easily choose any funds, because you will know what that fund does or how that fund works  

Read all reviews here: Amazon Reviews

Want to read a sample chapter?

Where can I buy the book?

you-can-be-rich-tooAmazon Rs. 375
Kindle (Rs 244.30)

Infibeam ₹ 280 with Coupon BS10

Googe Play Books App Store (₹ 244.30)

Want to conduct a sales-free "basics of money management" session in your office?
I conduct free seminars to employees or societies. Only the very basics and getting-started steps are discussed (no scary math):For example: How to define financial goals, how to save tax with a clear goal in mind; How to use a credit card for maximum benefit; When to buy a house; How to start investing; where to invest; how to invest for and after retirement etc. depending on the audience. If you are interested, you can contact me: freefincal [at] Gmail [dot] com. I can do the talk via conferencing software, so there is no cost for your company. If you want me to travel, you need to cover my airfare (I live in Chennai)

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Do check out my books

You Can Be Rich Too with Goal-Based InvestingYou can be rich too with goal based investing

My first book is meant to help you ask the right questions, seek the right answers and since it comes with nine online calculators, you can also create customg solutions for your lifestye!Get it now.  It is also available in Kindle format.

Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You Want

Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you want My second book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at low cost! Get it or gift it to a youngearner

The ultimate guide to travel by Pranav Surya

Travel-Training-Kit-Cover This is a deep dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step.  Get the pdf for ₹199 (instant download)

Create a "from start to finish" financial plan with this free robo advisory software template

Free Apps for your Android Phone

All calculators from our book, “You can be Rich Too” are now available on Google Play!
Install Financial Freedom App! (Google Play Store)
Install Freefincal Retirement Planner App! (Google Play Store)
Find out if you have enough to say "FU" to your employer (Google Play Store)

About Freefincal

Freefincal has open-source, comprehensive Excel spreadsheets, tools, analysis and unbiased, conflict of interest-free commentary on different aspects of personal finance and investing. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. We do not accept sponsored posts, links or guest posts request from content writers and agencies.

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Your thoughts are vital to the health of this blog and are the driving force behind the analysis and calculators that you see here. We welcome criticism and differing opinions. I will do my very best to respond to all comments asap. Please do not include hyperlinks or email ids in the comment body. Such comments will be moderated and I reserve the right to delete the entire comment or remove the links before approving them.