For decades, a “stable job” has been a cornerstone of financial planning in India. Parents encouraged their children to seek government jobs or corporate careers with gratuity, provident funds, and bonuses.  But as times have changed, so have aspirations and economic realities. Today, freelancing—working independently without being tied to a single employer—is no longer just…

On Tamil New Year’s Day, we (freefincal and OfSpin Media Friends) are happy to launch the Tamil edition of the Let’s Get Rich With Pattu Podcast. Renowned podcaster and narrator Deepika Arun joins us as host. You can explore more of her work here: kadhaiosai.com and KadhaiOsaiTamilAudioBooks (YouTube). Let’s Get Rich with Pattu, produced by…

Including one or more passive income sources in our retirement plan is crucial. It not only enhances our income and minimizes the risk of investments in the capital market but also helps us stay active and nimble—a strategy for achieving it. Passive income refers to any income source that requires minimal maintenance of the actual…

We are happy to announce the launch of a simple plotting tool to compare any two-time series – mutual funds, indices, stocks, gold, oil – any data set with dates and values. The tool is now part of our freefincal investor circle. Rolling return (lump sum and SIP) calculators along with multiple mutual fund analysis…

In this article, CA Karan Batra shares seven practical and successful ways to make money through a blog based on his extensive experience. If you want to get started in this direction, check out some resources at the end of the article. About the author: Karan Batra is a chartered accountant and is regularly featured…

In this article, we discuss one of the most common questions in various member forums:  how can I use blogging (or vlogging) as an income source?. This reminds us of parents who ask, “what is the scope for X degree?” What they mean is, “will my child get a nice fat salary if she pursues…

Many advisors and personal finance enthusiasts believe that “Indians are not ready to pay for financial advice”; “products and associated advice should be “pushed” with incorrect expectations ” and the like. Nothing could be farther from the truth. Indians (like any other person from any other country and like any other sensible buyer) are more…

In this article, Santhosh explains that it is not a crime to want to make more money and why it could be beneficial! This might seem astonishing to a younger audience, but the ground reality is too many people around us have a “money is evil and wanting more is wrong” mindset. A few months…

In this episode of how I increased my income, we meet Zubin Ajmera who managed to make Rs. 12 lakhs with a side hustle since the lockdown. In this article, he explains the steps needed to start a side hustle and the mindset required to be successful in it. About this series: We all appreciate the importance of…

Every week we receive questions related to our articles on side-hustle and passive income. There is one common thread to many of these questions. Readers appreciate the importance of building multiple income streams for retirement but don’t know where to start. So they ask what is the best niche or the most profitable niche for…

Leading sports nutritionist Rohini Raman shares her career journey this week. She hopes it will inspire other women to not give up at any age and stage of their life. About this series: We all appreciate the importance of a higher income but increasing our income is not easy. It requires time, effort, sacrifice, dedication and…

In this episode of how I increased my income,  we meet a marketing associate who runs a dance school. Eager to try new things, she efficiently balances home, office, friends, family, and passion. About this series: We all appreciate the importance of a higher income but increasing our income is not easy. It requires time, effort,…

We have an incredible rag to riches story in this episode of “how I increased my income”.  If ever we needed proof that it is possible to change our social station by grit, sacrifice and perseverance, this is it. About this series: We all appreciate the importance of a higher income but increasing our income…

In this episode of “how I increased my income with side-hustles”, we meet Apoorva, who followed her passion and built a successful book club for children on Facebook. About this series: We all appreciate the importance of a higher income but increasing our income is not easy. It requires time, effort, sacrifice, dedication and opportunities….