Analysis: Index PE based Mutual Fund SIP Investing

Here is an analysis of a mutual fund SIP investment in which purchases are systematically ‘timed’ using an index PE. I made this analysis following the suggestion of ET Wealth analyst/columnist Dr. Narendra Nathan (@drnarendranET) after (or amidst!) some fierce discussion over the usefulness of the SIP. The SIP is a useful way to invest…

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How Mutual Fund Upside and Downside Capture Ratios are calculated

Upside and Downside capture ratios are easy-to-understand mutual fund performance measures. Consistent downside capture ratios can be combined with consistent returns (try the mutual fund screener) to select and review mutual funds. Regular reader may be aware that I am a fan of the downside capture ratio. In this post, I present a video that describes how these…

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Sukanya Samriddhi Yojana vs PPF: An Illustration

Here is an illustration of Sukanya Samriddhi Yojana vs. PPF when used for a girl child’s education goal. It also serves to understand why liquidity is more important than higher interest rates. Update:  Current Sukanya Samriddhi Yojana rate is 8.3% and current PPF rate is 7.8% (the same 0.5% difference as assumed in the article).  This does…

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MFU Online: How to buy and sell direct mutual funds using MF Utility Portal

MF Utility is a free “Transaction Aggregating Portal” run about 25 AMCs jointly. It allows users to invest in direct mutual fund plans. Here is a step-by-step user guide prepared by Anish Mohan to buy and sell direct mutual funds using the MF Utility portal. If you are thinking about getting an MF Utility account,…

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The trouble with closed-ended equity mutual funds

Closed-ended equity mutual fund NFO started cropping up frequently a little before the 2014 Lok Sabha elections. They represent the efforts of AMC and distributors to lock-in AUM and therefore, profits regardless of market volatility. I had earlier written about why one should not invest in closed-ended mutual funds from a financial goal planning point of…

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Your online mutual fund investment platform is not free!

Your online mutual fund investment platform is not free! Be it a bank or an online distributor, why on Earth would someone offer you a robust platform for transaction convenience and consolidation for free?! A little background before we dig in: It is raining Direct mutual fund portals! As people start discussing the fees these…

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ORO Wealth: Yet another Direct mutual fund investment portal!

It is raining direct mutual fund investment portals! First MF Utility Online platforn went live. Then we heard of Invezta, Unovest (launching soon), BharosaClub(open) and ORO Wealth (went live last week). More are in the works!! Here are the details of ORO Wealth portal along a comparison of its features with MF Utility, Invezta and Bharosa…

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