This is an update of the rolling return and rolling risk calculator. Download this to check how consistently a fund has beat its benchmark in terms of return and risk. New AMCs, New fund names (open-ended) have been added to this sheet. You can download the sheet from the link below.  Did you know I…

In a move that caught investors (like me) by surprise, Mirae Asset announced that with effect from 1st May 2019, Mirae India Equity Fund (a multi-cap fund) will become a large cap fund. In this article, I discuss the performance of this fund and what old and relatively new investors in this fund should do….

Many mutual fund SIP buyers and sellers incorrectly believe that SIP is a disciplined form of investing that reduces market risk because it averages the cost of purchase. In part 2 of “this is how a real market crash “feels” like“, let us travel with a SIP started ten years apart and see for ourselves…

Don’t be fooled by those who stand to profit from your investments!  SIP is NOT systematic investing! Starting a mutual fund SIP and continuing it through market ups and down has nothing to do with systematic investing. Buying mutual fund units on the same of day of each month is automation. It has nothing to…

ETMoney is an app which lets you invest into Mutual Fund Direct Plans without any commission or fees (as on date). To start investing in Mutual Funds you need to complete one time central KYC process as per SEBI guidelines. This KYC is valid across all platforms so even if you don’t want to invest…

In this article, I compare, category-wise, ten-year ULIP returns vs mutual fund returns. ULIPs are currently being sold as a “better alternative” to mutual funds because they are tax free. Investors by looking at the ULIP returns shown below must recognize the huge difference between the best and worst performer in each ULIP category. Since there is…

A new mutual fund investor has to verify ID and address proof. This is known as KYC or Know Your Customer. Here is how you can do online KYC using Paytm money. The facility of online KYC is crucial for direct mutual fund investors who are too busy to visit an AMC office or CAMs…

Here are 18 mutual funds with better than index return & lower than index risk over the last 1,2,3,4 and 5 years! I have calculated this with trailing returns and trailing standard deviation (a measure of volatility) using the freefincal equity mutual fund consistency screener. This is an alternative way of short-listing mutual funds. However,…