Creating a Retirement Portfolio: How to Determine the Right Equity Allocation

Asking us, “How much equity should I hold after retirement?” is a common concern for many nearing retirement. However, it is challenging to provide a definitive answer as it varies from person to person. Nevertheless, it is crucial to address this question well before retirement, considering the potential risks and planning accordingly, rather than waiting…

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Is there any proof small cap mutual funds would outperform in the long term?

Every time stocks in the small cap universe move up prominently, interest in small cap mutual funds and confidence in this sector zoom up even more. Notions like “A small cap mutual fund will beat all other categories (and indices) over the long term” start making the rounds among gullible young earners who naively believe…

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Will my gains reduce if I invest more in my small cap mutual fund?

A reader asks, “I initially invested 1.5 lakh rupees in a Smallcap mutual fund category two years ago and haven’t added any more funds since. I’m contemplating whether to resume investing in my existing fund or consider a new smallcap fund”. “I’m interested in understanding the advantages and disadvantages of both options. It’s worth noting…

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