Ten Years of Mutual Fund Investing: My Journey and lessons learned

On 19th June 2008, I started investing in mutual funds. These ten years have changed the way I look at risk and even day to day money management. This is my story and lessons I have learned. The broad trajectory should be well known to regular/old readers. This is an account of how I went … Continue reading Ten Years of Mutual Fund Investing: My Journey and lessons learned

How ETFs are different from Mutual Funds: A Beginner’s Guide

Let us consider the basic differences between Exchange Traded Funds (ETFs) and mutual funds and when should one use either product.  A couple of announcements first: (A) I will be speaking on "index investing and market timing" this Sunday, 17th June in the Tamilnadu Investors' Association monthly meeting (see invite below). Do join if possible. (B) If you are … Continue reading How ETFs are different from Mutual Funds: A Beginner’s Guide

List of Index Mutual Funds and ETFs in India: What to choose and what to avoid

As I started preparing for a talk on Index investing, I needed to know how many indices are passively tracked and so here is a list of index mutual funds and exchange-traded funds (ETFs) in India sorted by their benchmark. I also indicate which ones to choose and which ones to avoid. Surprised to find as … Continue reading List of Index Mutual Funds and ETFs in India: What to choose and what to avoid

How to Quickly Decide: Should I stay invested or exit my mutual fund?

Resolve is a series of steps on investing and portfolio management.  In the first step, we considered how to quickly select equity mutual funds and build a diversified (equity) portfolio. As a second step, we will consider how to quickly decide if I should stay invested in a mutual fund or exit it. To be frank, the … Continue reading How to Quickly Decide: Should I stay invested or exit my mutual fund?

Mutual Fund Mergers: how to track investments, calculate returns and pay capital gains tax post-merger

After the SEBI mutual fund categorization rules came into force, fund houses were forced to merge many schemes. In this post, I discuss common investor questions and problems regarding the merger - should I pay tax? how do I track? how do I calculate returns and capital gains on exit? - and so on with … Continue reading Mutual Fund Mergers: how to track investments, calculate returns and pay capital gains tax post-merger