This is the archive of all our articles from readers detailing their investment journeys.
You too can share your investment journey in this section (anonymously if you wish). You do not need to be financially independent, a crorepati, or have experience to write your journey.
Just write down your relationship with money in chronological order. You do not need to include portfolio amt or investment details (you can if you are comfortable). Please write naturally without the use of AI.
This will inspire the DIY community, and most authors tend to get a better perspective on money management as a result.
There is no required format or age limit. English fluency is also not required — only a willingness to share and aid the community.
Contact us if you are interested. You can send the article to the email from which you respond.
PLEASE NOTE: WE WILL NOT OFFER ANY PERSONAL ADVICE ON YOUR PORTFOLIO.
In this episode of reader-story, Ramkumar Subramanian shares his investment journey. How he invested without a plan, made a bunch of mistakes but still managed to de-clutter his portfolio and started investing in a goal-based manner. As regular readers may be aware, we publish a personal financial audit each December – this is the 2020…
Continue reading →Most investors calculate the investment amount required for their retirement and in for a rude shock. Sleepless nights are quite common! Very few investors manage their finances right after such a shock and start investing with focus and conviction. In this episode of ‘reader audit’, we meet Mr Tinker (name withheld on request), who got…
Continue reading →In this edition of reader story, Jyotinath Ganguly discusses his investment journey over the past thirty years from buying paper share certificates to authoring a book on money management basics for young earners. About the author: Jyotinath Ganguly is an IT Consultant, mentor, author and visiting faculty teaching Strategy, Cloud, and ERP. He is interested in…
Continue reading →In this episode of ‘reader audit’, Nathiya shares how her approach to investing has evolved, guidance from Ashal Jauhari; why she sold all her shares and how her family could cope with job loss and reduced income still managed to keep their investments on track. As regular readers may be aware, we publish a personal…
Continue reading →In the fourth edition of personal finance audits by readers, Gowtham Subramanian discusses how he has started goal-based investing, focusing on asset allocation and how it has made him feel more in control over his finances. As regular readers may be aware, we publish a personal financial audit each December – this is the 2020…
Continue reading →In the third edition of personal finance audits by readers, a single mom of two kids shares her inspiring journey. Her money story also brings out the importance of working with a SEBI registered fee-only advisor. As regular readers may be aware, we publish a personal financial audit each December – this is the 2020…
Continue reading →As regular readers may be aware, we publish a personal financial audit each December – this is the 2020 edition: How my retirement portfolio has performed in 2020. This time, we asked regular readers to share how they review their investments and track financial goals. Suhas was the first to do this: How Suhas tracks his…
Continue reading →As regular readers may be aware, we publish a personal financial audit each December. This time, we asked regular readers to share how they review their investments and track financial goals. Suhas kindly agreed to share his method. You can also follow his regular reviews in his blog linked below. About the author: Suhas Bharadwaj…
Continue reading →In this edition of reader story, let us peruse a message from Virendra (published with permission) about how he set his finances in order with the help if goal-based investing. In particular, how the result of a retirement calculator drove him into action. His journey is similar to mine – driven by the fear of making…
Continue reading →In this edition of reader story, Vignesh Srinivasan describes what he has learnt about money management over the last couple of years. How asking “What makes one a bad investor?” has helped him build a robust framework based on four pillars – Investments, Taxation, Administration & Protection.
Continue reading →In this edition of “reader story”, K. V. Krishnan lists five simple actions by which he simplified his financial life to focus on building wealth.
Continue reading →In this edition of reader story, Kannan Hariharan describes his financial journey from humble beginnings to buying a house, becoming debt-free and starting as a goal-based DIY investor. His journey has several lessons on home-buying and goal-based investing.
Continue reading →In this edition of reader story, Kaustubh Prasad shares his lessons and insights from tracking expenses for the last 25 years!
Continue reading →In this reader story, Suresh Murugan shares the lessons he learned after meeting an accident on the way back from his marriage
Continue reading →In this reader story edition, Vinay Rai discusses how he got his finances in order and charted his own money course
Continue reading →