This is a performance review of Franklin India Feeder – Franklin U.S. Opportunities Fund. This is an open-ended fund of fund scheme that invests a minimum 95% of its assets in the Franklin U.S. Opportunities Fund – I (acc) USD based in Luxemburg!
Continue reading →Investing in mutual funds is only a choice and has nothing to do with “financial literacy”. Imagine yourself as a financial advisor with no conflict of interest – meaning you are neither a sales guy nor looking to profit from a percentage of a clients networth. A client comes to you and says, “I want…
Continue reading →This is a performance review of HDFC Top 100 Fund. We ask if existing investors should exit the fund because of its recent poor performance or hold on, wait for the market imbalance to reduce and give Prashant Jain some more time to turn things around.
Continue reading →A multi-asset mutual fund is a new fund category introduced by SEBI. It has the mandate to invest at least 10% each in equity, debt and gold or permitted commodities at all times. We discuss the nature of available multi-asset funds, when investors should consider them and what to expect. We also consider if these…
Continue reading →We there is a discussion on gold returns, someone tends to point that “silver has done better” or “silver has more upside potential than gold” or some such statement. In this article, we compare returns and risk associated with gold and silver from Jan 1979 to Aug 2020.
Continue reading →In this edition of reader story, Vignesh Srinivasan describes what he has learnt about money management over the last couple of years. How asking “What makes one a bad investor?” has helped him build a robust framework based on four pillars – Investments, Taxation, Administration & Protection.
Continue reading →Here is how you can set off LTCG from shares against LTCL in ITR2 for the financial year 2019-2020, that is for the assessment year 2020-2021. Some readers have pointed out that the benefit of the Rs 1 lakh exemption is not being applied in the ITR2. This is not an error in the ITR2…
Continue reading →Recently the income tax department announced a new specified financial transaction (SFTs) that will be reported under form 26 AS. These include life insurance premium, health insurance premium, share transactions among others. Here is a full list of such STFs.
Continue reading →In this edition of “reader story”, K. V. Krishnan lists five simple actions by which he simplified his financial life to focus on building wealth.
Continue reading →A “long-term” SIP can teach us many things about risk and reward. These are the lessons learned from an Rs. 500 a month SIP running since Aug 2009 in Sundaram Midcap Fund for a relative. Some tend to dismiss our earlier analysis on “SIP risk” as “theoretical”. So here are inferences with “real money”!
Continue reading →“My SIP in Nifty Next 50 over the two and a half years has underperformed a Nifty SIP. Should I switch my SIP from Nifty Next 50 to Nifty 50?” We discuss this question posed by Nirmal.
Continue reading →Stocks with momentum and low volatility for August 2020 are listed in this stock screener for 100 stocks from the Nifty 100. This month 19 stocks quality (two new entrants) after filtering Nifty 100 with (1) positive 1-year return, (2) positive six-month return, (3) price > 200-day moving average, (4) 50% of daily positive returns,…
Continue reading →List of Nifty Next 50 companies (stocks) with index weightage and market capitalization are tabulated for Feb 2021. These are 50 companies from NIFTY 100 after excluding the NIFTY 50 companies representing about 10-11% of the free-float market capitalization of the stocks listed on NSE. To be included in the Nifty Next 50, a stock…
Continue reading →Here are 62 indices from NSE, BSE and CRISIL with more than 10% returns from a 15-year SIP from 1st Aug 2005 to 7th Aug 2020.
Continue reading →While the Public provident fund offers risk-free, gradually varying returns, a govt bond provides risk-free, constant income. If we buy it via a gilt mutual fund then its daily value depends on market supply and demand. The risk, although lower than equity or gold is still significantly high. There are some advantages of using gilt…
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