Retirement Corpus Guesstimator!

This calculator is inspired by a couple of posts (links below) on retirement by Subramoney. It allows you to guess how much you need for financial independence during retirement  and computes the corresponding pension or how long the corpus will last if it has to match future expenses indexed to inflation. It also calculates the…

Continue reading →

Portfolio Rebalancing Simulator

Portfolio rebalancing refers to the realignment of the asset allocation of a portfolio (% in stock/equity, % in bonds/debt) back to the original asset allocation planned for the investment. This is done to control risk and  increase the potential for returns. You can read more about this here: http://invest-it-yourself.com/rebalancing.php I have developed a portfolio simulator…

Continue reading →

Sensex Return Simulator

Use this calculator to simulate sensex returns from 1980 onwards. This gives you an idea of how the stock market works. If you average sensex returns over a 15-year or 20-year period you will get somewhere like 10%-15% so staying in equities for a long time is crucial. Howeverwhen you start investing can  affect your…

Continue reading →